Ingredients, impulse, instant delivery: Death of the traditional monthly grocery list and a 15-minute dopamine hit
30% of working Gen Zs are choosing credit for flexibility as legacy brand loyalty takes a second fiddle to creator-led discovery.

- Dec 19, 2025,
- Updated Dec 19, 2025 12:24 PM IST
The traditional monthly grocery list is being replaced by a 15-minute dopamine hit. For decades, the handwritten list and bulk-buying cycles defined the Indian middle-class household basket, but that world is being dismantled by a high-velocity, impulse-driven economy. According to Priyanka Bhargav of Flipkart, "Planning at a household level as a habit is reducing, which means there's more unplanned impulse purchases, which are now kind of ruling the habits within the grocery and the personal cares segments."
This transition is spearheaded by India’s 377 million Gen Zs, a cohort, Bhargav identifies as the 'Chief Gigital Officers' at households because they are the ones who are discovering the newer brands, the newer trends. Their influence is no longer peripheral; 100 million Gen Zs are already active in e-commerce, directly contributing about 25% of industry GMV (Gross Merchandise Value) and influencing 60% of total household shopping decisions. Effectively, 85% of all e-commerce activity in India is now shaped by this demographic, directly or indirectly.
The new anatomy of the household basket is powered by the rise of quick commerce through platforms like Flipkart Minutes, Zepto, Instamart, Blinkit and the likes. Bhargav notes that the quick replenishment of items like hygiene products, beauty, basic mobile accessories are primarily driven by younger buyers who trigger discovery loops for their families, introducing them to newer brands and formats.
This shift has blurred the spending divide between urban and rural centers. Bhargav states that the spending power between metro and non-metros has now become equal, 60% of new customers and sellers now hail from non-metro markets. While metro consumers use this speed for experimentation, non-metro Gen Zs gravitate towards aspirational brands, premium brands, national brands, utilizing instant delivery to bridge the access gap for everything from suitcases to budget audio gear.
Credit as a Lifestyle Tool
For Gen Z, microfinance is no longer a last resort for affordability but a strategic tool for flexibility for them to be able to access high-desire items. The behavior Flipkart believes is backed by the trend of working Gen-Zs, nearly 30% of the 100 million of this cohort have already taken either a credit or a small ticket financing option or a loan.
This cohort frequently uses small-ticket financing under ₹5,000 for aspirational premium brands products or gifting, reflecting a mindset of experience led consumption. As Bhargav explains, this flexibility allows them to afford that very long pending solo trip or immediate purchases in categories like personal tech, fashion combos, fashion bundles, grooming kits, even premium branded skin care.
The traditional monthly grocery list is being replaced by a 15-minute dopamine hit. For decades, the handwritten list and bulk-buying cycles defined the Indian middle-class household basket, but that world is being dismantled by a high-velocity, impulse-driven economy. According to Priyanka Bhargav of Flipkart, "Planning at a household level as a habit is reducing, which means there's more unplanned impulse purchases, which are now kind of ruling the habits within the grocery and the personal cares segments."
This transition is spearheaded by India’s 377 million Gen Zs, a cohort, Bhargav identifies as the 'Chief Gigital Officers' at households because they are the ones who are discovering the newer brands, the newer trends. Their influence is no longer peripheral; 100 million Gen Zs are already active in e-commerce, directly contributing about 25% of industry GMV (Gross Merchandise Value) and influencing 60% of total household shopping decisions. Effectively, 85% of all e-commerce activity in India is now shaped by this demographic, directly or indirectly.
The new anatomy of the household basket is powered by the rise of quick commerce through platforms like Flipkart Minutes, Zepto, Instamart, Blinkit and the likes. Bhargav notes that the quick replenishment of items like hygiene products, beauty, basic mobile accessories are primarily driven by younger buyers who trigger discovery loops for their families, introducing them to newer brands and formats.
This shift has blurred the spending divide between urban and rural centers. Bhargav states that the spending power between metro and non-metros has now become equal, 60% of new customers and sellers now hail from non-metro markets. While metro consumers use this speed for experimentation, non-metro Gen Zs gravitate towards aspirational brands, premium brands, national brands, utilizing instant delivery to bridge the access gap for everything from suitcases to budget audio gear.
Credit as a Lifestyle Tool
For Gen Z, microfinance is no longer a last resort for affordability but a strategic tool for flexibility for them to be able to access high-desire items. The behavior Flipkart believes is backed by the trend of working Gen-Zs, nearly 30% of the 100 million of this cohort have already taken either a credit or a small ticket financing option or a loan.
This cohort frequently uses small-ticket financing under ₹5,000 for aspirational premium brands products or gifting, reflecting a mindset of experience led consumption. As Bhargav explains, this flexibility allows them to afford that very long pending solo trip or immediate purchases in categories like personal tech, fashion combos, fashion bundles, grooming kits, even premium branded skin care.
