Personal Finance

EPFO’s EES-2025 offers employers one-time chance to regularise past EPF non-compliance

The facility applies to employees who were left out of EPF coverage between July 1, 2017, and October 31, 2025. By opening a time-bound window, EPFO aims to encourage voluntary compliance and reduce disputes arising from delayed or missed enrolments.

A key feature of EES-2025 is the relief it offers on past liabilities.

Section 80G: New set of FAQs issued on tax deductions for religious donations; check details
Mumbai’s premium housing is the underdog story no one saw coming
2026 bullion outlook: Gold to stay defensive anchor, silver offers higher-beta play amid policy easing

Investment

In 2025, silver led with over 127% gains, while gold extended its multi-year bull run with a robust 65% increase.

2026 bullion outlook: Gold to stay defensive anchor, silver offers higher-beta play amid policy easing

Skipping preventive check-ups may appear cost-saving in the short term, but it often results in higher long-term expenses.

Are Indians overspending on treatment, ignoring prevention? Here’s how much families should budget in 2026

The total interest received by banks is calculated yearly, and then they inform the I-T dept about it. In case the annual interest is over the limit, the bank may deduct TDS.

Rs 5 lakh cumulative FD monthly income explained: Returns, tax rules, investment options in 2026

The rate adjustments by SBI, HDFC, ICICI, Axis, and Canara Bank closely follow the RBI’s monetary policy shift and are mirrored across the sector as other leading banks also revise their retail deposit products.

SBI, HDFC, ICICI, Axis, Canara Bank revise FD rates post RBI rate cut

Homebuying for middle class will only get tougher, explains finfluencer

‘Your parents bought a house at 35 but you can’t’: Expert on middle class’ unrealised dream

Alok Jain said this year's rally particularly significant is the shift in how Indians are investing in gold.

Gold, silver rates: Gold and silver are no longer niche assets, a revolution is underway, says expert

Issued at Rs 2,840 per gram in December 2017, the SGB 2017–18 Series-XII will redeem at Rs 13,245 per gram, delivering a 366.3% return excluding interest.

Gold’s golden run: This SGB issue converted Rs 2 lakh investment into Rs 9.32 lakh in 7 years

The Centre said the sharp rise in domestic gold and silver prices over the past year has been driven mainly by international market trends, rupee-dollar fluctuations and geopolitical uncertainty.

Gold and silver prices surge: Will govt regulate retail rates amid rally? Ministry clarifies

One of the biggest errors people make after a financial shock is trying to fix everything at once, the CA explained.

'Shame won’t pay bills, clarity will': CA shares 90-day formula to recover from financial mistakes

Silver powers solar panels, EV batteries, and semiconductors—all booming sectors driving future demand.

Silver hits Rs 2 lakh/kg record: Axis Securities sees upside to Rs 2.4 lakh; what lies ahead

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Retirement Planning

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Insurance

Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill passed in Parliament; key details here

Sabka Bima Sabki Raksha Bill 2025: Finance Minister Sitharaman tables landmark insurance reforms in Lok Sabha

Cabinet clears Insurance Amendment Bill, may be introduced in Parliament on Monday

Union Cabinet approves Insurance Amendment Bill; details to be disclosed shortly

Investor query: Can tracking your health parameters really cut your insurance premiums?

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Tax

The Income Tax Department has stressed the necessity for solid documentation when claiming deductions under Section 80G.

Section 80G: New set of FAQs issued on tax deductions for religious donations; check details

A private trust offers greater flexibility and control for managing complex, diversified wealth, while an HUF provides simplicity and specific tax advantages such as lower slabs and exemptions.

Private Trust vs HUF: Which structure works best for managing and preserving family wealth?

The Income Tax Department reminded taxpayers that December 31, 2025 is the last date for revising an already filed return or submitting a belated return for Assessment Year (AY) 2025-26.

Income Tax Dept clarifies emails on AIS mismatch, foreign assets are advisory, not punitive

Investors reporting gains of up to ₹1.5 lakh accounted for just ₹10,564 crore, with an average gain of ₹36,000 per return.

Cutting LTCG mainly benefits the rich; don’t call it a middle-class issue: Tax expert on capital gains tax regime

Taxpayers who have missed reporting foreign assets or income must first shift to the correct income tax return (ITR) form.

Undisclosed foreign assets trigger IT Dept emails; revise ITR before Dec 31 deadline

If implemented, joint filing could lower tax liability for many middle-class households, especially where one spouse earns significantly more than the other.

Budget 2026 buzz: How joint income tax returns for married couples can be a welcome move

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Personal Finance

Investment

2026 bullion outlook: Gold to stay defensive anchor, silver offers higher-beta play amid policy easing

Are Indians overspending on treatment, ignoring prevention? Here’s how much families should budget in 2026

Rs 5 lakh cumulative FD monthly income explained: Returns, tax rules, investment options in 2026

SBI, HDFC, ICICI, Axis, Canara Bank revise FD rates post RBI rate cut

‘Your parents bought a house at 35 but you can’t’: Expert on middle class’ unrealised dream

Gold, silver rates: Gold and silver are no longer niche assets, a revolution is underway, says expert

Gold’s golden run: This SGB issue converted Rs 2 lakh investment into Rs 9.32 lakh in 7 years

Gold and silver prices surge: Will govt regulate retail rates amid rally? Ministry clarifies

'Shame won’t pay bills, clarity will': CA shares 90-day formula to recover from financial mistakes

Silver hits Rs 2 lakh/kg record: Axis Securities sees upside to Rs 2.4 lakh; what lies ahead

Retirement Planning

PFRDA eases NPS exit rules for non-government subscribers, lowers mandatory annuity to 20%

NPS exit rules changed: Non-govt subscribers can now withdraw up to 80% of retirement corpus

How PFRDA's nod to gold, silver ETFs will alter retirement investment playbook - expert explains

Retirement dreams vs reality: How much you really need to save for Rs 50 lakh/year? CA explains investment plan

NPS gets makeover: Gold, silver ETFs, AIFs, new bonds added to investment menu

NRIs and OCIs can now complete NPS KYC remotely as India eases onboarding requirements; check details

Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill passed in Parliament; key details here

Sabka Bima Sabki Raksha Bill 2025: Finance Minister Sitharaman tables landmark insurance reforms in Lok Sabha

Cabinet clears Insurance Amendment Bill, may be introduced in Parliament on Monday

Union Cabinet approves Insurance Amendment Bill; details to be disclosed shortly

Investor query: Can tracking your health parameters really cut your insurance premiums?

Tax

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