Bargain buy: Refrigerator

Price is not the same as value.The most expensive product isn’t always the best value for your money. This section highlights the least expensive model in a product category. If price is of no consequence, check out the most expensive model.

Namrata Dadwal        Print Edition: April 3, 2008

Bargain buy: Refrigerator

Price is not the same as value.The most expensive product isn’t always the best value for your money. This section highlights the least expensive model in a product category. If price is of no consequence, check out the most expensive model.

Value pick

Whirlpool Genius Supreme
Whirlpool Genius Supreme

Price – Rs 8,050

Features – 180 litre capacity, semi-automatic, single door with door lock, direct cool air flow, PUF insulation, adjustable shelves, removable egg rack, large bottle shelf with spill guard, large chiller, front access defrost tray, powder coated exterior finish

For: Bachelors or a family that doesn’t believe in storing food for too long

  

Our pick

Electrolux ERP-245

Price – Rs 12,990

Features – 235 litre, frost free, double door, multi-flow system, quick freezing, spillproof shelves, door open alarm, freezer temperature indicator, ambient temperature display, digital clock with alarm, anti-fungal door gasket, energy efficiency rating of 4.64

For: Those looking for smart practical features in a 2-door fridge that offers plenty of value for its higher price

Top of league

LG  GR-G287STW
LG – GR-G287STW

Price – Rs 2,25,000

Features – 795 litre capacity, frost free, ice beam door cooling, 15” LCD screen with remote control, FM radio and DVD connection, exterior LCD touch panel display, digital temperature control, water and ice (cubed and crushed) dispenser, express freezing, humidity control, child lock, eight digital sensors, titanium exterior finish

For: Those who must have the latest and the biggest, no matter their needs or the price

Purchasing power

Fibres followed by oil seeds are fuelling wholesale price inflation. Milk at 9.71% is one of the essential food components that is fuelling inflation. Thankfully fruits, vegetables and food grains are at the other end of the spectrum and not adding significantly to the overall inflation.

Wholesale price inflation: 3.83%

Highest inflation rates

Fibres: 20.1%
Oil seeds: 16.0%
Non-food articles: 10.7%
Milk: 9.7%
Beverages & tobacco: 9.3%

Lowest inflation rates

Textiles: -3.7%
Leather & leather products: -0.7%
Wood & wood products: -0.6%
Other non-food articles: -0.4%
Electricity: -0.1%

Figures are percentage annual rise in wholesale price index for the week ending 23 February

 

Rates of relevance

5 Debit cards
CompanyRollover interest (p.m.) Balance transfer (%)
Axis Bank2.95% 0.75 (0-6 months)
2.95 (.6 months) 
HSBC3.10%0.99 (11.88 p.a.)
SBI3.10%Plan 1:0 (for 90 days)
plan 2:0.99 (for 180 days) 
ICICI Bank3.15% 0.75 (0-6 months)
1.49(>6 months) 
ABN Amro bank3.50%1.49 

Source: Bank websites

 • With Credit Information Bureau (India) in place, delays may lower your credit score

 • The RBI mandates card issuers to indicate how late charges and rollover costs are arrived at; look for them on the reverse of your credit statement

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