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PERSONAL FINANCE

PERSONAL FINANCE

By knowing about these rules in advance you can not only time your application right but also get the maximum out of your investment

4 important things to consider before redeeming mutual funds

Nov 25, 2021

In the hurry of redeeming your mutual fund scheme don’t forget to consider a few rules framed by Securities and Exchange Board of India (SEBI) and Income Tax Department that can have an impact on your investment.

The empty post of IRDAI chairman sends the wrong signals not only to the industry but also to the millions of policyholders

IRDAI Chairman position lying vacant for 7 months amid pandemic

Nov 17, 2021

Government needs to show urgency in appointment of chairman and members of regulatory bodies like IRDAI.

Endowment plans are life insurance policies that offer a combination of protection and investment under a single plan.

Is the surrender value of endowment life insurance plans taxable?

Nov 05, 2021

If a policyholder decides to surrender the policy, it is essential to know about its tax implications before withdrawing the amount. Here is a lowdown on the tax treatment of an endowment policy.

For the uninitiated, 10gm of 24 carat gold is being priced at Rs 47,740 whereas 10gm of 22 carat gold sells for Rs 46,740 on November 2

Planning to purchase digital gold on Dhanteras? Here are some options

Nov 02, 2021

In times like the coronavirus pandemic, gold can be purchased through digital means as it is not only easy to buy but also easy to store.

Many policyholders who were affected by Covid-19 in the last 1.5 years made Covid-19 claims

BT Exclusive: More people availing free medical checkups post COVID-19

Oct 29, 2021

Health insurance policies offer free medical check-ups once every 2-4 years. Post pandemic an increasing number of people are going for free check-ups.

OPD plans are not predominant in India

Should you buy health insurance with OPD benefits?

Oct 28, 2021

Things you should know before buying OPD health insurance plans.

Historical data shows that the AUM of passive funds has jumped ten-fold in just three years

The rapid rise of passive investing in India 

Oct 28, 2021

Currently, passive funds account for around 10 per cent of the total AUM of the Indian mutual fund industry; estimates peg the growth to 37 per cent by 2025.

As per this report, COVID-19 crisis has prompted the affluent class in India to focus on the future while resetting their priorities

94% Indians have reset life goals post-pandemic, improving health topmost priority: StanChart report

Oct 26, 2021

This report also states that for 48 per cent of the respondents, the pandemic has diminished their confidence in their finances, thus thwarting them from taking the actions necessary to achieve their goals.

Experts advise investors to invest at least 15 per cent of money in gold.

Digital gold: Make your portfolio glitter this Diwali

Oct 23, 2021

While buying physical gold is not hassle-free because of concerns like the purity of gold and high making charges, digital gold has become popular due to the ease in buying and storing.

Things to consider before availing loans under BNPL scheme

Things to consider before availing loans under BNPL scheme

Oct 22, 2021

Given access to easy money, there is a risk of getting carried away. Here are a few things you should know before shopping with BNPL.

The company is also offering premium holiday for customers after few years without any question asked, he said, adding, there are special exit options as well.

Online sale of term life insurance products gathers momentum, says Max Life

Oct 15, 2021

Last financial year, 12.5 per cent of overall term policies by premium were purchased by Indians online, while on the saving side, it is still muted with less than 1 per cent of total premium via the channel, Max Life Insurance Deputy Managing Director V Viswanand said.