From the Managing Editor

Intelligent investing is incomplete without intelligent spending. And nowhere does spending acumen matter more than when planning a vacation. This summer, be an intelligent traveller.

Rohit Saran        Print Edition: May 1, 2008

Give a reader a good tip and we will make him rich once. Teach a reader how to pick good stocks and we will make him rich for the lifetime. This modified version of a Chinese proverb defines the editorial philosophy of Money Today. Our content is high on education and explanation and low on tips and tricks. But that doesn’t mean we are vague and imprecise. We follow up education with advice—most often actionable advice. Sections like Portfolio Doctor, Query Corner and MT Basics are a few manifestations of this approach.

Yet we know that there are readers who prefer tips without the teaching, advice without the explanation. Catering to these readers without deviating from our philosophy has been our biggest challenge. It’s also something that excites us the most. There are several pages in the magazine that cater to such readers, but sections named Under The Radar, Looking For Value and Model Portfolios are the prime examples of our meeting this challenge. In less than 500 words—five minutes of reading time— Under The Radar makes the case for a small-cap stock.

Even if you don’t buy all or any of the stocks our expert Mudar Patherya recommends on this page, just understanding his stock scanning technique is immensely enriching. Each of his columns is like a chapter from a book on stock-picking techniques, told in a way that combines substance with style. In Looking For Value Mudar’s team at Trisys Research strikes the balance between tip and teaching on four small-cap stocks. The two model stock portfolios managed by our “fund manager” Dipen Sheth go one step ahead. Dipen takes you through the world of large-cap and mid-cap stocks covering everything that is relevant in the big picture (economy and markets) and the small picture (specific stocks). In explaining his actions— and inactions—he imparts tips and teaching at one go. The big bonus is that Dipen revisits his stocks every two weeks so that he can be held accountable for his actions and advice.

Intelligent investing is incomplete without intelligent spending. And nowhere does spending acumen matter more than when planning a vacation. You can return a bad product or service, but you can’t undo a bad holiday. This is where our cover story comes in. This summer, be an intelligent traveller.

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