Personal Finance

RBI’s new LCR rules: Digital deposits tougher, trust funding cheaper, banks get more liquidity

The Reserve Bank confirmed that the feedback from banks and stakeholders was carefully examined before finalising the new liquidity guidelines. With immediate effect, banks must assign an additional run-off rate of 2.5 percent to deposits from retail and small business customers who use internet and mobile banking.

In a further move, the Reserve Bank has rationalised the composition of wholesale funding from ‘other legal entities’.

Investment

Is prepaying home loan a smart financial choice?

Which is financially smarter: Increasing EMI amount or prepaying the home loan?

In India, SEBI mandates that multi-asset allocation funds must invest at least 10% each in equity, debt, and gold or other commodities.

Want gold exposure without going all in? Multi-asset funds could be your answer

SGB 2017-18 Series III was scheduled for premature redemption on April 16, 2025.

Missed Sovereign Gold Bond premature exit on April 16? Here's what you need to know

Kiyosaki' advised investors to consider diversifying their portfolios by including physical assets such as gold and silver, which he perceives as more reliable stores of value during periods of economic turbulence.

'Buy gold, silver, and Bitcoin': Robert Kiyosaki offers investment advice ahead of predicted economic turmoil

Smallcap schemes have experienced a 15.7% decline over the past six months, the largest drop among diversified equity categories.

MF investors: Exiting small cap funds may take weeks in a crisis, stress test shows

So far, gold has soared over 25%, including a 6% gain since 2nd April post tariff announcement by US.

From global risks to festive demand: What’s fuelling gold’s 2025 surge ahead of Akshaya Tritiya

Borivali to Goregaon remains the best bet for budget-conscious buyers seeking their slice of Mumbai.

Looking to buy in Mumbai? Here’s where you can still get a home for Rs 1 crore

Experts feel it’s worth considering diversification via ETFs or index funds if picking individual stocks feels overwhelming.

Are US stocks a great buy now? Experts share investment tips amid tariff tensions

Despite frequent comparisons, Bitcoin and gold are fundamentally different assets.

Gold hits new highs as markets flee risk; what about Bitcoins? Experts explain where to invest now

The world's second largest gold producer, Barrick Gold, is undergoing a rebranding and will now be known simply as Barrick, looking at the potential of other metals, like copper.

Anil Agarwal calls this the ‘next gold’ amid global pivot toward clean tech metals

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Retirement Planning

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Insurance

How do wellness programmes offered by insurers work?

How do wellness incentives offered by insurers work? Are they beneficial in the long run?

Is it still possible to get maternity insurance after pregnancy starts?

The rising cost of liver diseases: How health insurance can save you from financial strain

Indians sitting on healthcare affordability crisis; insured families skipping treatment, rationing medicines

Why buying multi-year policies in health insurance makes financial sense

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Tax

This seamless digital route minimises errors, ensures safe payments, and helps taxpayers stay compliant with confidence.

Avoid late fees: E-pay system lets taxpayers skip the lines and clear dues from home. Here's how to use it

Senior citizens, particularly those aged 75 and above, receive specific exemptions from filing returns, provided they meet certain criteria.

ITR Filing 2025: No tax liability? You might still have to file ITR in 2025 — here's why

Digital transactions through UPI touched a record high of Rs 24.77 lakh crore in March 2025.

UPI remains GST-free: Centre clarifies no tax on digital payments

For owned premises, applicants need to upload any one valid ownership document—such as a property tax receipt, municipal khata, electricity bill, water bill, and others.

CBIC issues fresh guidelines to curb GST registration harassment, ensure faster grievance redressal

Taxpayers should note if their taxable income is up to Rs 12 lakh: The new regime likely offers better savings with zero tax.

Tax planning 2025–26: What taxpayers need to know before picking the perfect regime

As for registration, efiletax explains that an RWA must register under GST if annual maintenance collections exceed ₹20 lakh and monthly contributions per flat go beyond ₹7,500.

GST on apartment maintenance: A tax firm clears the air on ₹7,500 rule confusion

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Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

COMPANIES

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Personal Finance

Investment

Which is financially smarter: Increasing EMI amount or prepaying the home loan?

Want gold exposure without going all in? Multi-asset funds could be your answer

Missed Sovereign Gold Bond premature exit on April 16? Here's what you need to know

'Buy gold, silver, and Bitcoin': Robert Kiyosaki offers investment advice ahead of predicted economic turmoil

MF investors: Exiting small cap funds may take weeks in a crisis, stress test shows

From global risks to festive demand: What’s fuelling gold’s 2025 surge ahead of Akshaya Tritiya

Looking to buy in Mumbai? Here’s where you can still get a home for Rs 1 crore

Are US stocks a great buy now? Experts share investment tips amid tariff tensions

Gold hits new highs as markets flee risk; what about Bitcoins? Experts explain where to invest now

Anil Agarwal calls this the ‘next gold’ amid global pivot toward clean tech metals

Retirement Planning

If Harvard’s scrambling for liquidity, are Indians really prepared? Finfluencer breaks it down

National Pension System: NPS offers a range of annuities for lifetime financial security

Tax showdown: NPS or UPS — What’s better for retiring government employees?

'Rs 10 Maggi, Rs 1 crore flats': Investment advisor warns next 5 years will gut India's middle-class

FDs vs stocks vs mutual funds: Why retirees still choose stability over higher returns

RBI rule: Banks must pay 8% interest to retired govt staff for pension delays; check details

How do wellness incentives offered by insurers work? Are they beneficial in the long run?

Is it still possible to get maternity insurance after pregnancy starts?

The rising cost of liver diseases: How health insurance can save you from financial strain

Indians sitting on healthcare affordability crisis; insured families skipping treatment, rationing medicines

Why buying multi-year policies in health insurance makes financial sense

Tax

BEST MUTUAL FUNDS

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

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