Gold & Silver For The Long Term: SIP, Physical Or ETFs - What’s The Right Strategy?

For investors looking at gold and silver over the next 5, 10 or even 20 years, a disciplined and balanced approach is key. Experts recommend allocating at least 10–15% of the portfolio to precious metals as a long-term hedge and diversification tool. With sharp price moves and elevated levels, lump-sum investing may not be ideal. Instead, SIPs in gold and silver ETFs offer a smarter way to average costs over time and manage volatility. Physical gold and silver in the form of bars or coins can also work for those comfortable holding them. However, jewellery is best avoided as an investment due to high making charges and GST. The takeaway: stay systematic, diversified, and patient.