Money Today Archive November, 2009 Issue

Edition: November, 2009

Cover Story

Arvind Kejriwal

Right to information

To dissuade information seekers, RTI commissioners often reject applications because they are ‘not in the correct format’.
  • Travellers' rights If the consumer redressal forum feels that the service rendered is deficient, it can order a refund or a compensation for the consumer.
  • Spend smart, act smart While getting a good price for a product or a service makes for a savvy buyer, it is equally important to be an intelligent consumer, by getting value for your money.
As the iconic word processing application celebrates another birthday, we thought you should know about some plug-ins that can help overcome its shortcomings and make Word, well, perfect...
Prakash Gaba
The top 10 Sensex stocks are not looking positive. They strengthen the belief that a correction is due.
  • Buoyancy amid scepticism Companies in the auto, IT and real estate sectors are likely to show a strong sequential earnings trend.
  • Earning without extra risk The covered call strategy can help enhance the investor’s returns without increasing the threat to the portfolio.
Kamya Jaiswal
The proposal to phase out insurance commissions could make agents extinct. Will people manage to buy insurance without them?
The recent regulatory changes, such as no entry loads on mutual fund investments, cap on Ulip charges, draft report on investor awareness and protection, and the proposed direct tax code, have all made the financial services industry buzz with activity.
Kamya Jaiswal
T.V. Mohandas Pai, Director, HR, Infosys Technologies, tells that India Inc is hiring again, but that employees should be prepared for a slower growth in opportunities.
Query Corner
If we assume a life expectancy of 80 years, you will require a corpus of Rs 2.36 crore to get a pension of Rs 40,000.
For The Record
An ombudsman is an official appointed to investigate complaints against a service or an administrative authority.
Invest in a company that is making profits because its financial performance is important.
  • The value of firms Continuing the series on financial concepts, we explain how the EV/EBITDA ratio can help identify expensive as well as low-valued stocks.
Editors Note
Aroon Purie
The small investor has always been the ‘ordinary man’, last on the priority list of companies.
D.D. Sharma
Investors with a short- to medium-term outlook can book profits in metals and energy stocks now.
  • The rise of commodities The revival of the world economy and industrial demand have boosted commodity prices. This trend will continue in the coming years, say experts.
Talk Back
You may take the matter to the grievance redressal cell in the Ministry of Tourism or to a consumer court.
Smart Spending
Sushmita Choudhury
In this series we review new products and services to help you sort the best buys from those that do not offer value for money.
  • Exercise the home option If you are short on time but big on fitness, build a personal gym in your house. We tell you how to get started.
  • The consumer crusaders Activists and lawyers are coming out in support of the common man, making industry-wide changes and forcing regulators to act.
  • A cause for concern Run these checks to ensure the credibility of an NGO before donating to it.
R. Sree Ram
Motilal Oswal, Chairman and Managing Director, Motilal Oswal Financial Services, talks about the market direction and the stocks to pick.
Narayan Krishnamurthy
Parag Saxena, CEO, New Silk Route, a $1.4-billion private equity fund looking to invest in India, Pakistan, Dubai and Southeast Asia, talks to us.
  • Spotlight on surveys Never mind the slow economic recovery and lingering doubts about the future. Indians are prepared to let the good times roll this festive season.
  • Insurance gets customised The quest for bigger market toeholds is now forcing insurance companies to launch customised policies.
  • Regulator watch A look at the recent rulings which can affect you.
  • Big plans for the small car From the time when the Maruti 800 put Indian women in the driver’s seat, to the more recent Nano, which put the car within common man’s reach, the Indian small car segment has seen a lot of action.
  • An attempt to kindle interest After nearly two years of multimillion-dollar sales in the United States, Amazon is going global with its Kindle e-book reader.
  • Where is the Indian rupee headed? Given that the earnings for exporters are largely denominated in dollars, the appreciation of the rupee dents their profits, if not hedged.
  • Ripe to pick Free incoming calls, Rs 1.20 per three minutes for outgoing calls…Reliance’s debut in the world of mobile telephony created a storm in December 2002.

December 2009

November, 2009

October 2009

September 2009

August 6, 2009

July 23, 2009

July 9, 2009

June 25, 2009

June 11, 2009

May 28, 2009

May 14, 2009

April 30, 2009

April 16, 2009

April 2, 2009

March 19, 2009

March 5, 2009

February 19, 2009

February 5, 2009

January 22, 2009

January 8, 2009