Banks are passing on repo cut benefit to borrowers and tying up working capital limits to kickstart businesses

SBI, the largest bank in the country, has created building blocks for capturing the next growth cycle with sharper focus on risk and returns

Consolidation, new leadership at top private banks and newer growth areas in retail are set to build the foundation for the banking industry. The 24th edition of BT-KPMG Best Bank Study celebrates the success of banking and fintech stars

As per RBI data, gross NPAs of PSBs rose from Rs 2,79,016 crore as on March 31, 2015, to Rs 6,84,732 crore as on March 31, 2017 and Rs 8,95,601 crore as on March 31, 2018

Even as banks lower their NPAs for the year, new areas of stress are emerging that may create headaches for the financial sector and the RBI

This is primarily due to change in macroeconomic scenario, marginal increase in slippages and the denominator effect of declining credit growth, RBI said in its Financial Stability Report

CRISIL will resolve the rating watch once clarity emerges, post-merger completion, on the merged entity's business and financial profile,says CRISIL

The poor response from PSBs is partly because of higher existing exposure to NBFCs via lending, issues with NBFCs portfolio quality because of job losses, and stagnant income levels

High level of slippages is making the Reserve Bank of India jittery. RBI Governor Shaktikanta Das had earlier advised banks to be cautious and prudent in lending to small borrowers

In 2017-18, the 18 public sector banks collected Rs 3,368.42 crore by levying minimum balance penalty

An amount of Rs 1.06 lakh crore was disbursed towards new term loan, while Rs 46,800 crore was given as working capital loan. The banks credited Rs 19,627 crore to the non banking financial companies

Banks are expected to present report card on partial credit guarantee scheme and fund raising from market to enhance their capital base.

The meeting, scheduled to be held on October 14, is expected to review fund flow to stressed NBFC and MSME (micro, small and medium enterprises) sectors

Do we need UCBs? The universe of UCBs is not very big. Total deposits of UCBs at Rs 4.57 lakh crore is just 3.87 per cent of the entire banking system

The shortage of funds is threatening key sectors of the economy. What the government needs to do to fix it

The Budget will lower to a large extent the liquidity stress in the financial sector