Silver hallmarking has been voluntary in India since 2005. To strengthen purity verification, BIS introduced a Hallmark Unique Identification (HUID) number for hallmarked silver items in September 2025, allowing buyers to track and verify authenticity.
RBI Floating Rate Savings Bonds currently offer an 8.05% interest rate and are backed by the Government of India, making them a low-risk fixed-income option. However, NRIs cannot make fresh investments in these bonds, though existing investors who later become NRIs can continue holding them subject to FEMA rules.
Equity investors cannot expect fixed-deposit-like certainty from market-linked investments, says PPFAS CIO Rajeev Thakkar, stressing that volatility is the price for potentially higher long-term returns. “The only way to guarantee a bank FD return is to make a bank FD,” he said.
NBFCs are offering fixed deposit interest rates of up to 8.50% in 2026, with Muthoot Capital Services and Manipal Housing Finance among the highest-rate providers. However, investors should compare returns with bank FDs while considering credit ratings, tenure, taxation and the absence of DICGC deposit insurance for NBFC deposits.
Gold prices surged to a seven-week high on August 8, supported by weaker-than-expected US jobs data, lower Treasury yields and rising expectations of monetary easing. Silver also remained elevated, with domestic prices hovering near Rs 2.40 lakh per kg.
SEBI has expanded the municipal bond rating framework by permitting Expected Loss (EL) ratings alongside conventional credit ratings, offering investors additional insight into recovery prospects.
Gold and silver continue to attract investor interest, but the two precious metals are being driven by different market forces. Here's why Mirae Asset believes gold currently offers a better risk-reward profile and what investors should keep in mind before investing.
Private market funds are gaining traction among HNIs seeking higher long-term returns, but they come with lower liquidity and longer investment horizons. Before investing, here's what you should know about fund structures, liquidity timelines and portfolio diversification.
If you have invested in SBI, it's worth checking whether any of your dividends have remained unclaimed over the years. Here's how to verify unpaid dividends, check if they have been transferred to the IEPF, and claim your money.
On the Multi Commodity Exchange (MCX), gold futures were up by 0.44% at ₹1.49 lakh per 10 grams, whereas silver futures rose by around 1.02% to ₹2.28 lakh per kilogram.
SBI Mutual Fund has launched the Magnum Equity Ex-Top 100 Long Short Fund, its second strategy under the Specialized Investment Fund (SIF) framework, with the NFO opening from August 7 to August 20. The strategy combines investments in companies beyond the top 100 by market capitalisation with limited short positions through derivatives, aiming to balance long-term growth opportunities with risk management.
On the Multi Commodity Exchange (MCX), gold futures were up 0.58% to ₹1.49 lakh per 10 grams, while silver futures rose by around 0.25% to ₹2.28 lakh per kilogram at the time of writing this story.
India's vast household gold holdings, worth an estimated ₹315 lakh crore, could become a powerful economic asset as Gen Z embraces digital-first ways of owning and investing in gold. The World Gold Council says unlocking even a fraction of this idle wealth could deepen financial markets, reduce import dependence and fuel long-term economic growth.
Rooftop solar is emerging as a long-term wealth-creation asset, offering benefits that go well beyond lower electricity bills. Experts say it can deliver attractive returns, shield households from rising power tariffs, and enhance property values.
With the RBI keeping the repo rate unchanged, fixed-income investments remain an attractive option for conservative savers. But should you choose bank fixed deposits or government-backed small savings schemes for better returns, safety and tax benefits?
The RBI's decision to keep the repo rate unchanged has strengthened the outlook for debt investors, with fund houses recommending high-quality bonds over aggressive duration bets. While Edelweiss Mutual Fund prefers AAA-rated 2–3 year accrual strategies, Axis Mutual Fund sees value in 3–5 year corporate bonds and select SDLs.
The RBI's decision to keep the repo rate unchanged at 5.25% has preserved stability in fixed deposit rates, giving savers an opportunity to lock in current returns. However, with inflation inching higher and banks facing funding pressures, experts say the outlook for FD rates over the coming months remains open.
Borrowers may soon find it easier to compare loan rates across banks and NBFCs as the RBI plans to standardise the regulatory framework governing lending interest rates. The proposed move aims to improve transparency, ensure greater consistency in loan pricing, and strengthen fairness in retail lending.
On the Multi Commodity Exchange (MCX), gold futures were up by 0.60% at ₹1.45 lakh per 10 grams, whereas silver futures rose by around 0.99% to ₹2.23 lakh per kilogram at the time of writing this story.
From October 1, small finance banks will have to offer the same interest rate on identical retail fixed deposits across all branches, under new RBI rules. The revised framework also mandates greater transparency in disclosing FD rates, making it easier for customers to compare offerings.
India's benchmark 10-year government bond yield climbed to 6.85% in July, as higher crude oil prices, tight banking system liquidity and the postponement of India's inclusion in Bloomberg's Emerging Market Index weighed on the fixed-income market. Tata Mutual Fund expects strong domestic demand for government securities and FCNR(B) inflows to help cushion further pressure on yields.
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