How To Allocate Assets For Security, Growth & Dreams | Pranjal Kamra

Pranjal Kamra, CEO of Finology, lays out a clear, step-by-step roadmap to achieve financial freedom through smart asset allocation and disciplined planning. He explains why the journey should start with a pure term plan and comprehensive health insurance, followed by building an emergency fund and a rigid retirement plan via NPS. Kamra highlights how to match investments to specific goals using mutual funds, gold ETFs, and direct stocks—balancing security, growth, and flexibility. From protecting against unforeseen risks to creating long-term wealth, his framework ensures you cover essentials, plan major life goals, and still enjoy aspirational dreams without financial stress.