Investment

Both Wills and gifts are effective tools for succession and passing on a legacy.

Updated : Sep 7, 2026

Gift vs Will: What is better for passing assets to children during your lifetime?

Planning to pass property and investments to your children? Choosing between a lifetime gift and a Will can have important implications for ownership, access, taxes and stamp duty. The right option also depends on whether the children live in India or abroad, and whether asset protection and long-term control are priorities.

Among the corporate FDs in the comparison, Muthoot Capital Services offers the highest rate, at 8.95% for a three-year tenure. Its five-year FD offers 8.50%, while the one-year rate stands at 7.90%.

Updated : Sep 6, 2026

Corporate FDs: Muthoot offers 8.95%, Shriram 7.5%; what investors should know before investing

Corporate fixed deposits are offering interest rates of up to 8.95%, but higher returns can come with greater issuer-specific credit risk. Here’s how Muthoot Capital’s 8.95% rate compares with Shriram Finance and other corporate FD options.

A property bought for investment can concentrate wealth in one location and leave the investor with significant transaction and maintenance costs.

Updated : Sep 6, 2026

Invest in a home, or put ₹50 lakh in mutual funds? The answer depends on one key factor

Experts caution against treating an investment property and a self-occupied home as the same financial decision, with liquidity, diversification and long-term commitments playing a key role.

The report noted while silver's market return was 98% over the one-year period, the money-weighted return for the average investor was just 18%.

Updated : Sep 5, 2026

Silver surged 98%, but investors made just 18%: How FOMO turned a rally into a trap

Silver surged 98% in a year, but investors in silver ETFs captured just 18%, as a rush of money came in after prices had already climbed sharply. DSP’s September 2026 Netra report highlights how FOMO and poor entry timing can leave investors with far lower returns — and even losses — despite a powerful rally.

Despite the high stock count overlap, a deeper analysis of the underlying portfolio structure highlights key strategic differences between the two funds.

Updated : Aug 31, 2026

Overlapping 39 stocks: How Rajeev Thakkar’s two PPFAS equity schemes stand apart

The overlap in stock selections stems from a unified, value-oriented investment process driven by Rajeev Thakkar and his research team. However, individual stock weightages differ significantly between the two schemes.

Following the allotment, the fund will reopen for continuous sale and repurchase within five business days.

Updated : Aug 31, 2026

JioBlackRock set to roll out balanced advantage fund NFO on Sept 11. Check details

The scheme is structured as an open-ended dynamic asset allocation fund designed to generate long-term capital appreciation alongside income generation by shifting investments between equity and debt instruments.

The ₹1.5 lakh annual ceiling applies to the relevant PPF contributions taken together. Therefore, if both parents contribute to a minor child's PPF account, their combined contribution cannot exceed ₹1.5 lakh in one financial year.

Updated : Aug 15, 2026

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

Parents opening a PPF account for their child should remember that the ₹1.5 lakh annual contribution limit cannot be doubled by making separate deposits from both parents. A Kerala High Court case involving PPF accounts opened for children also highlights why families need to track contributions and account status carefully.

For an Indian investor buying US stocks, the return on the investment is not determined by the stock market alone. There is another variable working in the background — the rupee-dollar exchange rate.

Updated : Aug 13, 2026

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

A US investment effectively exposes an Indian investor to two sources of return. The first is the performance of the underlying asset. If a US stock rises in dollar terms, the investment gains value. The second is the movement in the USD/INR exchange rate.

Updated : Aug 13, 2026

Gen Z is betting big on AI: Nvidia, Tech Stocks and Crypto shape new-age investment trend

Younger investors are participating heavily, but their choices indicate a growing preference for familiar technology companies and themes rather than random speculation

In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.

Updated : Aug 13, 2026

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

Market participants will continue to track global economic data, US interest rate expectations and currency movements for further direction in precious metal prices.

Binance users bought over $1 billion in equities and generated nearly $3 billion in trading volume across 7,000+ assets in the first 30 days.

Updated : Aug 13, 2026

Crypto trading is no longer the only game: Exchanges expand into stocks, payments, prediction markets

Crypto exchanges are rapidly expanding beyond Bitcoin and digital-asset trading into stocks, ETFs, payments, tokenisation and prediction markets, as they seek new sources of growth. The shift is turning exchanges into broader financial “superapps”, allowing users to access multiple financial products through a single funded account.

Investors should check premature withdrawal rules, payout options, taxation and the bank’s deposit insurance coverage.

Updated : Aug 13, 2026

FD Rates: Bandhan Bank offers 7.45%, IDFC First 7.25% — How much more can you earn than SBI?

FD investors can earn significantly more by comparing interest rates across banks, with Bandhan Bank offering 7.45% and IDFC First Bank 7.25% to regular depositors. SBI’s highest regular FD rate stands at 6.45%, creating a gap that could translate into thousands of rupees in additional interest on larger deposits.

Between June 2006 and June 2026, gold delivered a 9.9% annualised spot return and 8.9% through futures.

Updated : Aug 12, 2026

Gold gave 9.9% annualised spot return over 20 years: How it compared with other commodities

Gold delivered a 9.9% annualised spot return over the 20 years to June 2026, significantly outperforming several major commodity categories, according to the World Gold Council. Its futures return was also relatively close at 8.9%, highlighting gold’s lower exposure to the roll costs that can weigh on other commodity investments.

SGBs normally have an eight-year maturity. However, premature redemption is permitted after completion of five years from the issue date, and it can be exercised on an interest-payment date.

Updated : Aug 12, 2026

SGB 2019 investors can redeem at ₹15,102: How much profit will you make if withdraw prematurely?

Sovereign Gold Bond (SGB) 2018-19 Series VI investors can opt for premature redemption at ₹15,102 per unit on August 12, 2026, compared with the effective issue price of ₹3,276. That translates into a capital gain of ₹11,826 per unit, or nearly 361%, excluding the 2.5% annual interest paid during the holding period.

Employees interested in transferring their accumulated EPF balance should first check with their HR department whether Corporate NPS is available in their organisation.

Updated : Aug 12, 2026

EPF to NPS transfer: Can salaried employees move their PF money tax-free? Check this key employer condition

Salaried employees may be able to transfer their accumulated EPF balance to NPS without paying tax on the transfer, but an important employer-level condition applies. The key requirement is that the company must have a Corporate NPS scheme in place.

Small finance banks are currently offering some of the highest FD rates in the market.

Updated : Aug 12, 2026

8.10% FD rate vs 6.50%: How much more can you earn by choosing a higher-rate bank?

An FD offering 8.10% can generate significantly higher interest than one offering 6.50%, especially on larger deposits. But investors should weigh the extra returns against tenure, liquidity, taxation, bank risk and the ₹5 lakh DICGC insurance limit.

Updated : Aug 11, 2026

Two new SIFs target different equity opportunities: Large market vs Ex-Top 100 stocks

Aditya Birla Sun Life AMC has launched two long-short SIFs targeting different equity opportunities, with one taking a broad-market approach and the other focusing on companies outside the top 100. Both funds allow managers to dynamically adjust net equity exposure and require a minimum investment of ₹10 lakh.

According to WazirX, more than 82% of its verified users now come from non-metro cities, underscoring the widening geographic spread of digital asset investing.

Updated : Aug 11, 2026

From memecoins to utility tokens: How Gen Z is changing the way it invests in crypto

Crypto plays a significant role in this strategy, but the portfolio distribution indicates that most investments are not concentrated in highly speculative memecoins

The RBI has revised deposit rate rules, effective October 1, 2026, to improve retail transparency while giving banks greater flexibility in bulk deposit pricing.

Updated : Aug 11, 2026

‘We don’t enter price wars’: Capital SFB CEO on new RBI fixed deposit rules from October 1

RBI’s revised deposit rules, effective from October 1, are unlikely to force Capital Small Finance Bank into a rate war, as its deposit strategy is built around granular retail relationships rather than branch-specific FD pricing. The bank expects greater pricing transparency to make competition more disciplined across lenders.

Small finance banks currently dominate the higher end of the senior citizen FD rate chart.

Updated : Aug 11, 2026

Senior Citizen FD rates in August 2026: These banks offer up to 8.50%

Senior citizens can earn up to 8.50% interest on fixed deposits in August 2026, with small finance banks offering some of the highest rates. Shivalik Small Finance Bank leads the list, while SBI, HDFC Bank and ICICI Bank offer comparatively lower rates.

For the five-year tax-saving FD, Punjab & Sind Bank offers 5.95% to regular customers and 6.45% to senior citizens, while PNB's five-year tax-saving FD offers rates ranging from 5.85% to 6.25% for general customers.

Updated : Aug 10, 2026

FD interest rates after RBI repo rate pause: Check Punjab & Sind Bank, PNB fixed deposit rates

The RBI’s decision to keep the repo rate unchanged at 5.25% is likely to keep bank FD interest rates broadly stable for now. Punjab & Sind Bank offers up to 6.85% for regular customers, while PNB offers up to 6.60% on select tenures.

Investment

Gift vs Will: What is better for passing assets to children during your lifetime?

Corporate FDs: Muthoot offers 8.95%, Shriram 7.5%; what investors should know before investing

Invest in a home, or put ₹50 lakh in mutual funds? The answer depends on one key factor

Silver surged 98%, but investors made just 18%: How FOMO turned a rally into a trap

Overlapping 39 stocks: How Rajeev Thakkar’s two PPFAS equity schemes stand apart

JioBlackRock set to roll out balanced advantage fund NFO on Sept 11. Check details

Child’s PPF account: Parents cannot deposit ₹1.5 lakh each — Know the combined limit

US stocks vs Nifty: Why the falling rupee can turbocharge your returns & complicate your taxes

Gen Z is betting big on AI: Nvidia, Tech Stocks and Crypto shape new-age investment trend

Gold, silver prices today (August 13): Yellow metal cruises past ₹1.5 lakh, silver tops ₹2.5 lakh. Check latest rates here

Crypto trading is no longer the only game: Exchanges expand into stocks, payments, prediction markets

FD Rates: Bandhan Bank offers 7.45%, IDFC First 7.25% — How much more can you earn than SBI?

Gold gave 9.9% annualised spot return over 20 years: How it compared with other commodities

SGB 2019 investors can redeem at ₹15,102: How much profit will you make if withdraw prematurely?

EPF to NPS transfer: Can salaried employees move their PF money tax-free? Check this key employer condition

8.10% FD rate vs 6.50%: How much more can you earn by choosing a higher-rate bank?

Two new SIFs target different equity opportunities: Large market vs Ex-Top 100 stocks

From memecoins to utility tokens: How Gen Z is changing the way it invests in crypto

‘We don’t enter price wars’: Capital SFB CEO on new RBI fixed deposit rules from October 1

Senior Citizen FD rates in August 2026: These banks offer up to 8.50%

FD interest rates after RBI repo rate pause: Check Punjab & Sind Bank, PNB fixed deposit rates

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