Personal Finance

PAN-Aadhaar linking: What taxpayers must do before December 31, 2025. What happens if you don’t

The Central Board of Direct Taxes (CBDT) has issued a directive targeting individuals who obtained their PAN using an Aadhaar enrolment ID instead of their actual Aadhaar number. Such PAN holders must complete Aadhaar-PAN linking by December 31, 2025.

With the December 31, 2025 deadline approaching for a specific group of PAN holders, experts advise early compliance to avoid last-minute glitches and potential financial disruptions.

Should investors go after hot investments? Here's what experts think about chasing top winning assets
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Health insurance: Do I really need a separate health cover at 18 if I’m covered under my parents’ policy?

Investment

Dhirendra Kumar, CEO and founder of Value Research, said no trend lasts indefinitely. Markets are cyclical, and mean reversion eventually asserts itself.

Should investors go after hot investments? Here's what experts think about chasing top winning assets

Rather than chasing prices at peaks, experts recommend using gold primarily as a diversification tool.

Hedge to core asset: Gold’s record rally reshapes portfolios in 2025 — how investors can play it in 2026

Graphite is no longer just an industrial input — it is fast becoming a strategic asset in the global energy transition.

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Gold, silver and platinum have all hit lifetime highs, driven by easing rate expectations and global tensions.

Metals on fire: Gold above $4,500, silver tops $75, platinum join record-breaking rally

In India, platinum prices have mirrored the global uptrend. As per Goodreturns, platinum was quoted at ₹55,350 per 10 gm on December 19. Prices have jumped 121% so far in 2025.

Missed the gold and silver rush? This precious metal is the next big bet with 121% gain

By tracking indices, these funds offer stable, long-term growth that often rivals or beats active managers.

From ₹20,000 a month to Rs 18 lakh: Here's how index funds turn discipline into long-term wealth

Retail investors often chase the best-performing stock or fund of the year, HNIs, by contrast, think in full market cycles.

How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS

As 2026 begins, both gold and silver carry strong tailwinds, though gains may moderate in the coming months. Some analysts have said copper may rise further next year.

Gold, silver, or copper: Which metal should investors choose in 2026?

The white metal outperformed the shiny yellow metal with a wide margin, turning to a multibagger asset class for the year.

Silver prices jump Rs 45,000 in 10 days! Will the momentum in white metal continue?

At the start of 2025, platinum was below $1,000 per ounce and largely overlooked, before breaking past that level in mid-May and igniting a powerful rally.

Beyond gold and silver: Platinum steals the spotlight with 140% surge in 2025

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Retirement Planning

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Insurance

Health insurance: Do I really need a separate health cover at 18 if I’m covered under my parents’ policy?

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Tax

Tax advisory platform TaxBuddy explained that taxpayers can save anywhere between Rs 30,000 and over Rs 1.2 lakh in taxes every year, depending on their income slab.

Taxes in 2026: Paying rent to parents to claim HRA is legal; here’s how to save up to Rs 1.2 lakh

Delayed GSTR-9 filing invites a late fee of Rs 200 per day, Rs 100 each under CGST and SGST, subject to a maximum cap of 0.5% of the taxpayer’s turnover.

‘Nobody talks about GSTR-9 till a notice hits’: CA flags risks for overlooking GSTR-9 filing

A revised or belated return must be filed by December 31 of the relevant assessment year, or before the tax authorities complete the assessment, whichever comes first. Missing this deadline closes the regular route for corrections.

Income Tax Return: Revised ITR vs belated ITR? What taxpayers should note before December 31

Taxpayers holding foreign assets or income must pick an ITR form featuring Schedule FA (Foreign Assets). ITR-1 and ITR-4 lack this essential section. Suitable forms are ITR-2 and ITR-3.

Foreign assets disclosure: What taxpayers must report in Schedule FA in revised ITR before Dec 31

Taxpayers should verify donation claims by checking recipient eligibility, PAN details, approved payment modes, and supporting documents.

'Launch of NUDGE campaign to encourage taxpayers to voluntarily review deduction claims': CBDT

ULIPs continue to offer tax benefits, but only within clearly defined limits now.

ULIP tax confusion lands investor with Rs 2.48 crore penalty; ITAT steps in to overturn it

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Personal Finance

Investment

Should investors go after hot investments? Here's what experts think about chasing top winning assets

Hedge to core asset: Gold’s record rally reshapes portfolios in 2025 — how investors can play it in 2026

From EVs to geopolitics: Why graphite mining is back in focus in the US. How Indians can invest?

Metals on fire: Gold above $4,500, silver tops $75, platinum join record-breaking rally

Missed the gold and silver rush? This precious metal is the next big bet with 121% gain

From ₹20,000 a month to Rs 18 lakh: Here's how index funds turn discipline into long-term wealth

How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS

Gold, silver, or copper: Which metal should investors choose in 2026?

Silver prices jump Rs 45,000 in 10 days! Will the momentum in white metal continue?

Beyond gold and silver: Platinum steals the spotlight with 140% surge in 2025

Retirement Planning

PFRDA eases NPS exit rules for non-government subscribers, lowers mandatory annuity to 20%

NPS exit rules changed: Non-govt subscribers can now withdraw up to 80% of retirement corpus

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NPS gets makeover: Gold, silver ETFs, AIFs, new bonds added to investment menu

NRIs and OCIs can now complete NPS KYC remotely as India eases onboarding requirements; check details

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Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Bill passed in Parliament; key details here

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Cabinet clears Insurance Amendment Bill, may be introduced in Parliament on Monday

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