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Direct plans have a lower expense ratio since they do not engage distributors, hence saving on distribution expenses and commissions paid to the distributors.
Those who can stomach market volatility and have a long-term investment horizon may go for these funds.
Even in the case of discounts, investors should establish what the prices were prior to the discount announcement.
Investors should consider dividend plans of equity mutual funds if they need money at periodic intervals.
City-based pricing helps one pay premium as per the cost of treatment in his or her city but with some checks and balances. Here is what all is on offer-
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