How 2025 Became The Year Indian Banking Regulation Was Reset

The Reserve Bank of India reportedly executed a massive financial system overhaul in 2025, introducing over 80 regulatory changes to revive credit growth. A news report highlights that the central bank lowered the repo rate to 5.25% through four cuts and scrapped thousands of obsolete rules to reduce compliance burdens. 'India has definitely moved on from a crisis era banking rules to a growth era regulation,' the speaker notes, describing the period as a 'Goldilocks year' with 2.2% inflation and 8% growth. The summary outlines key shifts including eased merger financing, deferred ECL norms, and significant global investments in the banking sector.