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December 12, 2008
The Income Tax Act offers exemptions for certain categories of allowances. You can opt for some of these to minimise your tax outgo. Besides these, there are some tax-free allowances on which the employer has to pay the fringe benefit tax.
November 13, 2008
If the income-tax office has provided incorrect account details, you can resolve the matter by visiting ITO with the copies of the acknowledgement of your return and the bank statement with the account details.
November 13, 2008
FMPs are closed-ended funds that primarily invest in bonds and fixed deposits, though some also have a small equity exposure.
October 15, 2008
The year 2007 was remarkable for virtually every asset class. Money Today reached out to experts on stocks, real estate, mutual funds and commodities for their views on the way the markets will pan out in the coming times.

Giselle Barboza
October 15, 2008
After retirement, your monthly pension will be taxed as salary at the applicable slab rates. If you take a lumpsum payment, the amount will be tax-free in your hands.
September 19, 2008
Many investors are convinced that after the Sensex plunged 41% in six months, the key indices can fall no further. It looks like they could be right. Can things really improve?
September 19, 2008
Prashanth Amin of Kolkata wants to know how the systematic withdrawal plans offered by mutual funds work and the tax implications of investing in one.

Sameer Bhardwaj
September 19, 2008
The risks in mutual fund investments arise from the probability of a fall in the NAVs, which can be attributed to market risks and company-specific risks.
September 5, 2008
Compare different plans for costs and benefits to choose the one that suits your needs.

Sameer Bhardwaj
September 3, 2008
The mutual fund investments are subject to capital gains tax, which is applicable to gains from the sale of fund units. This tax is levied directly on investors, as opposed to DDT, which is charged to the fund. Let us consider the capital gains tax at the 2008-9 rates.

Namrata Dadwal
August 22, 2008
With tips on issues ranging from career to buying a house, Pond covers every possible aspect of personal finance in a simple and engrossing style. But experienced investors may find the book of selective use, says Namrata Dadwal.
August 21, 2008
Yes, Section 24(b) of the Income Tax Act allows deduction of interest due on home loan from the head 'Income from house property'.

Sameer Bhardwaj
August 21, 2008
While investors should consider several risk-return measures before investing, an important factor to take into account is the manner in which income or profits from investments are taxed.

Rohit Saran
August 21, 2008
Some of the most profound lessons in life are also the simplest. This issue's cover story explains one more tenet of financial wisdom-that the composition of your salary can be as important as the amount.
July 24, 2008
Mutual funds are more tax efficient than most other forms of investment. The tax rate is determined by the type of mutual fund and the tenure of investment.

Rohit Saran
July 9, 2008
For instance, how many of us know that inflation doesn’t actually destroy our wealth? It redistributes it—somebody’s high price is somebody else’s high income.
June 26, 2008
Rajesh S examines the tax laws applicable to NRIs and those earning overseas.

Rakesh Rai
May 15, 2008
Real estate funds will offer greater liquidity, lower tax rates, more transparency, convenience and, above all, lower entry price to investors in property.
April 16, 2008
No, a PPF account cannot be extended after maturity. Read the detailed answer inside the story.
March 18, 2008
An employee is entitled to leave travel concession from his employer for himself and his family for travelling to any place within India.

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