The government and other lenders, including fintech firms, need to be more aggressive in MSME lending

Numbers speak for themselves. Non-performing assets (NPAs) under Mudra have doubled in absolute terms to Rs 17,651 crore over the last two years

As things stand, the RBI does not seem to have the necessary wherewithal to closely monitor diverse entities in the financial sector

The India-Japan economic partnership is going way beyond select sectors. The growing trade and industry linkages are making Japan an integral part of India's development journey

Indian companies are finally getting down to cracking the Japanese market

Emerging technologies like blockchain and smart contracts have helped fintech companies to enhance the security of consumer data and make the digital lending process more transparent.

With the pressure of speed and scale, start-ups that are building for international markets / customers cannot afford to be held back by Indian regulations. We don't see this trend reversing any time soon