RTGS (real-time gross settlement system) and NEFT (national electronic funds transfer) enable instant fund transfer with security.

How does the central bank manage your wallet? Why do you use Rs 500 and Rs 1,000 notes frequently and are flashing the debit card more often? Here are some answers.
It isn’t, if you consider the many ways it can be used to rob you of your cash. We list some common traps and ways to avoid them.
RBI’s recent recommendations are aimed not only at streamlining credit card operations, but also at making the customers more aware of their rights.
Banks offer all kind of lucrative schemes. But we suggest you to look before you leap at the enticing service. They might incur a high fee.
If you need a personal loan in a hurry, it makes sense to pledge your gold jewellery with a bank.
Financial frauds committed by stealing identity are getting more innovative and widespread by the day. Here’s a snapshot and how to prevent it.
It is easier than Internet banking, and potentially much bigger. Here’s how close you are to turning your mobile phone into your wallet.
Loan recovery agents and their strong-arm tactics are bad news, but banks usually use them as a last resort. And there are rules regarding this too.
This facility promises high returns on your bank deposits without compromising on liquidity.
Not much, if your bank folds up. Here’s what you should know to keep your money secure.
Banks are all set to upgrade the ATMs to help reduce footfalls in their branches. Here’s how.
With the Cheque Truncation Solution, your cheques, both local and intercity, will now get processed in 24 hours and get more securely to boot.
How do you know when you have too many credit cards? And what can you do with all the extras? Read on for some ideas.
Phishing has arrived in India and the prime target is financial services. We show how to safeguard your identity.