Personal Finance

India’s senior living market could Hit ₹1 lakh crore by 2030: What is driving the boom?

India’s senior living market is poised for rapid growth, with its value expected to rise from around ₹30,000 crore currently to over ₹1 lakh crore by 2030. Demographic shifts, evolving lifestyles and rising demand for integrated housing and care are driving the expansion.

Colliers estimates current demand for senior living at around 20–22 lakh units, which could rise to 28–30 lakh units by 2030.

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Investment

The ₹1.5 lakh annual ceiling applies to the relevant PPF contributions taken together. Therefore, if both parents contribute to a minor child's PPF account, their combined contribution cannot exceed ₹1.5 lakh in one financial year.

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

For an Indian investor buying US stocks, the return on the investment is not determined by the stock market alone. There is another variable working in the background — the rupee-dollar exchange rate.

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

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In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

Binance users bought over $1 billion in equities and generated nearly $3 billion in trading volume across 7,000+ assets in the first 30 days.

Crypto trading is no longer the only game: Exchanges expand into stocks, payments, prediction markets

Investors should check premature withdrawal rules, payout options, taxation and the bank’s deposit insurance coverage.

FD Rates: Bandhan Bank offers 7.45%, IDFC First 7.25% — How much more can you earn than SBI?

Between June 2006 and June 2026, gold delivered a 9.9% annualised spot return and 8.9% through futures.

Gold gave 9.9% annualised spot return over 20 years: How it compared with other commodities

SGBs normally have an eight-year maturity. However, premature redemption is permitted after completion of five years from the issue date, and it can be exercised on an interest-payment date.

SGB 2019 investors can redeem at ₹15,102: How much profit will you make if withdraw prematurely?

Employees interested in transferring their accumulated EPF balance should first check with their HR department whether Corporate NPS is available in their organisation.

EPF to NPS transfer: Can salaried employees move their PF money tax-free? Check this key employer condition

Small finance banks are currently offering some of the highest FD rates in the market.

8.10% FD rate vs 6.50%: How much more can you earn by choosing a higher-rate bank?

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Retirement Planning

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Insurance

There is no universal regulatory price list that fixes how much a hospital can charge for every medical procedure. Hospitals may therefore have different prices for the same treatment.

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

Health insurance protection gap: 84% want extra cover, but 45% still don’t have it

Monsoon car insurance: Essential covers and add-ons every vehicle owner should know

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Tax

One of the biggest attractions of the scheme is the immunity available to a taxpayer who makes a valid declaration and pays the prescribed amount.

Foreign assets disclosure scheme: Who is eligible, what it means for small taxpayers & tax payable

Unlike salaried employees, freelancers report their earnings as business or professional income, making the choice of ITR form, deductions and income reconciliation particularly important.

ITR filing 2026 for freelancers: Which ITR form to file, tax rules, deductions and foreign income explained

Taxpayers should regularly check their AIS and Form 26AS before filing their ITR.

UPI, NEFT, RTGS or IMPS: When can your digital payments come under the Income Tax Department’s scanner?

Under the existing rules, the dividend component of a REIT or InvIT distribution is exempt when the underlying SPV is taxed under the old corporate tax regime.

REIT, InvIT payouts won’t become fully tax-free: Which components will still be taxed?

Under the AEOI framework, India receives financial account information relating to Indian tax residents from more than 100 partner jurisdictions through the CRS and FATCA arrangements.

CBDT enables foreign asset disclosure in AIS: What taxpayers need to know before filing ITR

The government explained that HRA is a compensatory allowance designed to offset the cost of renting a house when official accommodation is unavailable.

Government quarter allotted to your spouse? Can you still claim HRA? Finance ministry clears the air

Real Estate

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Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

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Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

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Money saving tips for married couples

Personal Finance

Investment

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

Gen Z is betting big on AI: Nvidia, Tech Stocks and Crypto shape new-age investment trend

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

Crypto trading is no longer the only game: Exchanges expand into stocks, payments, prediction markets

FD Rates: Bandhan Bank offers 7.45%, IDFC First 7.25% — How much more can you earn than SBI?

Gold gave 9.9% annualised spot return over 20 years: How it compared with other commodities

SGB 2019 investors can redeem at ₹15,102: How much profit will you make if withdraw prematurely?

EPF to NPS transfer: Can salaried employees move their PF money tax-free? Check this key employer condition

8.10% FD rate vs 6.50%: How much more can you earn by choosing a higher-rate bank?

Retirement Planning

82 lakh EPS-95 pensioners: How to submit Jeevan Pramaan from home and avoid pension payment disruption

NPS XIRR vs CAGR: Which return measure better reflects your actual pension investment?

PFRDA extends NPS same-day investment cut-off to 1:30 PM: What it means for subscribers

Government has no plans to replace Unified Pension Scheme, over 1.18 lakh employees opt in

Retirement planning: Can my sister and I retire on FD income and property assets?

CGHS pensioner card in minutes now? Govt digitises application process for central govt retirees

₹25 lakh health cover, ₹12 lakh bill but only ₹5 lakh paid: How ‘Reasonable & Customary Charges’ can cut your claim

Private hospital vs government hospital cost: Hospitalisation is nearly 8 times more expensive

Accidental death benefit rider: Is your family financially protected against unexpected accidents?

Health insurance protection gap: 84% want extra cover, but 45% still don’t have it

Monsoon car insurance: Essential covers and add-ons every vehicle owner should know

Tax

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

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Improving the realty class

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Builders baits'

Visual Stories

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