Interest rates unlikely to fall further, so dont expect huge returns from debt funds

Banks provide the lifeblood to the financial well-being of different segments. In a crisis, wehave to do everything to safeguard their interests

Typically, all annuities come with the fixed payment option, if you want to factor in inflation, you may go for increasing annuity plan. However, the initial payout could be quite low in increasing annuity option.

Most of the NPS funds have delivered attractive return without taking higher risk. As on November 20, 2020, the seven-year annualised return of five out of six equity funds with track record of seven years is above 11 per cent, while the sixth fund also delivered decent return of 10.17 per cent

You can save taxes either by investing in government-notified products or by claiming exemptions on certain type of expenses. The lowdown

LVB is a small bank and its failure won't significantly impact the banking sector, but it's the loss of confidence and trust in banking system that has escalated with this crisis

HDFC Bank has cut the interest rate on deposits that would be maturing in one to two years. The interest rates for the rest of the tenures have remained unchanged

ICICI bank offers interest rates on deposits maturing in 7 days to 10 years; interest rates for senior citizens range from 2.5% for 7 days to 5.5% for 10 years, while it's 2.5% for 7 days to 5.5% for 5-10 years for general category depositors

As per a survey conducted by Nielsen for PGIM Mutual Fund, 51 per cent of Indians do not have a retirement plan ready and barely one in five takes inflation into account while planning for retirement

FD interest rates vary from bank to bank depending on their tenure, amount, and type of depositor. Thus, it is always advisable to compare them before investing

You may consider taking on debt due to low interest rates, even in these uncertain times. The question is how much and in what ways

More than the corpus, much depends on expenses, goals and commitments

Former Lakshmi Vilas Bank Vice President Pradeep Kumar has been accused of abusing his position to conspire and misappropriate funds worth Rs 791 crore

LVB, in a regulatory filing, said the committee of independent directors will exercise the discretionary powers of MD & CEO in the ad-interim, which includes Meeta Makhan, Chairperson of the CoD, Shakti Sinha, Member and Satish Kumar Kalra, Member

Route Mobile stock gained up to 6.74% to Rs 695 against previous close of Rs 651.10 on BSE

Problem accentuates for those whose long-term FDs are maturing now; these FDs were enjoying 9% interest but are struggling now to find an option to get even 7%

State Bank of India (SBI) has revised interest rates offered on its fixed deposits (FD). The rates have been changed on select maturities for 1 year period to less than 2 year period

Even after receiving bail in the case, Shivinder will not walk free from Tihar jail, where he is currently lodged, as his bail appeal in another case opposed by the Enforcement Directorate (ED) is pending in the Supreme Court

Stock selection plays a major role in SIP investment. Although most platforms let you start SIPs in any of the stocks, you should avoid doing it when taking exposure in mid or smallcap stocks

Instead, financial goals should decide risk appetite