Personal Finance

FD rates up to 8.50%: Suryoday SFB leads, but experts say don’t chase the highest rate blindly

Fixed deposit rates remain competitive, with small finance banks offering returns of up to 8.25% for general citizens and 8.50% for senior citizens. However, experts caution investors against chasing the highest rate without considering the bank, tenure, liquidity and deposit insurance.

Experts FD rates remain competitive across banks and tenures, but cautioned that “the highest rate is not always the best choice.”

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Investment

Both Wills and gifts are effective tools for succession and passing on a legacy.

Gift vs Will: What is better for passing assets to children during your lifetime?

Among the corporate FDs in the comparison, Muthoot Capital Services offers the highest rate, at 8.95% for a three-year tenure. Its five-year FD offers 8.50%, while the one-year rate stands at 7.90%.

Corporate FDs: Muthoot offers 8.95%, Shriram 7.5%; what investors should know before investing

A property bought for investment can concentrate wealth in one location and leave the investor with significant transaction and maintenance costs.

Invest in a home, or put ₹50 lakh in mutual funds? The answer depends on one key factor

The report noted while silver's market return was 98% over the one-year period, the money-weighted return for the average investor was just 18%.

Silver surged 98%, but investors made just 18%: How FOMO turned a rally into a trap

Despite the high stock count overlap, a deeper analysis of the underlying portfolio structure highlights key strategic differences between the two funds.

Overlapping 39 stocks: How Rajeev Thakkar’s two PPFAS equity schemes stand apart

Following the allotment, the fund will reopen for continuous sale and repurchase within five business days.

JioBlackRock set to roll out balanced advantage fund NFO on Sept 11. Check details

The ₹1.5 lakh annual ceiling applies to the relevant PPF contributions taken together. Therefore, if both parents contribute to a minor child's PPF account, their combined contribution cannot exceed ₹1.5 lakh in one financial year.

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

For an Indian investor buying US stocks, the return on the investment is not determined by the stock market alone. There is another variable working in the background — the rupee-dollar exchange rate.

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

Gen Z is betting big on AI: Nvidia, Tech Stocks and Crypto shape new-age investment trend

In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

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Retirement Planning

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Insurance

There is no universal regulatory price list that fixes how much a hospital can charge for every medical procedure. Hospitals may therefore have different prices for the same treatment.

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

Health insurance protection gap: 84% want extra cover, but 45% still don’t have it

Monsoon car insurance: Essential covers and add-ons every vehicle owner should know

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Tax

An HUF without business or professional income can generally opt for the old regime while filing its return.

HUF tax planning: Why choosing the new regime could cost you deductions in 2026-27

One of the biggest attractions of the scheme is the immunity available to a taxpayer who makes a valid declaration and pays the prescribed amount.

Foreign assets disclosure scheme: Who is eligible, what it means for small taxpayers & tax payable

Unlike salaried employees, freelancers report their earnings as business or professional income, making the choice of ITR form, deductions and income reconciliation particularly important.

ITR filing 2026 for freelancers: Which ITR form to file, tax rules, deductions and foreign income explained

Taxpayers should regularly check their AIS and Form 26AS before filing their ITR.

UPI, NEFT, RTGS or IMPS: When can your digital payments come under the Income Tax Department’s scanner?

Under the existing rules, the dividend component of a REIT or InvIT distribution is exempt when the underlying SPV is taxed under the old corporate tax regime.

REIT, InvIT payouts won’t become fully tax-free: Which components will still be taxed?

Under the AEOI framework, India receives financial account information relating to Indian tax residents from more than 100 partner jurisdictions through the CRS and FATCA arrangements.

CBDT enables foreign asset disclosure in AIS: What taxpayers need to know before filing ITR

Real Estate

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Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

Personal Finance

Investment

Gift vs Will: What is better for passing assets to children during your lifetime?

Corporate FDs: Muthoot offers 8.95%, Shriram 7.5%; what investors should know before investing

Invest in a home, or put ₹50 lakh in mutual funds? The answer depends on one key factor

Silver surged 98%, but investors made just 18%: How FOMO turned a rally into a trap

Overlapping 39 stocks: How Rajeev Thakkar’s two PPFAS equity schemes stand apart

JioBlackRock set to roll out balanced advantage fund NFO on Sept 11. Check details

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

Gen Z is betting big on AI: Nvidia, Tech Stocks and Crypto shape new-age investment trend

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

Retirement Planning

82 lakh EPS-95 pensioners: How to submit Jeevan Pramaan from home and avoid pension payment disruption

NPS XIRR vs CAGR: Which return measure better reflects your actual pension investment?

PFRDA extends NPS same-day investment cut-off to 1:30 PM: What it means for subscribers

Government has no plans to replace Unified Pension Scheme, over 1.18 lakh employees opt in

Retirement planning: Can my sister and I retire on FD income and property assets?

CGHS pensioner card in minutes now? Govt digitises application process for central govt retirees

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

Health insurance protection gap: 84% want extra cover, but 45% still don’t have it

Monsoon car insurance: Essential covers and add-ons every vehicle owner should know

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

Visual Stories

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