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Build a fund that can be used in times of emergencies such as job loss and unexpected medical situations. While building an emergency fund, the two important things to be kept in mind are the amount required and the investment options.

At present, six pension fund managers manage a corpus of Rs 20,535 crore. Most of this is mandatory contribution from Central government employees.
Parthasarathy Shome Committee has recommended deferment of General Anti Avoidance Rules (GAAR) for three years. GAAR will be applicable from assessment year 2017-2018.