Scuba Diving, Skiing & Trekking: Does Travel Insurance Cover Adventure Sports Accidents?

Adventure sports such as scuba diving, trekking, skiing and bungee jumping can involve additional risks while travelling abroad. Travel insurance may cover accidents from these activities, but travellers must check whether an adventure sports cover is included or needs to be added separately. Meet Kapadia, Business Head, Policybazaar, explains that certain conditions can still lead to exclusions. Activities may not be covered if they are undertaken without expert supervision, proper safety equipment or certified instructors. Participation in competitive tournaments or organised competitions can also be excluded. Understanding these conditions before travelling can help ensure that adventure activities do not result in unexpected medical expenses