How to minimise interest rate, credit and liquidity risks in debt funds

\"Investors at the short-end (up to 2Y) will probably earn zero or negative real return (inflation-adjusted) in FY22, similar to FY21,\" says Dhawal Dalal, CIO-Fixed Income Edelweiss AMC

The fund house's average asset under management (AAUM) rose to Rs 5.04 lakh crore in 2020-21 from Rs 3.73 lakh crore in the preceding fiscal, recording a growth of 35 per cent, SBI MF said in a statement

According to AMFI data, equity funds recorded healthy net inflows to the tune of Rs 9,115 crore in March. Highest net inflows across the equity scheme categories were recorded by the thematic and sectoral schemes worth Rs 2,009 crore in March

For the financial year 2020-21, equity fund flows remained net negative as outflows persisted from July 2020 to February 2021. The outflows were triggered by a bounce-back in the market post Covid crash that drove investors to book profits or rebalance their portfolios

Bond markets in the last few months have been highly volatile.  The debt mutual fund schemes , which till a few months ago, were delivering double digit returns, have started delivering much lower single-digit returns. In the video, Pankaj Pathak, Fund Manager-Fixed Income, Quantum Mutual Fund, speaks with Business Today's Avneet Kaur about where bond markets are headed from here. Watch the video for more. Also Read | 'Government should create two interest rate slabs in small savings schemes'Watch More | HDFC MF's Prashant Jain shares equity market outlook for FY22

Prior to the inflows, mutual funds (MFs) had been withdrawing money from equities since June 2020, data available with the Securities and Exchange Board of India (Sebi) showed

Prior to the inflows, mutual funds (MFs) had been withdrawing money from equities since June 2020, data available with the Securities and Exchange Board of India (Sebi) showed

The interest that you earn from employee's provident fund (EPF) is exempt from tax under the existing tax provisions. However, from FY22, if your EPF contribution goes above Rs 2.5 lakh in a financial year, the interest earned on the excess amount will be taxable

Motilal Oswal AMC raised the curtain on midcap and smallcap funds in 2019 by introducing Nifty Midcap 150 and Nifty Smallcap 250. Now, Aditya Birla AMC has rolled out the Nifty Midcap 150 Index Fund and Nifty Smallcap 50 Index Fund

Debt mutual funds or ETFs are considered safe, but choosing the right one is complex. As investors lost faith in debt MFs after the credit crisis in IL&FS and DHFL, followed by Franklin Templeton closing six debt MF schemes, leaving investors in lurch, the industry has taken initiatives to launch safer debt products with negligible credit risk. In this video, Mrin Agarwal, registered investor advisor and founder of Finsafe India simplifies debt investment space from a retail investor's point of view and discusses why choosing the right category holds prime importance. MORE VIDEOS: 3x return in 2 years! This 24-year-old just made a killingMinting money on Dalal Street: What draws women to stock investing

Investing through a systematic investment plan or SIP is the best way to create wealth through equity mutual funds

An amount of Rs 1 lakh invested in the large cap stock on February 20 would have turned into Rs 2.56 lakh today

Losing capital is something that keeps us away from getting returns. Invest in equities, but don't look at it every day

With your investment horizon of five to 10 years and suboptimal returns generated by current fixed income products, which fail to beat inflation, I would recommend you to invest in the equity markets.

Planning last-minute investments to save taxes? Here's what all you can do

By the time you are 60, you will be able to accumulate around Rs 1.5 crore which is equivalent to Rs 50 lakh today, if you continue to invest Rs 7,000 only

The number of SIP accounts increased by 8.78 lakh to 3.55 crore in January. Overall asset under management by fund houses hit a record high at Rs 31.84 lakh crore

Equity markets have hurtled past their January 2020 peak but offer limited upside from hereon

Budget 2021: From a stock markets' point of view, reforming the taxation burden on LTGC and removal of dividend distribution tax have been longstanding expectations of investors