ITR Filing Rules Explained: Who Must File An Income Tax Return? Tax Expert Gauri Chadha Explains

Many taxpayers believe they don't need to file an Income Tax Return if they have no tax liability, but that's not always true. Gauri Chadha, Tax Expert, explains that even if your tax payable is zero, filing an ITR may still be mandatory depending on your income and financial transactions. She highlights situations where taxpayers must file returns, including higher foreign travel expenses, large electricity bills, significant cash deposits, or when claiming a TDS refund. She also explains why salaried employees, retirees, and individuals with low income should understand the filing rules carefully.