Your life is not cheap, but term policies are. They make the best sense if you are looking for peace of mind.

In the current financial uncertainty, following set principles of investing may not yield desirable returns. Find out how to maximise gains by adopting contrarian strategies.

Insurance continues to be missold despite industry's claims to the contrary and senior citizens are the softest targets as they don't understand the newfangled products.

It's ironical how we hate to lose out on a few grams of vegetables while haggling with the vendor, but are blinded by the bright lights of a store while picking up grocery.

The low cost of term insurance allows customers to buy adequate life cover. Here are a few things to keep in mind when you go shopping for one.

It is prudent for investors to rebalance their portfolios at regular intervals to match their asset allocation with their changing risk appetite.

The stock market is dangerously close to the January 2008 highs. Find out whether you should buy, hold or sell your stocks at this juncture.

The new Direct Taxes Code and the Goods and Services Tax, both of which are set to transform the direct and indirect tax structure.

Capping of charges on Ulips, extension of lock-in period from 3 years to 5 years and raising of minimum cover to 10 times the premium.

Phasing out of all commissions payable to insurance agents by April 2011. Also, removal of loads for all financial products.

Online sale of life insurance. It has removed the intermediary between the firm and the policyholder. Aegon Religare Life Insurance launched it in 2009.

Ashu Suyash, MD and Country Head of Fidelity Mutual Fund, tells Babar Zaidi how the removal of entry loads on mutual funds last year has affected small investors.

The rule that allows third-party cheques for investing in mutual funds renders investors prone to largescale fraud. It's an anomaly that needs to be corrected - now.

Your retirement plan should be a mix of different investments. We analyse the various instruments and tell you how they can fit into your plan.

In a recent online survey conducted by Money Today, inflation was listed as the biggest retirement worry by respondents.

Avoid making cash payments for investments if you are going through an intermediary.

A look at how the provisions of the revised Direct Taxes Code will impact your finances.

Abhishek Goenka, CEO, India Forex Advisors, tells Babar Zaidi what the introduction of forex options means for small investors.

The rule that allows third-party cheques for investing in mutual funds renders investors susceptible to largescale fraud. it's an anomaly that needs to be corrected by Sebi-now.

Your retirement plan should be a mix of different investments. We analyse the various instruments and tell you how they can fit into your plan.