The solution is to deepen India's bond markets to free the NBFCs from excessive dependence on banks, and make the occasional failures (IL&FS, DHFL) less traumatic for the banking system

Several studies throw up structural, logistical and financial challenges to the growth of crop insurance in India, jeopardised by apparent profiteering by insurance companies

The plans offer coverage under two different conditions, the first being one where job/income is lost due to termination/lay-off or retrenchment, and the second condition is where job/income is lost due to disability or death

Taking a lead, few insurers have started covering OPD expenses as an in-built feature in the main policy, while Star Health has launched a standalone OPD cover around 10 months ago

While comprehensive policies also cover diabetes in India, they come with a long waiting period and may not be available to a patient during an acute phase of it. These people can go for diabetic specific plans

Many market players hedged early, Swiss Re Chief Executive Christian Mumenthaler said, figuring the COVID-19 respiratory disease would spread around the world after first being identified in Wuhan, China, late last year

With premium rates starting at Rs 5,329, Covid Shield+ offers a critical illness benefit of minimum Rs 10 lakh post 24-hour ICU or HDU hospitalisation owing to COVID-19

Interest rates have fallen below 7 per cent in most banks. Union Bank of India is offering loans up to Rs 75 lakh in the interest rate range of 6.7 to 7.1 per cent

Apart from scripting successful business strategies, corporate India also has an eye for art

The comprehensive health insurance plans from health insurers are mostly indemnity covers that make good the losses only up to the medical expenses actually incurred subject to the maximum sum insured in the policy. However, in the fixed benefit plan you get the full sum insured when hospitalised

Once you fill in and submit the portability form along with the proposal form to the new insurer , it will seek the necessary details of your medical history and claim history from the existing insurance company

Bajaj Finance Q2 results: Consolidated assets under management (AUM) increased by 1.15 per cent to Rs 1.37 lakh crore in Q2 FY21 compared to Rs 1.35 lakh crore in the same period last year

The move to raise global money not only diversifies the liabilities mix in the balance sheet but also reduces the cost of funds

Insurance regulator IRDA has asked insurers to launch a standard term insurance plan -- Saral Jeevan Bima -- which will be available in the market from January 1, 2021

While insurers now see the physical and mental diseases from the same prism, the treatment of former is quite different from the latter

India has learnt that growth in GDP does not automatically translate into growth in jobs and that GDP growth does not necessarily mean well-being of a vast majority of population. It needs to put these experiences into work and frame appropriate policy responses to the job crisis

What if your mischievous furry friend gets into trouble or get sick? The sudden extra veterinary care may pinch hole in your pockets. The solution to this is pet insurance

In India, insurers have started using drones in crop cutting experiments and survey of industrial units for the purpose of granting property insurance programmes

Recent analysis on COVID-19 impact has shown the investments to be either in the positive of neutrally impacted categories and most firms have 18-24 months of cash runways, said Kirthiga Reddy, Partner, SoftBank Investment Advisers

Health insurance premium is not affordable for all. Either people compromise with a low sum insured policy or they don't buy a policy at all. To make the health policies pocket-friendly, insurance companies have launched instalment option on couple of health insurance products. Some insurers have already launched it while others have to follow suit by September 30. If you are willing to go for the EMI option, make sure to take note of key details. We tell you all about it in this video. Also Read: Insurance regulator IRDAI plans new solvency norms to deal with COVID-19 crisis