SHOCKING! India Home Loans Now CHEAPER Than US Mortgages: Historic 7.1% Vs 7.37% Reversal
- Updated Sep 25, 2026 4:21 PM IST
For the first time in modern economic history, home loans in India have turned cheaper than standard 30-year fixed mortgages in the United States! While average US mortgage rates have spiked back up to 7.37%, India’s baseline home loan rates are starting as low as 7.10%. In this special business report, we break down this unprecedented milestone. How did an emerging economy like India manage to offer lower borrowing costs than the world’s richest superpower? We analyse the contrasting post-Covid rate trajectories, from the aggressive stimulus and sticky inflation that pushed the US Federal Reserve into sharp rate hikes, to the disciplined monetary policy and external benchmark lending adopted by the Reserve Bank of India. Plus, hear what US Vice President J.D. Vance had to say about rising borrowing costs, housing affordability, and Washington’s pressure on the Fed to slash rates. Is this the new normal for global interest rates? What does it mean for middle-class homebuyers and real estate markets? Watch the full package to find out. Don't forget to Like, Share, and Subscribe for the latest business and financial news!
