To avoid carrying cash while vacationing abroad, go for traveller's cheques or travel cards. They are safer and more convenient.

After retirement, aim to minimise the tax on withdrawals or on interest from investments and stick to the conservative tax-saving instruments.

Since the government will increase its spending to keep the wheels of the economy turning, the fiscal deficit is expected to grow.

Insurance is governed by maxims that set the legal and ethical benchmark for the parties concerned. Here's what you should know before you buy insurance.

Insurance is governed by maxims that set the legal and ethical benchmark for the parties concerned. Here’s what you should know before you buy insurance.

You are in the midst of the first world-wide economic slowdown and recovery seems a long way off for the global markets. So do you need to change your investment strategy? Money Today thinks so.What the Experts hope to do in 2009 How to invest in 20092009: A year of hope

When the Wall Street was breached, the Indian bourses had to battle a tsunami. Succumbing to panic, institutional and retail investors frantically pulled out money from the stock market and mutual fund schemes.

Taking a loan to repay another is rarely a good idea—and is worse during recession. But there are ways out of the debt trap if you enforce self-discipline, says Priya Kapoor.

Lenders will want a higher down payment. The impact of credit rating will see private banks offer a differential interest rate to borrowers based on their credit history and score.

Credit is a double-edged sword—it can help you fight financial difficulties or land you in one. In a bid to expand, companies let the uninitiated rack up debt without informing them of its costs. Take this short quiz to find out how well you manage debt.

The kind of loan you have taken will decide whether you should foreclose or stick to the EMI schedule. Foreclosing a loan may not always be a simple procedure or the best option. Here are the facts you should consider before doing so.

Dehradun-based Oberois are investing in the right asset class, but in the wrong instruments. They must align their choices with their goals and investment acumen.

It is the age of customisation. Slowdown or not, you want everything tailored to your needs. Investment products have followed this lead for some time and to great investor response.

Service tax cannot be deducted from the income tax payable by an assessee. However, the cost of any service availed of for business is considered a deductible expense as ‘Income from business or profession’.

Easy loans, free credit cards and a rising standard of living have resulted in a debt trap for the middle class. Can it escape unscathed?

The Indian Cabinet has finally given the nod to the proposal to hike the foreign direct investment cap in insurance from 26% to 49%.

Noorul Hasan follows a disciplined asset allocation and chooses his mutual funds with utmost care. But he throws caution to the winds when it comes to stock-picking.

If the income-tax office has provided incorrect account details, you can resolve the matter by visiting ITO with the copies of the acknowledgement of your return and the bank statement with the account details.

Stocks with high dividend yields tend to be less volatile. But there are other things to look out for before you invest in such shares.

In the current economic environment, you need to make some modifications in your investment and saving strategy. Rakesh Rai lists out the new canons of prudent investing to maximise gains.