HDFC Bank is an Indian banking and financial services company based in Mumbai. The bank has its presence in Bahrain, Hong Kong and Dubai as well. HDFC Bank provides a host of products and services including wholesale banking, retail banking, treasury, auto loans, two-wheeler loans as well as personal loans, lifestyle loans, credit cards and more.


HDFC was among the first to receive an 'in principle' approval from the Reserve Bank of India to set up a bank in the private sector. This approval by the RBI was part of the apex bank's liberalisation of the Indian banking industry in 1994.



Incorporated in August 1994 as HDFC Bank Limited, the company started its operations a Scheduled Commercial Bank in January 1995. Its first corporate office and service branch at Sandoz House in Mumbai's Worli was inaugurated in 1994 by then Union Finance Minister Manmohan Singh.


The bank's promoter, HDFC, is one of India's premier housing finance companies and received the RBI's approval to set up the bank on the back of its track record in the country as well as in the international markets. HDFC Bank has won multiple awards since its inception around 25 years ago. A WPP Plc study in 2015 named HDFC Bank as one of the most valuable brand in India.



BrandZ Top 50 Most Valuable Indian Brands ranked the bank as India's Most Valuable Brand for 4 years in a row. Forbes Asia had named HDFC Bank as one of the 'Fab 50 Companies' for nine years in a row. HDFC Bank was also named in Forbes' List of 5 companies that have shaped Asia, and the world.



In 2018, Dun & Bradstreet Corporate Award for the Best Bank was conferred on HDFC Bank. Federation of Indian Export Organisation (FIEO) also named it as the Best Bank in Export Finance - Non MSME in the same year.

"HDFC Bank began operations in 1995 with a simple mission: to be a 'World-class Indian Bank'. We realised that only a single-minded focus on product quality and service excellence would help us get there. Today, we are proud to say that we are well on our way towards that goal. It is extremely gratifying that our efforts towards providing customer convenience have been appreciated both nationally and internationally," mentions the bank.

When it comes to CSR, HDFC Bank mentions that it has so far impacted 8 million lives through its corporate social responsibility initiatives. Rural development, skill development and livelihood enhancement, promotion of education, healthcare and hygiene, and financial literacy and inclusion are some of the areas that HDFC Bank's CSR initiatives work around.


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