If the Indian economy has to accelerate to rapid growth, the Rs 180-lakh-crore banking industry will have to play a pivotal role. But, for that, its loan book will have to expand multi-fold

Business Today awards in Chennai saw Tamil Nadu CM Edappadi K. Palaniswami announce investments worth `10 lakh crore, creating employment opportunities for 20 lakh people over next four years

The five year term of the Monetary Policy Committee (MPC) with an inflation target of 4 per cent and band of 2 to 6 per cent is ending in March 2021. The government in consultation with the RBI, will decide the new inflation band for the MPC for next 5 years. While some suggest the existing 4 per cent target should be continued, others are insisting on a higher band. Some are also asking to review the benchmark itself from CPI to core inflation or WPI. However, there are many other critical factors which also need equal attention from the RBI as well as the government. Anand Adhikari, Executive Editor, Business Today explains in detail.Also Read: Bonds jitters setting markets in 'completely new light': BIS

The $106-billion Tata Group has already thrived for a century and a half - more than twice the age of the Republic of India

Leading experts explain how supply chain dynamics are critical to achieving targets

Budget 2021 has re-imagined both spending and borrowing and reposed faith in large-scale infrastructure building and healthcare as well as bold disinvestment to trigger economic growth and consumption cycle in the economy. That's just what the doctor ordered

The BT MindRush theme, Post-Pandemic Paradigm, brought out how businesses evolved in possibly their toughest year ever

A host of economists have suggested that the government needs to spend more towards the overall economy and infrastructure to create enough demand in the economy. This would finally bring us out of this recession. But where will the government get resources from? Watch the video as Rajeev Dubey, Editor, Business Today explains ways by which the government could raise resources and spend more to finally achieve its targets, in part 2 of the Budget series. Watch: Union Budget: What's working, what's not for India's economy

The economic revival activities in India have started in full swing now. The country has witnessed a spike in the demand for automobiles and consumer durables, with unemployment declining to one-third of what it was at the peak of lockdown. Watch as Rajeev Dubey, Editor, Business Today, explains which sectors have helped the economy, in Business Today's new 'Budget' series. Also Read: Budget 2021: Date, time, sector-wise expectations; everything you need to knowAlso Watch: Budget 2021: Why India can't borrow more

For the first time , the Fintech industry  which is offering small ticket size loans digitally  has  come under the scanner of the RBI for unhealthy lending practices in the market. The rise of instant loan app platforms has also encouraged many  unregulated entities , which are not registered with RBI as NBFCs to take  advantage of the small Borrowers. There are many apps that have tie-up with banks and NBFCs for loans. In  fact , the  casual approach of some of the regulated players is also responsible for  these bad practices.  The recent instances of borrowers committing  suicide has already forced the  RBI to set up a working group to study the issues like consumer protection , data privacy, charging high interest rates, and  harsh recovery methods. The Government and regulators have to monitor the space more closely to plug the regulatory gaps and  keep strengthening the regulations time and again. Digital lending is the future for serving the under - banked and under -served customers both in metros and rural areas. Anand Adhikari, Executive Editor, Business Today, explains more. Major risks that can disrupt the stock rally, bring down the market

The Indian economy which was going through an extended slowdown has seen GDP growth contract for two successive quarters after the lockdown since the Covid-19 outbreak. As people get back to work, know how India Inc., government and small businesses try to rise from the prolonged slowdown. It has also led to a sea-change in the way business is done. What does this mean for companies, management and employees? Will these changes become the norm for the future? Hear it from the speakers of BT Mindrush.Also Read: Budget 2021: India Inc's wishlist

P D Vaghela, Chairman, Telecom Regulatory Authority of India (TRAI), spoke about the various use cases of the 5G network and how it was the right time for India to deploy it. In a discussion with Rajeev Dubey, Editor, Business Today, Vaghela shared the importance of 5G use cases and its implementation status in India. He also added that the next generation telecom network will open endless possibilities and opportunities for IOT, M2M based applications, delivering high speed. Watch as he talks about the different 5G use cases in detail. Watch More: Experts discuss ways by which govt could spur growth of the economy

DK Joshi, Chief Economist, CRISIL, Nilesh Shah, Managing Director, Kotak Mahindra Asset Management Company, Mukesh Butani, Managing Partner, BMR Legal Advocates,  Prof. Gourav Vallabh, Spokesperson, Indian National Congress,  Gopal Krishna Agarwal, National Spokesperson, BJP on Economic Affairs, spoke about how the government should aim to spur growth. Watch them in conversation with Rajeev Dubey, Editor, Business Today.Also Read: Jobs have moved from high productivity to low productivity sectors: CMIE

The government is considering setting up a Development Finance Institution model (DFI ) to support the infra sectors that need Rs 100 lakh crore investments in the next 5 years. The Union budget 2021-22 is expected to set the road map for creating a new DFI in the country. The earlier DFIs, ICICI, IDBI and IDFC, have all converted into commercial banks to tap the retail deposits as well as retail assets like home loan, car loan, credit cards and personal loans. The banking sector supported the infrastructure sector in the last decade, but the recent mismatches in asset, liabilities and deterioration in asset quality have forced banks to withdraw from such lending. Watch as Anand Adhikari, Executive Editor, Business Today explains in detail.Also Read: Forex reserves up by $758 million to lifetime high of $586 billion

D.K. Joshi, Chief Economist, CRISIL, Gopal Krishna Agarwal, National Spokesperson, BJP on Economic Affairs, Gourav Vallabh, Spokesperson, Indian National Congress, and Mukesh Butani, Managing Partner, BMR Legal Advocates discuss the realistic expectations from the upcoming budget, the challenges the FM faces during these pandemic-hit times and what best can be done. Watch them in discussion with Rajeev Dubey, Editor, Business Today.

The barometer of stock market , the Bombay Stock Exchange's (BSE)  30 share price index, is nearing 50,000 points. It rose  after dipping to 25,638 points in March last year after the outbreak of Covid  and the news of subsequent lockdown. The sensex has almost doubled in a year's time. This frenzy in the market is expected to continue because of vaccine roll out globally, normalisation of business operations  and the monetary and fiscal support from the government. But what are the big risks that can bring down the market? Nirmal Jain, Founder and Chairman, IIFL Group explains in his conversation with Anand Adhikari, Executive Editor, Business Today.Also Read: IRFC IPO: First share sale of 2021 opens next week; all you need to know

Nilesh Shah, Group President and Managing director, Kotak Mahindra Asset Management Company, D.K. Joshi, Chief Economist, CRISIL, Gopal Krishna Agarwal, National Spokesperson, BJP on Economic Affairs, Gourav Vallabh, Spokesperson, Indian National Congress, and Mukesh Butani, Managing Partner, BMR Legal Advocates discuss both long and short term strategies the govt should adopt to raise resources in the upcoming budget. Watch them in conversation with Rajeev Dubey, Editor, Business Today.

As vaccines get emergency use authorisation, the question remains as to when full vaccine approval might be granted. WHO's Chief Scientist Dr Soumya Swaminathan spoke to Rajeev Dubey, Editor, Business Today about the process to get full vaccine approval. She also explained how COVID-19 vaccine development can have learnings for future vaccines. Watch the video for more.DCGI needs communication strategy on COVID-19 approvals: WHO's Swaminathan

Dr Krishna Ella, Chairman of Bharat Biotech, said that unlike the clinical trials of AstraZeneca vaccine (which has been licensed to Serum Institute of India), Bharat Biotech did not try to suppress the side effects of vaccine by giving paracetamol to the volunteers. He also said that for his company safety came first. Watch him in conversation with Rajeev Dubey, Editor, Business Today.Also Read: China denies entry to WHO team investigating COVID-19 origins

The vaccine produced by Hyderabad-based Bharat Biotech in collaboration with the Indian Council of Medical Research (ICMR) and National Institute of Virology, Pune, has courted many controversies since it began its first human trials. In this video, Bharat Biotech chief Dr Krishna Ella talks to Business Today Editor, Rajeev Dubey, about vaccine efficacy and why people get suspicious about Indian companies.