Gen Z Investors: Smart Investing Or Risky Game? Experts Decode The New Money Mindset

Gen Z is entering the investing world earlier, with greater access to financial information, technology and social media. Their openness and willingness to take risks can be an advantage, but FOMO, excitement and the gamification of investing can also lead to risky decisions. Santosh Joseph, Founder, Germinate Investor Services, explains how Gen Z investors differ from millennials and earlier generations, highlighting their tech-savvy approach and greater willingness to participate in markets. However, he stresses that investing is not betting or gambling. Instead, it requires patience, discipline and a long-term approach focused on making hard-earned money grow steadily over time.