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Bargain buy: MP3 player

Bargain buy: MP3 player

Price is not the same as value. The most expensive product isn't always the best value for your money. This section highlights the least expensive model in a product category. If price is of no consequence, check out the most expensive model.

Price is not the same as value. The most expensive product isn't always the best value for your money. This section highlights the least expensive model in a product category. If price is of no consequence, check out the most expensive model.

ENTRY LEVELSanDisk Sansa Clip

SanDisk Sansa Clip

Price – Rs 2,450

Features – 1 GB flash-based player, plays tracks in MP3 and WMA format, two-colour OLED screen, FM radio with 40 presets, equaliser, voice recorder, 15 hour battery life for music playback, can be easily clipped on.

For: Those still new to MP3 players and want to test an inexpensive one before buying the one and only iPod.

OUR PICKTranscend T.sonic 840

Transcend T.sonic 840

Price – Rs 4,990

Features – 4 GB capacity, 1.8-inch colour LCD screen, plays music, video and photos, e-book reader, FM radio with 20 presets, FM recorder, digital voice recorder, 7 equaliser effects, 30 hours of continuous playback.

For: Those who want a complete pocket entertainment at an affordable price. Can be a good gift too.

TOP OF LEAGUEApple iPod Touch

Apple iPod Touch

Price – Rs 29,300

Features – 32 GB capacity, multitouch interface, 3.5-inch widescreen colour display, Wi-Fi (802.11b/g), access Safari, YouTube, mail, stocks and maps, zoom in and out, landscape format for photos, play slideshows complete with music and transitions, touchscreen QWERTY keyboard.

For: Those who want the ultimate in portable music.A great web-surfing device is a bonus.

PURCHASING POWER

Inflation measured by wholesale prices is now at a three-year high. The index of primary articles, which includes food products was 8.9% higher, for the week-ended 29 March, from the level a year before.This rules out chances of a cut in interest rates.

Wholesale Price Inflation: 7.41%

HIGHEST INFLATION RATES

Metal alloys & products: 20%
Oil seeds: 18.7%
Fibres: 13.8%
Non-food articles: 11.1%
Mineral oils: 9.2%

LOWEST INFLATION RATES

Textiles: -4.2%
Leather & leather products: -0.2%
Wood & wood products: 0%
Other non-food articles: 0.6%
Paper & paper products: 1.4%

Figures are percentage annual rise in wholesale price index for the week ending 29 March.

RATES OF RELEVANCE

FIVE TERM ASSURANCE PLANS

CompanyPlanAnnual Premium*
Bharti AXASecure Confident2,940
SBI LifeShield2,963
HDFCTerm Assurance - Reg3,050
Max New York LifeLevel Term3,050
MetlifeMet Suraksha3,300
* In Rs. For an individual aged 30 years, risk cover of Rs 10 lakh for 25 years. Premium does not include service tax. Source: Company websites
• Term insurance does not pay out any benefits if one survives the tenure of the policy and hence the low cost
• Insurance rates increase as the age increases; the same cover for a 35-year old may easily cost 10% more than what it does at age 30