Money Today Archive January 2012 Issue

Edition: January 2012

Cover Story

Sowmya Kamath

Top defensive stock picks for 2012

We explore stocks and sectors that have limited downside for those who wish to be safe and yet do not want to miss the bus in case the markets rise in 2012.

  • How to bet on commodities

    For retail investors, direct investing requires either taking delivery, which is difficult, or trading in futures, which most find tough to understand. Take your bets through mutual funds.

  • Discounts expected in 2012 housing market For all its problems, the real estate market - both consumers and companies - lived through interesting times in 2011. Relentless rise in property and interest rates, controversies over land acquisition, the landmark Noida Extension court judgment and, to top it all, the various reform proposals, made for a heady cocktail. The next year is expected to be no different.
  • Will stock markets rebound in 2012? As the year draws to a close, the question every investor is asking is - will India's stock markets smile in 2012? They might, say experts, if the government can pull the economy out of its current mess. If not, they say, the markets are hugely undervalued and so have limited downside potential. 
  • Insurance sector promises to be exciting in 2012 The industry is on a high growth path and many new players are expected to enter the market. With a rapidly-evolving landscape and competition, the customer will be empowered with more choices and customised products that fulfill specific needs.
  • Volatile mkt: Discipline is crucial for MF investors in 2012 For long-term mutual fund investors, strategy for 2012 is simple. Invest in a staggered manner for at least three-five years without bothering much about volatility and immediate market sentiment.
  • What 2012 holds for the four big commodities Most asset classes saw heightened volatility in 2011, reponding to global cues amid high inflation, corruption and concerns about policy paralysis. Here's the outlook for the year ahead for gold, silver, copper and crude oil.
  • 'Auto, pharma and technology sectors likely to perform well in 2012' Anup Bagchi, MD & CEO, ICICI Securities, talks to Tanvi Varma about the outlook for 2012 and factors that investors should watch out for when entering the equity market.
Mutual Fund
Top Ranked Funds
Diversified equity funds performed badly in 2011 with average one-year return at -19%. However, debt funds came as a respite with average return on income funds at 8.6%.
  • How to choose the right Mutual Fund CICI Prudential Mutual Fund, in collaboration with MONEY TODAY, has been organising investor conferences, Investor Awareness Initiative-2011, in several cities to popularise this. Here are excerpts from the interactive session during the third such conference held in Bangalore.
Tax
Parizad Sirwalla
Here is a list of some of the investments and expenditures that qualify for exemptions/ deductions under various sections of the Income-tax Act.
Technology
Pritam P Hans
In the first part of this series, we told you how to create your own website. Now, we tell you how to earn from your online portal.
  • Search Engine Optimisation The title of the webpage, which appears on top of the Web browser, appears in search listings. It should include your target keyword(s), preferably in the beginning. Making your title descriptive will attract visitors.
Stocks
Best performing stocks of past 6 months
Amtek India is among the top gainers in the last six months with return of over 115%.
Careers
Devashish Chakravarty
Negotiating gender bias at workplace is important for the success of every organisation.
Banking
Best banks to take loan from
Are you scouting for a loan to buy a house, a car or for your child's education? Given below are the best deals on offer from public and private sector lenders.
Query Corner
I usually buy when the net asset value of a fund is low and exit when it's value is relatively high, just as with the stock market. Is that a prudent strategy for investing in mutual funds?
Editors Note
As most investment gurus advise, the best time to build a portfolio is when the general mood is pessimistic so that when things begin to look up once again, which they surely should at some point sooner or later, you will not be left ruing that you missed the bus.
Talk Back
I think it is better for the common investor to go for fixed-income securities, which are giving decent returns at present. In this context, your cover package, which gives the various options for investment in fixed-income instruments, was timely.
Smart Spending
Nidhi Singal
What the new mobile OS is all about
Most cell phone operating systems have been upgraded in the past few months. But, how will this change the way you use your phone?
Perspective
Property prices rise in NCR, Mumbai
In 2011, real estate markets in India have seen wide variations in price movement of houses. Homes became more expensive in the Delhi-National Capital Region and Mumbai.
  • RBI deregulates NRE rates A look at recent rulings which can affect you.
  • Nabbing online fraudsters Now, you can report such scam offers to any of the 34 nodal agencies identified by the Reserve Bank of India (RBI).
  • ICICI launches Money Manager tool ICICI Bank along with Intuit, a global developer of business and personal finance management solutions, recently introduced 'Money Manager', a web-based solution for their customers to manage their finances effectively.
  • Auto insurance premium likely to go up The Insurance Regulatory and Development Authority is planning to soon replace the current commercial third-party motor pool with a 'declined' pool.
  • Unified Fund Statements If you have investments across different mutual funds, you can now receive a consolidated account statement (CAS) instead of multiple statements from different fund houses.
  • How to know if you'll be loan defaulter Consumer credit reporting firm Equifax Credit Information Services has launched a new credit scoring system which offers credit scores for both consumers with credit history as well as those without any existing records (such as first-time borrowers).
  • Remittances: India Stays on Top India has maintained its position as the world's top recipient of officially recorded overseas remittances in 2011, according to the latest issue of the World Bank's Migration and Development Brief. This is the fourth consecutive year when India remains at the top of the chart.
  • Quick Deposits at ATMs If the recommendations of a government-appointed committee on automated teller machines (ATMs) are accepted, besides dispensing notes, the machines may soon start accepting cash directly.
  • Insurers allowed to tap stock market As per the recently announced guidelines by the Insurance Regulatory and Development Authority (Irda), insurers that have completed 10 years in the business will be allowed to raise capital from the market through initial public offerings (IPOs).

December 2012

November 2012

October 2012

September 2012

August 2012

July 2012

June 2012

May 2012

April 2012

March 2012

February 2012

January 2012