Ujjivan SFB's MD & CEO Ittira Davis Says Bank Aims 60:40 Loan Exposure By End Of Financial Year 26

In an exclusive interview with Business Today TV, Ujjivan Small Finance Bank's MD & CEO, Ittira Davis, outlines the company's future plans for loan diversification. Ittira Davis reveals that the bank aims to achieve a 60:40 loan exposure ratio by the end of FY26, with 60% in unsecured loans and 40% in secured loans, believing this mix will strengthen their portfolio. He also highlights the bank's strong geographical positioning and diversification, noting that they have already met key numerical targets like GNPA and NNPA. Ittira Davis states that Ujjivan Small Finance Bank technically meets the requirements for a Universal Banking License and the Board will make a decision on this within the current financial year. Watch this excerpt for more insights.