Personal Finance

Govt rolls out new salary account package with banking, insurance, card perks

Announced this week, the initiative is aimed at central government employees across all categories, Group A, B and C, and will be offered through public sector banks.

For central government employees, the salary account will remain zero-balance while offering concessional rates on home, education, vehicle and personal loans.

Budget 2026: ESOP taxation gaps trigger disputes for expatriates, returning Indians; what lies ahead
EPFO news: UPI-based EPF withdrawals to start by April, aiming for streamlined access
Selling assets in 2026? How to keep more of your gains and less for the taxman

Investment

For Indian investors, access to these global ETFs is possible through platforms that enable overseas investing under the Liberalised Remittance Scheme.

Investing in copper: How EVs, renewables and infra are reshaping the metal’s future - 3 top ETFs

Gold has delivered a year-to-date gain of 5.16% in just the first two weeks of 2026, silver has outshone gold by rising more than 15%.

Gold, silver at record highs: Is the rally signalling risk? What it means for equities and your portfolio

Gold has delivered a year-to-date return of over 5 per cent in just the first fortnight of 2026. Silver has risen more than 15 per cent.

Gold at Rs 1.43 lakh, silver at Rs 2.9 lakh: Is it safe to invest in precious metals right now?

Domestic brokerage Motilal Oswal said the bullish momentum in precious metals is set to carry forward into 2026, with silver and gold both projected to scale new highs.

Silver at $100, gold at $5,000? Why experts think the milestones may come sooner in 2026

Physical gold, jewellery, coins and bars, and digital gold often appear safer and simpler, but can quietly erode returns.

Investing in gold? How taxes can wipe out 30–50% of your returns if you choose the wrong form

MCX copper generated over 60 per cent returns in 2025, outperforming major Nifty indices and underlining the metal’s growing importance as an investment asset.

Copper rally sparks question: Is India ready for its first copper-focused ETF in 2026?

Experts said a stock may rise 300 per cent, but if an investor fails to book profits and later watches it fall 80 per cent, the entire journey becomes meaningless.

Investment 2026: Why most investors fail in volatile markets — expert flags the missing exit rule

Gold, silver: Geopolitical risks are continuing to fuel the bullion rally in 2026, with gold futures for February touching Rs 1.42 lakh and silver surging to nearly Rs 2.7 lakh.

2026 fresh rally: Silver up 13% in the new year, gold up 85% year-on-year: What lies ahead from here

Geopolitical tensions have also intensified safe-haven demand.

Gold and Silver prices surge amid global volatility. What investors should know

Copper in 2026: How the red metal is drawing investors beyond gold, silver; here's how to invest

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Retirement Planning

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Insurance

Union Budget 2026: Insurance industry calls for tax breaks, reforms to reach 'Insurance for All'

Bima Kavach and Protection Plus: LIC rolls out to offer enhanced cover and payment flexibility

Rising dengue and lifestyle diseases push Indians toward higher health insurance cover, shows report

Your daughter’s big day: Why wedding insurance deserves a look amid rising costs, risks

Health insurance: Do I really need a separate health cover at 18 if I’m covered under my parents’ policy?

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Tax

Under Indian tax law, ESOPs are taxed as salary perquisites at the time of exercise, based on the difference between the fair market value of shares on the exercise date and the exercise price.

Budget 2026: ESOP taxation gaps trigger disputes for expatriates, returning Indians; what lies ahead

Under Indian tax rules, short-term capital losses (STCL) can be adjusted against both short-term and long-term gains.

Selling assets in 2026? How to keep more of your gains and less for the taxman

With the new tax regime phasing out most deductions, the standard deduction has emerged as the key relief for taxpayers. Experts say there is room to raise it further

Budget 2026: Wider slabs, gratuity taxation, NPS - What’s next for tax after FM’s 2025 reforms

In 2025, the government enhanced the Section 87A rebate to Rs 60,000 for incomes up to Rs 12 lakh and raised the basic exemption limit under the new tax regime to Rs lakh.

Budget 2026: How FM Sitharaman’s 2025 tax slab overhaul helped taxpayers save up to Rs 1.10 lakh

ICAI has proposed allowing married couples to file a single ITR with their combined income taxed jointly.

Budget 2026: Joint tax filing for married couples gains traction to ease family tax burden

Budget 2025 closed that gap by stating that ULIPs, which do not qualify for exemption under Section 10(10D) will be treated as capital assets and taxed under capital gains provisions.

Budget 2026: How FM Sitharaman reshaped ULIP taxation in 2025 and what high-premium investors must know

Real Estate

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Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

Personal Finance

Investment

Investing in copper: How EVs, renewables and infra are reshaping the metal’s future - 3 top ETFs

Gold, silver at record highs: Is the rally signalling risk? What it means for equities and your portfolio

Gold at Rs 1.43 lakh, silver at Rs 2.9 lakh: Is it safe to invest in precious metals right now?

Silver at $100, gold at $5,000? Why experts think the milestones may come sooner in 2026

Investing in gold? How taxes can wipe out 30–50% of your returns if you choose the wrong form

Copper rally sparks question: Is India ready for its first copper-focused ETF in 2026?

Investment 2026: Why most investors fail in volatile markets — expert flags the missing exit rule

2026 fresh rally: Silver up 13% in the new year, gold up 85% year-on-year: What lies ahead from here

Gold and Silver prices surge amid global volatility. What investors should know

Copper in 2026: How the red metal is drawing investors beyond gold, silver; here's how to invest

Retirement Planning

Pension 2026: NPS assured payouts on cards as PFRDA sets up high-level advisory panel

Guaranteed pension, mandatory contribution: Decoding Tamil Nadu’s Assured Pension Scheme

Union Budget 2026: After Budget 2025 tax relief, what can senior citizens expect from FM Sitharaman this year?

NPS reforms: PFRDA allows banks to set up pension funds, revises fee norms

PFRDA eases NPS exit rules for non-government subscribers, lowers mandatory annuity to 20%

NPS exit rules changed: Non-govt subscribers can now withdraw up to 80% of retirement corpus

Union Budget 2026: Insurance industry calls for tax breaks, reforms to reach 'Insurance for All'

Bima Kavach and Protection Plus: LIC rolls out to offer enhanced cover and payment flexibility

Rising dengue and lifestyle diseases push Indians toward higher health insurance cover, shows report

Your daughter’s big day: Why wedding insurance deserves a look amid rising costs, risks

Health insurance: Do I really need a separate health cover at 18 if I’m covered under my parents’ policy?

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

Visual Stories

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