Groww Co founder & CEO Lalit Keshre Ahead Of IPO | On India's Retail Investing Boom

In this conversation with Lalit Keshre, Co-founder & CEO of Groww, talks to Riddhima Bhatnagar of Business Today as he talks about how the company has evolved while staying rooted in its original purpose. The platform aims to function as a comprehensive wealth destination, where users can access a range of financial products including stocks, mutual funds, derivatives, and newer offerings like margin trade funding all within a seamless, tech-driven experience. Lalit explains that Groww has been operationally profitable, which is why the fresh capital raised in the IPO will primarily be directed towards technology, product innovation, and scaling the company’s NBFC operations. Since the platform is built entirely in-house, the investment in technology strengthens both customer experience and operational efficiency. He also highlights how AUM growth is driven not just by new user acquisition, but by the natural lifecycle of its young customer base. As users progress in their careers, their investable surplus increases, contributing to long-term compounding on the platform. Meanwhile, the broader shift in India from traditional to financial assets continues to expand the market itself. This conversation offers a clear perspective on how Groww is shaping the next phase of India’s investing culture anchored in simplicity, trust, and long-term thinking.