Personal Finance

‘Nobody talks about GSTR-9 till a notice hits’: CA flags risks for overlooking GSTR-9 filing

The GST annual return, GSTR-9, is rarely discussed until a tax notice lands in a taxpayer’s inbox. With the December 31 deadline approaching, experts warn that small, overlooked mismatches can quickly escalate into compliance issues. Experts say timely reconciliation, not last-minute filing, is key to avoiding trouble.

Delayed GSTR-9 filing invites a late fee of Rs 200 per day, Rs 100 each under CGST and SGST, subject to a maximum cap of 0.5% of the taxpayer’s turnover.

RBI postpones Phase 2 rollout of faster cheque clearing; Phase 1 to continue for now
How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS
Income Tax Return: Revised ITR vs belated ITR? What taxpayers should note before December 31

Investment

Retail investors often chase the best-performing stock or fund of the year, HNIs, by contrast, think in full market cycles.

How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS

As 2026 begins, both gold and silver carry strong tailwinds, though gains may moderate in the coming months. Some analysts have said copper may rise further next year.

Gold, silver, or copper: Which metal should investors choose in 2026?

The white metal outperformed the shiny yellow metal with a wide margin, turning to a multibagger asset class for the year.

Silver prices jump Rs 45,000 in 10 days! Will the momentum in white metal continue?

At the start of 2025, platinum was below $1,000 per ounce and largely overlooked, before breaking past that level in mid-May and igniting a powerful rally.

Beyond gold and silver: Platinum steals the spotlight with 140% surge in 2025

Spot silver rose 0.5% on Wednesday to trade at $71.80 an ounce, after briefly touching a fresh all-time high of $71.85 earlier in the session.

Silver now third most valuable asset: White metal touches $4.04 trn surpassing Apple’s $4.02 trn

Vedanta boss says silver has an intrinsic value and also a functional demand

'Silver story is just beginning': Vedanta's Anil Agarwal as metal hits new high of Rs 2.14 lakh per kg

Historical data shows that investing at an all-time high has delivered positive returns 100% of the time over any five-year holding period.

Gold, silver at high: Invest at all-time highs or wait for a dip? Expert decodes what history and data really suggest

Silver prices hit record highs in 2025, with spot silver crossing $70 per ounce for the first time and MCX silver touching Rs 2,16,596 per kg.

Silver’s 25-year surge: Prices jump from Rs 7,900/kg in 2000 to Rs 2.16 lakh in 2025 -- 2,600% rise

Eastern central banks have stepped up gold buying, reinforcing bullion’s role as a monetary anchor amid global uncertainty.

Is gold headed towards $5,000 in 2026? Bullion rally signals deeper shift in global finance, says expert

In early Asian trading, spot gold touched an all-time high of $4,445.69 per ounce, underscoring strong global demand for safety amid uncertainty.

Gold scales new peak as geopolitical tensions and rate-cut hopes lift demand; prices up 70% in 2025

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Insurance

Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill passed in Parliament; key details here

Sabka Bima Sabki Raksha Bill 2025: Finance Minister Sitharaman tables landmark insurance reforms in Lok Sabha

Cabinet clears Insurance Amendment Bill, may be introduced in Parliament on Monday

Union Cabinet approves Insurance Amendment Bill; details to be disclosed shortly

Investor query: Can tracking your health parameters really cut your insurance premiums?

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Tax

‘Nobody talks about GSTR-9 till a notice hits’: CA flags risks for overlooking GSTR-9 filing

A revised or belated return must be filed by December 31 of the relevant assessment year, or before the tax authorities complete the assessment, whichever comes first. Missing this deadline closes the regular route for corrections.

Income Tax Return: Revised ITR vs belated ITR? What taxpayers should note before December 31

Taxpayers holding foreign assets or income must pick an ITR form featuring Schedule FA (Foreign Assets). ITR-1 and ITR-4 lack this essential section. Suitable forms are ITR-2 and ITR-3.

Foreign assets disclosure: What taxpayers must report in Schedule FA in revised ITR before Dec 31

Taxpayers should verify donation claims by checking recipient eligibility, PAN details, approved payment modes, and supporting documents.

'Launch of NUDGE campaign to encourage taxpayers to voluntarily review deduction claims': CBDT

ULIPs continue to offer tax benefits, but only within clearly defined limits now.

ULIP tax confusion lands investor with Rs 2.48 crore penalty; ITAT steps in to overturn it

The newer law does not introduce unprecedented surveillance powers over taxpayers’ digital lives.

Explainer: Can the Income Tax Department access your e-mails, social media from April 1, 2026?

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Personal Finance

Investment

How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS

Gold, silver, or copper: Which metal should investors choose in 2026?

Silver prices jump Rs 45,000 in 10 days! Will the momentum in white metal continue?

Beyond gold and silver: Platinum steals the spotlight with 140% surge in 2025

Silver now third most valuable asset: White metal touches $4.04 trn surpassing Apple’s $4.02 trn

'Silver story is just beginning': Vedanta's Anil Agarwal as metal hits new high of Rs 2.14 lakh per kg

Gold, silver at high: Invest at all-time highs or wait for a dip? Expert decodes what history and data really suggest

Silver’s 25-year surge: Prices jump from Rs 7,900/kg in 2000 to Rs 2.16 lakh in 2025 -- 2,600% rise

Is gold headed towards $5,000 in 2026? Bullion rally signals deeper shift in global finance, says expert

Gold scales new peak as geopolitical tensions and rate-cut hopes lift demand; prices up 70% in 2025

Retirement Planning

PFRDA eases NPS exit rules for non-government subscribers, lowers mandatory annuity to 20%

NPS exit rules changed: Non-govt subscribers can now withdraw up to 80% of retirement corpus

How PFRDA's nod to gold, silver ETFs will alter retirement investment playbook - expert explains

Retirement dreams vs reality: How much you really need to save for Rs 50 lakh/year? CA explains investment plan

NPS gets makeover: Gold, silver ETFs, AIFs, new bonds added to investment menu

NRIs and OCIs can now complete NPS KYC remotely as India eases onboarding requirements; check details

Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill passed in Parliament; key details here

Sabka Bima Sabki Raksha Bill 2025: Finance Minister Sitharaman tables landmark insurance reforms in Lok Sabha

Cabinet clears Insurance Amendment Bill, may be introduced in Parliament on Monday

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Tax

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