Money Today readers share their feedback on the magazine's coverage -
Your latest cover story on equities (Stocks on a High, December 2013) was interesting. It was impressive that there were many stocks that made money for investors even in the volatile times between 2008 and 2013.
However, it would also have been interesting to know how systematic investors gained from these stocks. As a retail investor, I often invest a regular sum every month. All you need to give is the SIP return calculation with each stock chart. I am curious to know if a systematic approach is indeed a better strategy than a lumpsum approach in a volatile market. Besides this, it would also have been nice to know how many of the BSE 100 stocks were below 2008 levels. This would have given us a more complete picture. - AK AGGARWAL, New Delhi
I have paid my taxes in full for the past financial year. Despite this, I received intimation from the Income Tax Department showing a difference of a few rupees between the tax payable and the amount paid by me. Your story on income tax notices (When the Taxman Comes Calling, December 2013) got me thinking about it. I do not want to be served a notice or go through a lengthy legal procedure. Though the balance tax payable has been indicated as zero, do I need to take any action for this notice? - ANJANA SAVADI, Ahmedabad
No, you don't need to pay the difference as the balance tax payable has been indicated as zero. It was probably due to numbers being rounded off.
The approach you have taken for your cover story on markets (Betting on Winners, December 2013) was quite interesting. It was nice to have a study on companies that have bounced back from a global market slump and given exemplary returns. Unfortunately, I have had no luck in the stock market, even though I did my research. A significant portion of my portfolio consists of realty stocks. Though the companies have strong fundamentals, the overall sector has not performed well. This is probably the reason for the poor performance recorded by realty stocks. Stories such as this could give me a better understanding of the market and sectors and help me pick stocks for long term investment. - SHEETAL PATIL, Nagpur
If you have difficulty giving stock selection the required time and accessing the right information, you could consider choosing equity mutual funds. It might be easier and safer.
I think ready-to-move houses have always made better sense for end users (The Tax Advantage, December 2013). It's an even more prudent decision with real estate companies failing to meet construction deadlines more often than not. - BIJAY MIDDA, Noida