Convertible term plans can be useful for those in their early stage of financial life and they do provide an element of flexibility. But are they viable savings tools for the long-run?

An insurance claim is to be made in accordance with policy conditions, usually relating to the extent and quality of information provided to support the claim.
A recent Irda ruling has raised the cost of insuring your vehicle. We look at how you can cut your premium costs with the same cover.
M Ramadoss, Chairman and MD, New India Assurance, tells Sarbajeet K Sen what is ailing the home insurance sector.
The low cost of term insurance allows customers to buy adequate life cover. Here are a few things to keep in mind when you go shopping for one.
Settlement Exercise caution and follow correct procedure to avoid roadblocks while making claims.
While insurance is an essential part of financial planning, under specific circumstances, you would do well not to buy a life cover.
Should you keep your insurance covers simple and segregated or bundle products, buy riders to get protection at a discounted rate? We try to resolve the dilemma.
Buying insurance online has its benefits. However, there are disadvantages that a consumer should be aware of.
To cover specific needs, insurance companies are formulating innovative policies for specific requirements. Here are a few you can pick to customise your cover.
Will the markets rise or will realty plunge? Will the debt options work? We analyse the financial scenario in 2011 and the ways you can gain from it.
Avoid making cash payments for investments if you are going through an intermediary.
...says the insurance agent as he traps uninformed investors into buying unsuitable policies. Here are the lures you should avoid.
To avoid picking an unsuitable medical insurance and ensuring a smooth claims process, scrutinise the features before buying the cover.