Cover Story
Teena Jain Kaushal
The National Pension System (NPS) is a low-cost, tax-efficient retirement savings product. Its
fund management charges are as low as 0.01 per cent - much lower than
mutual funds.
While equity funds have done even better with the category average
returns ranging from 35% to 75%, debt MFs also
gave 25% returns, compared to gold funds losing 9% during the last one year.