Gold prices are up about 70% so far this year, while silver has surged more than 150%, marking their strongest annual gains in decades. Despite the strong momentum, market participants urge caution at elevated levels. Buying gold at record highs carries risks, and experts advise against aggressive lump-sum purchases.
India is not just a producer but an emerging exporter in the global graphite market: In 2023, India exported around $24.3 million worth of artificial graphite, with the United States being the largest destination at over $10.1 million — roughly 41% of total exports.
Gold climbed to a fresh peak above $4,530 an ounce on Friday, extending its best run in decades. Silver surged past $75 for the first time, while platinum jumped nearly 8% to a record high. Markets are betting on Fed rate cuts, a weaker dollar and sustained geopolitical risks.
Unlike gold and silver, platinum occupies a unique position as both a precious and an industrial metal. According to the World Platinum Investment Council (WPIC), the global platinum market is currently in deficit, a factor that has supported prices and revived investor interest.
At ₹15,000 per month, a five-year contribution of ₹9 lakh can grow to roughly ₹12-13 lakh. At ₹20,000 per month, ₹12 lakh invested may turn into ₹17-18 lakh.
In equities, Alternative Investment Funds (AIFs) have become a preferred vehicle. AIFs pool capital into professionally managed structures with trustees, fund accountants, legal oversight and compliance checks, features that resonate with investors who value governance as much as returns.
After a blockbuster 2025, metals are firmly back in the spotlight as investors reassess strategies for the year ahead. Gold and silver delivered exceptional returns, while copper joined the rally on supply and demand pressures. As 2026 approaches, the key question is which metal offers the best balance of stability, growth and opportunity.
"Everything that shines is not gold" is a proverb but has turned into rewarding reality in 2025 for the investors who put their money in silver.
Platinum futures have staged a remarkable surge, culminating in a nine-day winning streak that pushed prices to a record high of $2,323 per ounce before settling slightly lower at $2,320.
With a market capitalisation of about $4.04 trillion, silver has overtaken Apple Inc., whose valuation stood at roughly $4.02 trillion as of Tuesday’s Wall Street close. This places silver as the world’s third-most valuable asset, behind only gold and Nvidia.
Silver is unique because it is the only metal that has an intrinsic value and also a functional demand, says Vedanta's Anil Agarwal
Gold neared $4,500 per ounce and silver shattered $70 records on Tuesday, igniting debate: buy the peak or wait for a cooldown? A weakening dollar, Fed rate cuts, and geopolitical risks propelled gold up 0.9% to $4,486.34 (intraday high $4,497.55), with silver surging 2.2% on 143% YTD gains from supply deficits and industrial demand.
Silver’s long-term wealth story is quietly compelling. An investment of just Rs 1,000 in the metal in 2000 would be worth Rs 26,455 today, reflecting a 26-fold rise over 25 years and the power of staying invested. With prices climbing from about Rs 7,900 per kg at the start of the millennium to nearly Rs 2.16 lakh now, silver has delivered returns of over 2,600%, defying its reputation as merely a cyclical industrial metal.
The gains cap a spectacular year for bullion. Gold is up over 70% in 2025, while silver has surged an extraordinary 141%, supported by supply deficits, rising industrial demand, and strong investment inflows. With prices accelerating, a key question now confronting investors is whether gold could breach the psychologically significant $5,000 level in 2026.
Over the past month alone, gold has climbed around 10%, while its gains for 2025 now stand at an impressive 70%. The sharp rise reflects growing investor anxiety driven by geopolitical flashpoints, slowing global growth signals and expectations of easier monetary policy in the United States.
Spot gold surged to an all-time high of $4,383.73 per ounce on Monday, extending a rally that has gathered pace over the past two weeks. The precious metal has climbed nearly 67% so far this year, buoyed by expectations of further US Federal Reserve rate cuts after last week’s quarter-point reduction.
After a blockbuster 2025, precious metals are entering 2026 with strong momentum and structural tailwinds. Gold and silver delivered generational returns amid geopolitical risks, central bank buying and industrial demand shocks. As policy easing and global uncertainty persist, the outlook for both metals remains firmly constructive going into the new year.
Data from the ACKO India Health Report 2024 highlights a stark imbalance in how Indian families spend on healthcare. While hospitalisation costs average Rs 70,558 per claim, a basic preventive check-up costs as little as Rs 700—yet prevention continues to take a back seat.
For investors with a corpus of Rs 5 lakh, a cumulative n FD can generate steady monthly interest, making it a practical option for meeting regular expenses or supplementing income. However, falling repo rates should also being considered while investing.
Following the RBI’s 25 basis point repo rate cut, major banks including SBI, HDFC, ICICI and Axis Bank have reduced fixed deposit rates for both general citizens and senior citizens.
In today’s financial ecosystem, debt is encouraged – people are borrowing money to buy things. Most fintech startups are venturing into lending, which is a lucrative business.





