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Timing and procedure are important while dealing with bounced cheques.

Carrying a balance on your credit card can prove costly. Pay your bill on time.

SBI has launched a new home loan scheme offering higher amount and up to five years of interest moratorium
Maintaining a credit score is important for getting a loan easily in the time of need.

Different banks have different scoring models for approving loans. The key points banks consider before approving a home loan.

Instant loans deliver just that, but beware of high interest rates.

Reserve Bank of India kept the repo rate unchanged