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The declarations in the proposal form are the basis on which the insurance companies underwrite policies, that is, assess the risk and calculate the premium to cover that risk.

 
 
With the monsoon rains below normal so far, commodity prices are rising. Should you invest?
Money Today experts answer your personal finance queries related to any sector - banking, insurance, investment, tax, or loans.
Nick Paulson-Ellis, Country Head, India, Espirito Santo Securities, talks about why FIIs have divested in Indian equity and the sectors they are bullish on.
 
 
R. Venkataraman, Managing Director, IIFL, talks about how current market levels and the economy impact FII investments and what foreign investors are looking for.
Sandeep Singal, Co-head, Institutional Equities at Emkay Global Financial Services, talks about what impacts FII investments and its importance for the Indian market.
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