Money Today Archive February, 2010 Issue

Edition: February, 2010

Cover Story

Sankaran Naren

"The mandate of your ELSS fund should match your risk appetite"

This year will be more volatile for equity investments and will depend on how the Union budget, monsoons, etc, pan out.
I.V. Subramaniam
If the exemption is removed, then the payment of tax will be an unavoidable certainty.
  • Are you ready for tomorrow? The sweeping changes envisaged in the tax laws could upset your financial apple cart. Here are eight things to do before the draft Direct Taxes Code becomes a law.
Sameer Bhardwaj
The combination of stocks and options can offer unlimited gains with limited risks to shortterm investors.
  • Taking the plunge Market rookie Kamya Jaiswal realises that there is more to stock-picking than following broker reports.
  • Value in cash Cash EPS gives the true value of a company's cash flow, and analysed along with the basic EPS, it can help investors avoid firms with low operating cash flows.
  • A positive note for the markets The third quarter results for the Sensex companies are expected to show a growth of about 25 per cent in profits.
Real Estate
Anuj Puri
In 2009, the property market reeled under the impact of the global crisis, though things began to look up by the end of the year. What does 2010 have in store for realty investors?
Namrata Dadwal
Using the Chinese paradigm is a good strategy to explain finance, but the two books fail on several counts.
Query Corner
You are paying a very high premium for very little cover. To reduce your premium outgo, you can convert your policies to paid-up plans, where the premium stops but your cover continues.
For The Record
Some of the investments you make and expenses you incur in a year are eligible for tax deduction. Use this worksheet to find how much deduction you can claim.
Long-term bond funds did very well in 2008, with the category delivering an astonishing return of 25.33 per cent during the year.
Editors Note
The third Monday in January is supposed to be the most depressing day of the year, according to some far-from-scientific calculations by a UK-based researcher.
Talk Back
When interest rates go up, there is a fall in the prices of existing bonds held by debt funds. Hence, the NAVs of debt funds come down.
Smart Spending
In this series we review recently launched products and services to help you sort the best buys from those that do not offer value for money.
  • How green is your valley? Though India's per capita carbon emission is low, urbanites have a high personal carbon footprint. Here's how to reduce it, at little cost.
  • Best deals on new wheels You don't need a personal finance magazine to tell you which car to buy, but if you are looking for the most affordable ones in the new range, read on.
  • Brand equity Does Croma compare with Samsung, or Zline with LG? While in-house electronic items are gaining currency due to their lower rates, we find out if they offer good quality and value for money.
Sushmita Choudhury
If the latest Nielsen Global Consumer Confidence Survey is to be believed, in the last quarter of 2009, India was the second most confident market after Indonesia.
  • Google's betting big on one If the Internet is to be believed, Google's Nexus One is the closest any manufacturer has come to giving the iPhone a run for its money.
  • BSE's Top 50 may be worst at accounting The best thing about the Satyam episode, as far as investors are concerned, is that it forced more companies to clean up their account books and governance practices.
  • An insider's guide to easier home loans Arecent report by rating agency, Fitch, highlights the fact that there is a possibility the recent spate of 'teaser' home loan schemes could lead to a 'payment shock' for borrowers.
  • Credit cards: A sealed deal Did you know that identity theft claims a new victim somewhere in the world every two seconds?
  • Pros and cons of social networking According to a study conducted by the Associated Chambers of Commerce and Industry of India (Assocham), surfing social networking sites during work hours costs the company close to one week a year in terms of productivity.
  • Is your grocery bill ready for a hike? The rising prices of raw materials like milk, sugar and cereals may prompt the FMCG companies, especially manufacturers of packaged foods like Nestle, Britannia and ITC, to raise prices over the next one or two quarters.
  • Covering the benefits of health & life There's a lot to be said about the two-in-one advantage, be it in technology, household appliances, apparel or anything in between, since it typically saves time, space, money or any combination of the three.
  • What is a scam worth? For the victims of the IPO scams that hit the market between 2003 and 2005, fair redressal seems to be in the offing, given the Rs 149 crore 'compensation' package recommended by the Justice D.P. Wadhwa Committee Report.

December 2010

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February, 2010

January, 2010