Buying a Rs 50-lakh home at just 23 with Rs 11 lakh in savings and a Rs 4 lakh payout on the horizon may sound ambitious, but financial experts say it’s a smart move, if done right.
In Delhi, the on-road price is ₹61.06 lakh, while in Mumbai it’s ₹61.07 lakh. Gurugram tops the list at ₹66.76 lakh, reflecting local taxes and charges.
Kamath pointed out that while derivatives like futures and options offer limited avenues for short selling, they cover only 224 stocks and come with high rollover costs due to monthly expiries.
The danger isn’t always the big, bold mistake. It’s the small, repeated choices that slowly drain your wealth. Financial health isn’t about luck—it’s about discipline, clarity, and knowing when to say no.
Gold prices are set for a possible surge after recent consolidation, as US rate cuts come into view. Emkay Wealth Management believes a softer dollar and lower yields could propel the yellow metal higher. Yet, new US spending and stable bond yields pose challenges for bullish gold investors.
More salaried individuals are shifting from passive savings to active cash management. A new strategy uses credit cards for spending while parking salaries in liquid funds to earn higher returns. But it’s not risk-free, and tax rules matter — here’s what experts say.
The Reserve Bank of India has set the redemption price for Sovereign Gold Bonds (SGBs), delivering a substantial 99.67% return. Premature redemptions due on July 14, 2025, will be valued at Rs 9,688 per unit, signalling robust gains for investors.
The Centre has formally extended tax exemptions for sovereign wealth funds (SWFs) and pension funds until 2030, reinforcing India’s position as an attractive destination for foreign investment and boosting prospects for infrastructure and emerging sectors.
Paying your bills on time isn’t enough to secure a loan approval anymore. Lenders are digging deeper into hidden financial habits that could decide whether your application gets a thumbs-up—or a rejection.
Many Indians lose nearly half their salary to EMIs without realising the risk they’re taking. CA Abhishek Walia urges everyone to track their Debt-to-Income Ratio to avoid financial stress and debt traps.
According to complaints, the couple had been running the firm for around 25 years, and lured investors by offering returns of around 15 per cent.
Singhal’s post struck a nerve. “30% fee hike. If this isn’t theft, what is?” he asked, capturing a growing sentiment among Indian parents struggling to keep up with mounting school costs.
Earning Rs 20 lakh per annum may sound impressive, but India’s urban middle class is battling high living costs that leave little room for savings. Experts warn that rising expenses and lifestyle inflation are turning once-coveted salaries into a struggle for financial security.
As of the end of June, the mutual fund industry's net assets under management stood at ₹74.40 lakh crore.
Passive investing aims to replicate the performance of broad-based market indices such as the Nifty 50, Nifty Midcap 150, Nifty Total Market, etc.
Kamath shared a post that warned of the “casinofication” of investing, where apps mimic gambling platforms to drive activity. “More activity = more revenue is the strategy of the entire industry,” the post read.
Over the past 12 months, gold witnessed the highest increase in allocation, followed by alternative investments
Weddings sparkle with joy, but life for newlyweds quickly turns to bills, budgets, and future dreams. Many newly married couples wonder if small SIPs and basic health insurance will pave the way to early freedom—or if that’s wishful thinking. Expert breaks it down.
Akshat Shrivastava shared what he calls the “five hard lessons" he learned while moving out of India’s middle-class income trap
Nitin Kaushik, chartered accountant, broke down the best way to build assets. He said you don’t have to buy a home to feel successful, building assets would do that for you.
Credit card usage has exploded in particular. Over the last 13 years, spending on credit cards has surged 13x—from ₹1.2 lakh crore to ₹15.6 lakh crore.