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India's Best Banks
Tech Powering Finance

From digitising employee benefits to powering Fintechs and neo-banks to providing seamless digital services, Zeta has been upping its game

 
 

Laser-sharp focus on asset quality helps Utkarsh maintain lead over others

Travel-focussed payment solutions firm PayMate hit a roadblock post Covid-19, but focus on other areas such as invoice discounting helped in damage control

The methodology behind the BT-KPMG Best Banks Survey 2020

A push for products that consume less capital has helped Federal Bank build a rock-steady institution

Bank of America won by focusing on large Indian firms and multinationals

After building India's second-largest bank, Aditya Puri is set to impact other sectors

Kotak mahindra Bank is gradually scaling up its universal banking model to play a bigger role in the financial services market.

How SBI is keeping itself ahead of the curve in digital banking.

The fourth largest bank by assets in the country has been aggressive in providing banking services in the hinterland.

 
 

Rapid digitisation and scaling up of non-banking businesses, from cards to insurance and MFs to YONO, have helped SBI transform itself

Focus on operating profit and building a low-cost franchise have helped the country's second-largest private bank claim the top position

HDFC Bank refused to compromise on profitability and tapped semi-urban and rural markets to emerge far ahead of rivals

Banks' ability to transform themselves with speed and agility to survive the next revolution will determine the winners and losers

Five-year-old Bandhan Bank has expanded its loan book across housing, personal and gold loans in under-served and unbanked geographies

In its 23rd edition, the Business Today-Money Today Financial Awards also honoured top performing fintech firms, mutual funds, insurance companies and pension funds.
HDFC was ranked the Best Bank overall.

RBL Bank is following a partnership model to scale up in smaller geographies.

Ahmedabad-based LendingKart doesnt have a branch, and uses an underwriting model based on machine learning algorithm to lend to MSMEs.