Personal Finance

Want to invest in Daily SIPs: Here's all you need to know

Salaried workers might prefer monthly SIPs, ideally timed to coincide with their salary deposit for added convenience.

Daily SIPs: Increasing SIP frequency, such as transitioning to daily or weekly contributions, might not enhance returns.

Why Mumbai beats Dubai in price but lags in returns: A wealth advisor raises red flag
'Real estate India's last untaxed dynasty': Advisor rips into country's biggest open secret
I’m 25, earn Rs 6 LPA, and my dad got me locked into LIC plans worth Rs 1.9LPA. Am I ruining my finances before they even began?

Investment

Want to invest in Daily SIPs: Here's all you need to know

Experts feel allocating Rover 30% of annual income into LIC endowment or money-back plans is disproportionate and financially limiting.

I’m 25, earn Rs 6 LPA, and my dad got me locked into LIC plans worth Rs 1.9LPA. Am I ruining my finances before they even began?

Experts advice that can parents can opt for tax-saving options under the Exempt-Exempt-Exempt (EEE) regime, where investments, interest earnings, and maturity proceeds are all tax-free.

Planning for your child’s future education? Combine EEE and ELSS to save tax, build wealth

Not all investors chase highs on markets, some believe in diversifying their wealth into fixed deposits, liquid or short-duration debt funds to keep their money productive.

Quit the job, built a farm, and then what...: Here's a 37-year-old investor's low-risk money strategy

Experts feel many middle class family find themselves stuck in a silent financial trap — luxury disguised as progress. As salaries grow, so does the desire to "upgrade" their lifestyle.

Earning more but still broke? Expert blames it on lifestyle inflation

AMFI data for April showed a modest dip in investor appetite. Net inflows into small-cap funds declined 2.3% to Rs 3,999.95 crore, while midcap fund inflows dropped 3.6% to Rs 3,313.98 crore.

Small-cap storm: 22 of 29 funds post double-digit losses - but long-term investors still in the green

So the next time someone boasts of a higher dollar salary, it’s worth asking—after expenses, what does their actual lifestyle look like?

'₹25 LPA in India = ₹75 LPA in the US': Fintech professional busts the biggest salary myth

Investors rush to defence: Mutual funds ride Operation Sindoor wave to almost 18% gains

A couple can claim a total tax deduction of up to Rs 7 lakh per year, with each individual being able to claim ₹3.5 lakh through Sections 80C and 24B, respectively.

Joint home loan hacks: Couples can save up to Rs 7 lakh in taxes yearly with this — here’s how

Gold- real estate, stocks or clarity — 3 rules for investors clueless about risky investments

More

Retirement Planning

More

Insurance

Mis-selling is the biggest scam in life insurance — Expert explains what you actually need

Term insurance getting popular among working Gen Z: Tata AIA Life Insurance report

War risks and insurance cover: What should policyholders know during such crises?

Planning a family? Here’s how to choose the right insurance for expecting and new mothers

My mom never had insurance. What should I choose for her - life insurance, term insurance or ULIPs

More

Tax

Form 16 serves as a crucial document for employed individuals, offering comprehensive information on salary earnings and the deduction of taxes at the source (TDS).

Filing ITR made easy: Digital Form 16 auto-extracts income, TDS, deductions

Since STT is not applicable to foreign securities, gains from these instruments are excluded from the Rs 1.25 lakh LTCG exemption available under Section 112A.

Investing abroad? How foreign stocks, mutual funds, ETFs will be taxed in FY2025-26?

Form 16 is specifically designed for individuals receiving a salary. Freelancers and self-employed taxpayers are advised to acquire income certificates instead.

Tax filing season begins: Filing ITR without Form 16 is easier than you think; here's what you need

LTCL can be offset by LTCG, while short-term capital losses can be used to offset both short-term and long-term capital gains.

Pay zero tax on stock, MF gains? Here's how investors can use capital losses to wipe out liability

Capital gains taxation comes into play when a capital asset is sold for a profit.

First-time taxpayer? One mistake in your capital gains report could trigger a tax notice

Part of your bill also funds investments in smart grids, smart meters, and technology upgrades designed to curb theft, improve billing efficiency, and reduce technical losses.

Why your ₹4,999 power bill fuels more than just your home: Analyst explains India’s power math

BEST MUTUAL FUNDS

Find the best performing mutual funds across different time duration

Equity Funds

Hybrid Funds

Debt Funds

Liquid

Commodities

Alternative

Equity Funds

Flexi Cap

Returns <= 1 year are absolute and > 1 year are annualised

Only Growth, Direct and Non-ETF schemes are considered

For Category returns, all scheme variants are considered

Real Estate

More

Visual Stories

Aditya Birla Sun Life Dividend Yield Fund vs ICICI Prudential Dividend Yield Equity Fund vs HDFC Dividend Yield Fund: Mutual funds returns, AUM, NAV, risks and more

Quant Mid Cap Fund vs Motilal Oswal Midcap vs SBI Magnum Midcap Fund: Mutual funds returns for 3 years, AUM, NAV and more

What challenges do live-in couples face in securing their inheritance rights?

Nippon India Multi Cap Fund vs Quant Active Fund vs Mahindra Manulife Multi Cap Fund: Best Multi-Cap Mutual Funds with Highest Returns Over the Past 3 Years

Motilal Oswal Large and Midcap Fund vs Bandhan Core Equity Fund vs HDFC Large and Mid Cap Fund: Mutual funds returns, AUM, NAV and more

Want a personal loan? Beware of illegal Chinese digital lending apps, Check these 6 tips by Money Today on how to steer clear of such apps

How can you improve your CIBIL credit score? Check out valuable tips from Money Today

HDFC Multi Cap Fund vs Kotak Multicap Fund vs Nippon India Multi Cap Fund: These multi-asset funds gave more than 16% in one year

SBI Long Term Equity Fund, Motilal Oswal Long Term Equity Fund, HDFC TaxSaver: ELSS funds that have given around 22% return in one year

Money saving tips for married couples

COMPANIES

NEWS

Personal Finance

Investment

Want to invest in Daily SIPs: Here's all you need to know

I’m 25, earn Rs 6 LPA, and my dad got me locked into LIC plans worth Rs 1.9LPA. Am I ruining my finances before they even began?

Planning for your child’s future education? Combine EEE and ELSS to save tax, build wealth

Quit the job, built a farm, and then what...: Here's a 37-year-old investor's low-risk money strategy

Earning more but still broke? Expert blames it on lifestyle inflation

Small-cap storm: 22 of 29 funds post double-digit losses - but long-term investors still in the green

'₹25 LPA in India = ₹75 LPA in the US': Fintech professional busts the biggest salary myth

Investors rush to defence: Mutual funds ride Operation Sindoor wave to almost 18% gains

Joint home loan hacks: Couples can save up to Rs 7 lakh in taxes yearly with this — here’s how

Gold- real estate, stocks or clarity — 3 rules for investors clueless about risky investments

Retirement Planning

EPFO unveils digital-first reforms: Balance checks, smooth PF transfers, Aadhaar-linked updates, faster pensions; check details

Retirement win: Banks offer senior citizens above 8% fixed deposit rates despite rate cuts

Pension safety net expands: Atal Pension Yojana tops 7.65 crore subscribers, women dominate new signups

You’ve hit Rs 10 crore and opted for FIRE — now what? Why many Indians are struggling to spend their wealth

I am 39 and currently single & unemployed. Is Rs 5.5 crore fund a comfortable retirement in India?

Retiring with ₹3 crore? Here’s why it may not last 20 years in India

Mis-selling is the biggest scam in life insurance — Expert explains what you actually need

Term insurance getting popular among working Gen Z: Tata AIA Life Insurance report

War risks and insurance cover: What should policyholders know during such crises?

Planning a family? Here’s how to choose the right insurance for expecting and new mothers

My mom never had insurance. What should I choose for her - life insurance, term insurance or ULIPs

Tax

BEST MUTUAL FUNDS

Real Estate

Here's Why Real Estate Companies are Struggling Despite an Uptick in Demand

Selling tenancy

Realty check for small investor

Improving the realty class

Is it the right time to buy?

Builders baits'

Visual Stories

TOP VIDEOS

Latest

MARKET TODAY