Money Today Archive July 5, 2015 Issue
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Edition: July 5, 2015

Cover Story

Tanvi Varma

Working To A Plan

How to draw up a financial plan for varied life stages

The most important point in financial planning is that one must start early. A small amount invested over a longer period will have a big impact on one's portfolio. It cannot be compensated even by doubling the investment," says an expert.

Real Estate
Renu Yadav
Your Search Ends Here
Realty portals are a good help in locating a property but are not of much use in checking sellers' credibility.
Expert Speak
Renu Yadav
Tai Hui, MD, Chief Market Strategist - Asia, JP Morgan AMC
Tai Hui, MD, Chief Market Strategist - Asia, JP Morgan AMC, says a lot of clarity is required on minimum alternate tax (MAT). "You have to be careful in bringing in new policies, especially with retrospective aspects", he adds.
  • We are fixing legacy problems: RBI Governor Raghuram Rajan says, "As we deal with some legacy problems of the past that have built up over time, growth will pick up. I think it is in the process of already picking up. But more work needs to be done, we are not finished".
Insurance
Teena Jain Kaushal
Misconceptions About Home Insurance
Many people believe that home insurance does not cover acts of God. But the fact is that acts of God are covered under home insurance. Section 1 of a home insurance policy generally covers fire and other allied perils such as floods.
Retirement
Vivek Law
Little Comfort for Old Age
Returns from the National Pension System (NPS) are taxed on maturity. This is unlike all other products including any equity mutual fund, insurance and even provident fund (PF) or public provident fund (PPF), where the returns are tax-free.
Investment
Tanvi Varma
A Safer Bet
Depending on the nature and aim of investment, as well as the disposition of the investor, balanced funds can come in different shades in between the two extremes.

December 20, 2015

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January 2015