₹1 Crore After 15 Years: How Inflation Could Erode Your Wealth's Purchasing Power

Is ₹1 crore enough to meet your financial goals 15 years from now? Inflation can significantly reduce the purchasing power of money over time. Siddarth Sharma, Co-Founder, MoneyTree Partners, explains why investors must factor inflation into their long-term wealth targets instead of focusing only on a fixed corpus. At an assumed 6% annual inflation rate, ₹1 crore received after 15 years would have purchasing power equivalent to approximately ₹41.7 lakh today. He recommends setting clear financial goals, calculating future expenses and working backwards to determine SIP contributions. Step-up SIPs and disciplined investing can help bridge the gap.