It's not your salary that makes you rich, it's your spending habits.

Cesses will make many services expensive, but the real hit may be the tax on EPF, though there is no clarity on this front yet.

Are you fresh into your job and confused how to invest? Read on to find out how and where to invest.

The idea is not to deny yourself of anything, but to curb the habit of impulsive spending, which may negatively impact your life.

Cutting down on that extra money you spend on non-productive activities and using it towards paying off your debt is the basic rule of debt reduction

It is estimated that Rs40,000 crore will be raised through tax-free bonds in 2015/16

The government is hoping to succeed with the recently launched gold schemes by Prime Minister Modi.

NRIs can now invest in the National Pension Scheme to provide them income security when they return and retire in India.

If you have been able to manage your finances well you can invest the excess amount in various products depending on your age and risk profile

After the rate cut by RBI, read on to find out where you should invest your money

The effective yield of NTPC tax-free bondscomes to around 11.03 for 20 years

Interest earned on gold will be added to income and is taxable as per your tax slab

Are you fresh into your job and confused how to invest? The first step should be knowing your financial goals, which should be specific, realistic and action-oriented. Read on for more.

The good part of these schemes that they can be availed by all bank account holders. But do these policies suffice as they cater largely to economically weaker sections.

Studies have shown that as many as 70% people who get a windfall lose it within a few years. It is, therefore, important to create a regular income stream.

With gold prices remaining high and showing few signs of coming down, various jewellers offer monthly saving schemes through which people can set aside funds for buying jewellery. Money Today looks into the merits of such schemes.