Personal Finance

Fixed Deposit schemes: Special 555-day FDs offer up to 7.5% -- Check rates at top banks

Special fixed deposit schemes are drawing investor interest as banks offer higher returns than many regular FDs. The 555-day tenure has emerged as a popular option, with some banks offering up to 7.5% interest to senior citizens.

Unlike conventional FDs, special deposit schemes are launched for specific periods and tenures and often carry higher rates. Investors can choose between callable and non-callable options

Investment

Fixed Deposit schemes: Special 555-day FDs offer up to 7.5% -- Check rates at top banks

The RBI has also withdrawn the ceiling applicable to fresh FCNR(B) deposits with maturities ranging from three years to five years.

RBI temporarily lifts interest rate caps on select FCNR(B), NRE deposits till Sept 30

The survey found that 91% of investors avoid panic selling during periods of market volatility, choosing instead to either observe, make calibrated portfolio adjustments or remain inactive.

Crypto is becoming a portfolio asset, not a get-rich-quick bet: Report

Experts stress that savings accounts are ideal for emergency funds and day-to-day liquidity, but they may not be the most efficient place for money that is unlikely to be used for several years.

This investor's ₹50 lakh grew to ₹55.4 lakh, but he still lost ₹8.6 lakh

Central banks have accumulated an average of 1,000 tonnes of gold annually over the past four years, roughly double the average pace recorded during the preceding decade.

Gold is no longer just a reserve asset; central banks are managing it like a portfolio: Report

Prices vary slightly across cities due to local taxes, transportation costs, and jewellers’ margins.

Gold, silver rates on June 17, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

According to ChatGPT, the most important observation is that this is not a case of reckless spending, but it is the personal loan.

Couple earning ₹1.7 lakh a month left with just ₹2,500 savings - what should they do? ChatGPT answers

Despite their attractive returns, company FDs carry higher risks than bank deposits.

Fixed deposits: Company FDs offer rates up to 9.1%, outpacing bank deposits but with higher risks

Silver jewellery outshone other categories with exports soaring 172.53% to $365.77 million in April-May, while gold jewellery exports declined 14.75% in May.

As gold loses lustre, silver and lab-grown diamonds drive new growth

West Asian producers account for nearly 9% of global aluminium supply, making the Strait of Hormuz a critical artery for the metal's trade.

Why are aluminium prices and metal stocks tumbling after easing of West Asia tensions?

More

Retirement Planning

More

Insurance

Separated from spouse? What happens to your life insurance policies and child plans

Could heatwaves be silently affecting your health? Data from 22,167 checkups offer these clues

Is ₹1 crore enough? Why urban families may need ₹1.5 crore or more in term insurance

Your life insurance may not go to your family if you have outstanding loans. Here's why

How to ensure your family receives up to ₹7 lakh under EPFO's EDLI insurance scheme

More

Tax

A defective return can have serious consequences. If not corrected within the prescribed time, it may be treated as invalid, affecting tax compliance and other benefits.

New ITR-3 rules for F&O traders: Leave these columns blank and risk a defective return

ITR-1 and ITR-2 filers will continue to have July 31 as the deadline, while non-audit business and professional taxpayers filing ITR-3 to ITR-7 will now have until August 31, 2026.

ITR due dates, revised returns and audit penalties: 3 big tax changes from AY 2026-27

Under the new tax regime, incomes up to ₹12 lakh attract zero tax through the Section 87A rebate. For salaried individuals, the ₹75,000 standard deduction raises the zero-tax threshold to ₹12.75 lakh.

₹12.75 lakh tax-free under new regime. How to make nearly ₹14.80 lakh income tax-free

Taxpayers with recurring additions of ₹50 lakh in metros and ₹20 lakh in non-metros may face mandatory scrutiny if such additions have been upheld or become final.

Income tax scrutiny in FY27: CBDT lists 6 cases that could put your ITR under scanner

ITR-U is a special return filing mechanism that enables taxpayers to rectify omissions or inaccuracies in previously filed returns or to file returns for years they had completely missed.

Missed filing ITR for last few years? Here's how ITR-U can help you avoid bigger penalties

While Form 26AS and AIS are important documents, they may not always contain complete income details.

ITR filing mistakes: Mismatch in Form 26AS and AIS can trigger tax notices for you; what do next

Real Estate

More

Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

Personal Finance

Investment

Fixed Deposit schemes: Special 555-day FDs offer up to 7.5% -- Check rates at top banks

RBI temporarily lifts interest rate caps on select FCNR(B), NRE deposits till Sept 30

Crypto is becoming a portfolio asset, not a get-rich-quick bet: Report

This investor's ₹50 lakh grew to ₹55.4 lakh, but he still lost ₹8.6 lakh

Gold is no longer just a reserve asset; central banks are managing it like a portfolio: Report

Gold, silver rates on June 17, 2026: Check latest prices for 24K, 22K, 18K in Delhi, Mumbai, Chennai, Kolkata

Couple earning ₹1.7 lakh a month left with just ₹2,500 savings - what should they do? ChatGPT answers

Fixed deposits: Company FDs offer rates up to 9.1%, outpacing bank deposits but with higher risks

As gold loses lustre, silver and lab-grown diamonds drive new growth

Why are aluminium prices and metal stocks tumbling after easing of West Asia tensions?

Retirement Planning

How employer contributions to NPS can push effective tax-free income to ₹13.5 lakh

Retire at 40 or keep working? ChatGPT's take on the FIRE movement in India

EPFO to NPS-Lite: How postmen are helping Indians access pensions, NPS-Lite, financial services

Atal Pension Yojana vs NPS: Which government-backed pension scheme suits you?

Don’t leave your family fighting: 8 in 10 Indians have no 'Will' despite...

From salary to survival income: Why retirement planning now goes beyond just savings

Separated from spouse? What happens to your life insurance policies and child plans

Could heatwaves be silently affecting your health? Data from 22,167 checkups offer these clues

Is ₹1 crore enough? Why urban families may need ₹1.5 crore or more in term insurance

Your life insurance may not go to your family if you have outstanding loans. Here's why

How to ensure your family receives up to ₹7 lakh under EPFO's EDLI insurance scheme

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

Visual Stories

TOP VIDEOS

Latest

MARKET TODAY