Digital and physical mix is leading to a change in the nature of jobs and also bringing in new skill sets in banking

More people are going to be engaged in work outside the formal workforce than inside it

Skilling programmes need to be rapid, flexible and highly personalised. Organisations need to instill a culture of continuous learning

The widening vocational demand-supply gap and poor employability after higher education will skew wages in favour of vocational work

New technologies create completely new markets that could not have existed before

A pyramid denotes age, experience-led hierarchy, timed progression and thus a degree of inertia and age-led journey to the top. We need to challenge that