Long-term investments can safely be put in equities. However, for periods less than two-three years, it's best to be safe and go for fixed income options. The latter, due to various factors that are keeping interest rates high, have turned especially attractive of late.

Mutual funds have changed the way Indians invest. Money Today looks at how they performed in 2012-13.

As part of its special package on India's Best Mutual Funds, Money Today asked the top fund managers of 2012-13 how they balanced investors' expectations with the schemes' objectives.

In November 2012, market regulator Sebi allowed Fixed Maturity Plans (FMP) to buy credit default swaps, a product which insures debt investments. This is expected to make FMP investments more secure and attractive.

A good mutual fund scheme not only outperforms its benchmark when markets are rising but also minimises losses when the chips are down.

The past one year was a test of character for mutual fund managers. Money Today interviews some of country's finest whose funds are among the Top 10 in their respective categories.

Fund managers are mutual fund industry's most celebrated figures. However, they work within the rules and processes laid down by the fund house and the mandate of schemes they manage.

UTI AMC has not had a full-time chief for over a year. And its slip is beginning to show - in the numbers.

Anil Bamboli of HDFC Mutual Fund believes an understanding of equity is essential to manage debt funds.

AMCs need to stop obsessing over their funds' performance and start paying more attention to their balance sheets if they are to thrive.

A dynamic asset allocation approach seeks to lower the downside risk without much impact on upside returns.

We provide you insights on how to select mutual funds that would go on to beat the pack and the broad investment strategies to be adopted to generate higher returns.

In this section, we feature fund managers who have managed to ride through good and bad market conditions with their right calls and timely decision making.

Mutual funds have woken up to the need for long-term investment solutions for investors as they line up goal-based schemes.

Your retirement plan should be a mix of different investments. We analyse the various instruments and tell you how they can fit into your plan.

Your retirement plan should be a mix of different investments. We analyse the various instruments and tell you how they can fit into your plan.

Your retirement plan should be a mix of different investments. We analyse the various instruments and tell you how they can fit into your plan.

The trigger facility in equity funds helps individual investors rein in their impulses and book profits in a disciplined manner.

It's hardly a surprise that debt-oriented products account for over 70% of the industry AUM, enabling big players to use them for treasury management.

The various tax-saving avenues under Section 80C can be used by individuals to suit their financial needs. We analyse the available options. Your house as a tax haven The cost of a legacy Focus on safe returns