Policyholders gain by staying with an insurance policy, and insurance companies benefit by offering better prices and making it possible for the policyholders to stay on.

Despite a late start in financial planning, this doctor couple—planning to get married in November this year—can make up through disciplined investment in equities.

The year 2007 was remarkable for virtually every asset class. Money Today reached out to experts on stocks, real estate, mutual funds and commodities for their views on the way the markets will pan out in the coming times.

Shash had 12 credit cards, on which he had revolved about Rs 1.5 lakh. When he realised his finances could not cover even one card, he cut down to six cards.

A low insurance cover, a heavily concentrated stock portfolio and a house bought entirely with loans.The Sharmas must diversify and buy insurance.

As if the rising interest rates were not worrying enough, now be prepared for the sting of higher service charges. The financial sector in the country has been battling rough weather for a while now.

Not much, if your bank folds up. Here’s what you should know to keep your money secure.

Kolkata-based Saibal and Sumana Sinha must understand expense accounting and invest the monthly surplus in mutual funds to exploit their risk appetite.

For too long now, the pension sector has been a woefully neglected stepchild for everyone—government, regulators and investors. Now, hopefully, the first step towards pension reforms has been taken.

Conventional wisdom says that if you want to profit from the stock market, you need to buy low and sell high. And conventional wisdom is bang on.

You might have an account with a wellknown bank that gives you great service—but which has only a handful of ATMs in your city.  The lack of ATMs can be a limitation, especially when you see State Bank of India or ICICI Bank ATMs on almost every street.

If you do not have any liabilities, Rs 40 lakh retirement corpus can give you a modest monthly income. If investments will be your only source of income, key concern should be preservation of capital.

At over Rs 11,800 per 10 gm, you would think that gold is expensive. But analysts don’t think so.

Lucknow-based businessman Satish Chandnani earns well but must get a better grip on his finances and invest aggressively in equities.

Central Board of Direct Taxes (CBDT) Chairman Ratneshwar Prasad tells Money Today why honest taxpayers should not fear the taxman and what is being done to improve services and compliance.

Did you know that tax on interest earned on FDs and NSCs during the year is payable every year, even though you get it on maturity? Read on to know more.

2007 proved to be the year of the investor, yet again. That’s three money-making years in a row. To give the pessimists their due, it did seem that the law of averages would catch up with the Indian investment scene.

With remittance levels going up to $200,000, a non-rupee account makes sense if you want to take advantage of overseas investments.

Find out how the perfect portfolio has benefits similar to that of a balanced diet and also what your asset allocation strategy should be like.