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Inside story of transformation that was underway at Bank of Baroda just before the big merger

The BJP-led NDA government probably had the right intention when they knocked on the doors of Ravi Venkatesan, former chairman of Microsoft India and P S Jayakumar, an ex-citibanker turned entrepreneur, for helping them in conducting an experiment of sorts with Bank of Baroda.

 
 
Global brokerage Jefferies referred to Bank of Baroda as the base, Vijaya Bank the kicker and Dena Bank as 'bad bank'.
With 2019 general elections less than a year away, Prime Minister Narendra Modi's personal mobile application NaMo app has begun the sale of Brand Modi merchandise.
PM Modi's cash-in-hand dropped by a whopping 67 per cent to Rs 48,944 as of March 31 this year from around Rs 1,50,000 in the previous year.
The merged entity or amalgamated bank would be India's third largest.