Personal Finance

Private Trust vs HUF: Which structure works best for managing and preserving family wealth?

According to Parag Jain, Tax Head at 1 Finance, both structures are legally recognised and offer tax-planning benefits, but they serve very different objectives. “For long-term wealth management and succession, families must look beyond tax savings and evaluate factors such as asset complexity, dispute risk, religion and succession priorities,” he says.

A private trust offers greater flexibility and control for managing complex, diversified wealth, while an HUF provides simplicity and specific tax advantages such as lower slabs and exemptions.

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Private Trust vs HUF: Which structure works best for managing and preserving family wealth?

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