Health Insurance Buying Guide: 7 Things First-Time Buyers Must Check Before Choosing A Policy

Buying health insurance for the first time? There are several important factors to check before choosing a policy. Aditya Shah, Founder, Hercules Advisors, explains the key features buyers should look for, including unlimited room rent, zero co-payment, no disease sub-limits, cumulative bonus, consumables cover, and waiting periods for pre-existing conditions. The discussion also highlights the importance of checking hospital networks for cashless claims. Understand how to read policy wordings, avoid hidden restrictions, and choose health insurance that offers better protection against rising medical expenses and hospitalisation costs.