How To Build The Perfect Mutual Fund Portfolio | Active Vs Passive Strategy Explained

Building a diversified mutual fund portfolio is essential for long-term wealth creation. Pooja Bhinde, Certified Financial Planner, PB Investments, recommends combining passive and active funds instead of chasing recent top performers. She suggests using passive funds like Nifty 50 and Nifty Next 50 for large-cap exposure, while active mid-cap, small-cap, and flexi-cap funds can help generate alpha over time. A multi-asset fund can further improve diversification by adding exposure to gold and other asset classes. Watch the full discussion to learn how beginners can build a balanced investment portfolio.