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Total 274 results found. Search for [ lending practices ]

Results 1 to 21 of 274
Anand Adhikari
New Delhi, June 9, 2021
From disrupters to partners, the Fintech-bank relationship has come a long way. What is the next level of this partnership?

Joe C Mathew
New Delhi, May 26, 2021
The National Bank for Financing Infrastructure and Development promises to address the capital needs of the cash-starved infrastructure sector, but execution remains key

May 3, 2021
Das advised the NBFCs and MFIs to pay focussed attention to strict adherence to fair practices code, improve customer grievance redress mechanism and strengthen their IT systems

Ashutosh Kumar
March 9, 2021
The job of the financial sector is to do optimal capital allocation in the economy. Since 90s the key problem is of quality of lending in case of large loans. The exact word is crony lending, said Chief Economic Advisor (CEA) K Subramanian

Srinath Sridharan | Satyam Kumar
March 3, 2021
A symbiotic relationship between banks and digital NBFCs can lead the way towards a win-win situation for all

Team BT and KPMG
New Delhi, March 3, 2021
The methodology behind the BT-KPMG Best Banks Survey 2020

Sanjay Doshi
New Delhi, March 3, 2021
Banks' ability to transform themselves with speed and agility to survive the next revolution will determine the winners and losers

Nevin John
New Delhi, March 3, 2021
After building India's second-largest bank, Aditya Puri is set to impact other sectors

February 26, 2021
As per the RBI, headline CPI inflation averaged 3.9 per cent in India during October  2016  to  March  2020 (excluding Covid-19 period) with a decline in inflation  volatility, which shows the success of flexible inflation targeting

Dipak Mondal
New Delhi, February 18, 2021
As debt-laden distressed companies fall by the wayside, some cash-rich large companies are practically monopolising their sectors

Anand Adhikari
January 29, 2021
The continuation of forbearance policies has unintended and detrimental consequences for banks, companies and the economy, the Survey said

January 29, 2021
The survey, presented by Finance Minister Nirmala Sitharaman on Friday, January 29, favoured such a body, noting that it is pertinent as regulation has grown in importance as a key lever for governments to affect the quantity, quality, safety and distribution of services in health systems

Jaya Vaidhyanathan
January 27, 2021
Technology-enabled risk management has become indispensable to help banks mitigate the impact of the pandemic, in addition to the inherent systemic issues

Anand Adhikari
New Delhi, January 27, 2021
For the first time , the Fintech industry  which is offering small ticket size loans digitally  has  come under the scanner of the RBI for unhealthy lending practices in the market. The rise of instant loan app platforms has also encouraged many  unregulated entities , which are not registered with RBI as NBFCs to take  advantage of the small Borrowers. There are many apps that have tie-up with banks and NBFCs for loans. In  fact , the  casual approach of some of the regulated players is also responsible for  these bad practices.  The recent instances of borrowers committing  suicide has already forced the  RBI to set up a working group to study the issues like consumer protection , data privacy, charging high interest rates, and  harsh recovery methods. The Government and regulators have to monitor the space more closely to plug the regulatory gaps and  keep strengthening the regulations time and again. Digital lending is the future for serving the under - banked and under -served customers both in metros and rural areas. Anand Adhikari, Executive Editor, Business Today, explains more. Major risks that can disrupt the stock rally, bring down the market

January 24, 2021
A bulk of the issuances will be in the global market linked to US dollar, the most convertible currency, he said, adding that 80 per cent of its balance sheet is in USD at present

January 16, 2021
Reserve Bank of India Governor Shaktikanta Das said that it was imperative to identify the root causes of stress rather than addressing the symptoms

January 15, 2021
The instant loan apps offer loans to individuals and levy exorbitant interest rates and processing charges. These could range from 2-3 per cent per month, adding up to an average of 24-36 per cent a year

January 14, 2021
The 6-member working group has been formed to study digital lending in regulated as well as unregulated financial sector to devise a regulatory framework for the same

December 30, 2020
Niranjan Banodkar will supersede Anurag Adlakha, who has been designated as the Chief Human Resources Officer (CHRO), Yes bank said in a regulatory filing

December 19, 2020
Wistron on Saturday, December 19, admitted some workers at the Karnataka plant had not been paid properly or on time and removed its Vice-President who oversees its India business

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