Silver may have fallen sharply from its record highs, but analysts believe powerful structural trends led by AI, solar energy and electric vehicles could keep prices elevated over the long term. A persistent global supply deficit and rising industrial demand are reinforcing the bullish outlook despite recent volatility.
Raamdeo Agrawal, chairman and co-founder of Motilal Oswal Financial Services says as institutional participation in India grows, and individual funds become very large, fund managers will find it tough to beat the index.
On June 13, 2026, retail gold prices in India are hovering near ₹14,908 per gram for 24K purity and about ₹13,665 per gram for 22K gold, while silver is trading at roughly ₹2,60,000 per kilogram. Here’s a look at the latest city-wise bullion rates across the country.
Punjab National Bank has raised interest rates on dollar-denominated FCNR(B) deposits to as high as 6.1%, joining a growing list of banks competing for NRI foreign currency funds. The move comes after the RBI announced support for hedging costs on new 3-5 year FCNR(B) deposits until September 2026.
Investors seeking stable returns have several options, from government-backed schemes and bank fixed deposits to debt mutual funds. But if you had invested ₹10 lakh a year ago, which avenue would have delivered the biggest gains?
After correctly identifying gold's rally in 2023 and warning about silver's peak in late 2025, Manish Banthia, Chief Investment Officer for Fixed Income at ICICI Prudential AMC, is now urging investors to avoid adding fresh money to bullion. He said gold has become the least attractive asset, with equities and debt offering better risk-reward opportunities.
China's dominance over the global silver refining industry could emerge as a strategic challenge for India as the country ramps up investments in solar energy, electronics and electric vehicles. Tata Mutual Fund says persistent supply deficits and rising industrial demand continue to support silver's long-term outlook.
Looking to diversify beyond Indian equities? Dhan has launched a new GIFT City-based platform that allows Indian residents to invest in US stocks and ETFs, offering access to companies listed on Nasdaq and NYSE.
Gold prices have fallen more than 25% from their January peak, sparking concerns that the precious metal's historic rally may be losing steam. But according to Quantum AMC CIO Chirag Mehta, the latest correction could represent a buying opportunity rather than the end of the bull market.
On June 12, 2026, retail gold prices in India are hovering near ₹14,563 per gram for 24K purity and about ₹13,349 per gram for 22K gold, while silver is trading at roughly ₹2,49,900 per kilogram. Here’s a look at the latest city-wise bullion rates across the country.
Fixed deposit investors have more reason to cheer, with Unity Small Finance Bank and AU Small Finance Bank raising interest rates on select tenures. The latest revisions allow senior citizens to earn up to 8.30% annually, among the highest rates currently available in the banking sector.
On June 11, 2026, retail gold prices in India are hovering near ₹14,885 per gram for 24K purity and about ₹13,664 per gram for 22K gold, while silver is trading at roughly ₹2,49,900 per kilogram. Here’s a look at the latest city-wise bullion rates across the country.
The RBI's special FCNR(B) swap window has sparked a fresh rate war among banks, with some lenders sharply raising dollar deposit rates for NRIs. AU Small Finance Bank currently leads the pack, offering up to 7.1% on select USD FCNR(B) deposits.
Gold ETFs recorded their first monthly outflow of 2026 and the largest on record in May, as investors booked profits following a sharp rally in bullion prices. In contrast, silver ETFs continued to attract strong demand, garnering net inflows of ₹2,133 crore amid optimism over industrial and investment demand.
On June 10, 2026, retail gold prices in India are hovering near ₹14,886 per gram for 24K purity and about ₹13,645 per gram for 22K gold, while silver is trading at roughly ₹2,50,000 per kilogram. Here’s a look at the latest city-wise bullion rates across the country.
Choosing the right fixed deposit tenure can significantly impact returns, with three-year deposits currently offering some of the most attractive rates across banks. While one-year FDs provide liquidity and flexibility, five-year deposits continue to appeal to long-term savers and tax-saving investors.
While most investors focus on building a retirement corpus, protecting that plan against life's uncertainties is equally important. Experts say a Waiver of Premium (WOP) feature in a Pension ULIP can help ensure that long-term retirement goals remain intact even after the policyholder's demise.
SBM Bank India has revised its savings account interest rate structure, offering up to 7% annual interest for high-value deposits while enhancing returns for customers across multiple balance slabs. The move is aimed at attracting India's rapidly growing emerging affluent segment, which is increasingly seeking higher returns on liquid funds without sacrificing flexibility.
On June 9, 2026, retail gold prices in India are hovering near ₹14,596 per gram for 24K purity and about ₹13,379 per gram for 22K gold, while silver is trading at roughly ₹2,44,900 per kilogram. Here’s a look at the latest city-wise bullion rates across the country.
The Reserve Bank of India (RBI) has proposed draft rules aimed at making deposit interest rates more transparent while giving banks greater flexibility to price large deposits. If implemented, the changes could make it easier for FD investors to compare rates and potentially benefit from increased competition among banks.
As per the latest retail market rates, 24-carat gold is trading at around ₹15,272 per gram, while 22-carat gold is priced at around ₹13,999 per gram
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