Investment

Daily SIPs: Increasing SIP frequency, such as transitioning to daily or weekly contributions, might not enhance returns.

Updated : May 19, 2025

Want to invest in Daily SIPs: Here's all you need to know

Salaried workers might prefer monthly SIPs, ideally timed to coincide with their salary deposit for added convenience.

Experts feel allocating Rover 30% of annual income into LIC endowment or money-back plans is disproportionate and financially limiting.

Updated : May 17, 2025

I’m 25, earn Rs 6 LPA, and my dad got me locked into LIC plans worth Rs 1.9LPA. Am I ruining my finances before they even began?

At just 25, with Rs 6 lakh annual income, this young investor finds himself allocating over 30% of his income to LIC policies pushed by family advice. Has he chosen the right way to realign his money with smarter, long-term goals.

Experts advice that can parents can opt for tax-saving options under the Exempt-Exempt-Exempt (EEE) regime, where investments, interest earnings, and maturity proceeds are all tax-free.

Updated : May 17, 2025

Planning for your child’s future education? Combine EEE and ELSS to save tax, build wealth

From guaranteed, tax-free instruments to market-linked mutual funds with tax benefits, experts advise a balanced mix of investments under the EEE and ELSS umbrellas for long-term wealth creation.

Not all investors chase highs on markets, some believe in diversifying their wealth into fixed deposits, liquid or short-duration debt funds to keep their money productive.

Updated : May 19, 2025

Quit the job, built a farm, and then what...: Here's a 37-year-old investor's low-risk money strategy

Quitting a high-paying corporate job for a slower life in the hills sounds liberating—until money management takes centre stage.

Experts feel many middle class family find themselves stuck in a silent financial trap — luxury disguised as progress. As salaries grow, so does the desire to "upgrade" their lifestyle.

Updated : May 17, 2025

Earning more but still broke? Expert blames it on lifestyle inflation

CA Nitin Kaushik, in a social post, explained that incremental increases in lifestyle expenses can quietly erode your future financial stability. Succumbing to the temptation to splurge on luxuries like nicer cars, dining at expensive restaurants, or upgrading to larger homes may result in higher expenditures without a corresponding boost in savings.

AMFI data for April showed a modest dip in investor appetite. Net inflows into small-cap funds declined 2.3% to Rs 3,999.95 crore, while midcap fund inflows dropped 3.6% to Rs 3,313.98 crore.

Updated : May 17, 2025

Small-cap storm: 22 of 29 funds post double-digit losses - but long-term investors still in the green

Despite this short-term pain with losses in the opening months of 2025, recent months have brought signs of a strong recovery. Most small-cap funds are now back in positive territory on a one-year basis, signalling a shift in market momentum.

So the next time someone boasts of a higher dollar salary, it’s worth asking—after expenses, what does their actual lifestyle look like?

Updated : May 17, 2025

'₹25 LPA in India = ₹75 LPA in the US': Fintech professional busts the biggest salary myth

A dinner for two in India might be ₹500, while in the US it would be ₹2,000. Monthly internet costs hover around ₹700 in India, but soar to ₹6,000 in the US. Even a simple doctor’s visit, which might cost ₹1,200 in India, jumps to nearly ₹10,000 in the US.

Updated : May 17, 2025

Investors rush to defence: Mutual funds ride Operation Sindoor wave to almost 18% gains

Defence mutual funds in India have seen a one-month return surge, ranging from 13.67% to 18.75%, primarily due to increased market focus on defence sector investments and geopolitical activities.

A couple can claim a total tax deduction of up to Rs 7 lakh per year, with each individual being able to claim ₹3.5 lakh through Sections 80C and 24B, respectively.

Updated : May 17, 2025

Joint home loan hacks: Couples can save up to Rs 7 lakh in taxes yearly with this — here’s how

As more young professionals look for financial parity in partnerships, joint home loans are increasingly seen as a means to foster joint accountability, improved financial discipline, and equal asset ownership, making them a strategic move for couples planning long-term investments.

Updated : May 16, 2025

Gold- real estate, stocks or clarity — 3 rules for investors clueless about risky investments

Finfluencer Akshat Shrivastava said a clueless investor with gold and land is in a safer position than one playing blind in the equity markets.

The small-cap mutual funds and the Nifty Smallcap 250 index have both dropped by nearly 18% from their peak in September 2024.

Updated : May 16, 2025

Investing Rs 10K a month -- How this SIP strategy can be Gen Z’s new wealth playbook

Starting early is the golden rule of wealth creation. If an investor starts at 21, he or she is already ahead of the curve. With Rs 10,000 to invest each month and a preference for low-maintenance, long-term strategies, one is well-positioned to build lasting wealth through disciplined SIPs in carefully chosen mutual funds.

The fund will invest between 95-100% of its funds into stocks from the Nifty200 Quality 30 index, with the remaining allocation of up to 5% going towards government securities such as treasury bills and triparty repos.

Updated : May 16, 2025

Why SBI’s Nifty200 Quality 30 Fund could be your smart bet amid market fluctuations

Designed to track the Nifty200 Quality 30 Index, the fund focuses on the top 30 companies from the Nifty 200, selected using a quality factor that emphasizes strong return on equity, low financial leverage, and consistent earnings growth.

Experts feel while SIPs help investors acquire more units during a dip, reducing equity concentration is crucial for long-term stability.

Updated : May 16, 2025

Your SIPs alone won’t save you - Here’s how to survive the next market crash

When markets turn volatile, asset allocation becomes your first line of defence. Diversifying across equities, gold, and debt can cushion losses, preserve capital, and keep long-term goals on track.

Financial analysts warn that this new burden will discourage NRIs from sending frequent or large remittances

Updated : May 16, 2025

'It'll get harder for NRIs to buy property, stocks in India': Finfluencer warns $32 bn is at risk

The bill, backed by Donald Trump and introduced in the US House of Representatives, would apply a 5% levy on all international money transfers by non-citizens, regardless of amount or purpose.

EPFO: Here’s are some simple steps to update your KYC details on the EPFO portal.

Updated : May 16, 2025

EPFO: Update your KYC information in quick easy steps, here's how

EPFO KYC update: By regularly updating your KYC details—like Aadhaar, PAN, bank account, and mobile number—you can avoid delays and ensure your EPF contributions are credited on time.

According to market estimates, 75% of all luxury spending today comes from the middle class, not from the super-rich.

Updated : May 15, 2025

'Middle class addicted to looking rich': Investment advisor warns of luxury trap via EMIs

Investment expert Abhijit Chokshi noted that luxury didn’t get cheaper in recent years. In recent years, the middle class got hooked on looking rich, with 75% of luxury buyers earning under Rs 20 lakh annually. These buyers aren’t old-money elites, but salaried professionals, freelancers, and influencers chasing status.

Amid market volatility, investors are turning to largecap mutual funds, which saw an 8% jump in monthly inflows as per AMFI data of April 2025.

Updated : May 16, 2025

Stability over hype: Large-cap funds lead investor flow with 647% annual surge

The latest data from AMFI showed mid-cap and small-cap funds saw inflows dip by 3.6% and 2.3%, respectively. Meanwhile, large-cap funds bucked the trend with a 7.8% rise in investments to Rs 2,671.46 crore.

In May 2025, several banks reduced fixed deposit (FD) interest rates following a 25 bps cut in the RBI's repo rate to 6% in April.

Updated : May 15, 2025

Up to 7.90% returns: Indian Bank floats IND SECURE, IND GREEN fixed deposit schemes

Indian Bank introduces IND SECURE and IND GREEN fixed deposit schemes with interest rates up to 7.15%, while discontinuing IND SUPER 400 Days and IND SUPREME 300 Days schemes.

In April 2025, LIC Mutual Fund's AUM increased by 11% from ₹33,854 crore in March to Rs 37,554 crore in April 2025.

Updated : May 14, 2025

LIC Mutual Fund reboots 5 top equity schemes - Is LIC MF back on investors' radar?

LIC Mutual Fund has revived five key equity schemes, aiming to boost AUM and cater to a broad investor base. Sporting a notable 11% AUM growth, these schemes align with current market demands.

Expert Akshat Shrivastava noted the importance of diversified, agile investors in the new world order, especially those adapting to emerging markets and volatility.

Updated : May 14, 2025

New rules of wealth: Where smart money is headed for the next 5 years - expert breaks it down

Many experts have said that investors are expected to move beyond traditional asset classes, exploring opportunities in green energy, artificial intelligence, and alternative investments such as REITs, InvITs, and private equity.

ICICI Prudential Quality Fund aims to challenge the belief that quality investments are only in IT and FMCG. Instead, the fund seeks opportunities in pharma, cement, banks, retail, and NBFCs.

Updated : May 14, 2025

ICICI Prudential MF’s new Quality Fund promises downside protection — is it your next smart bet?

The ICICI Prudential Quality Fund will initially consider a total of 625 stocks from the overall coverage universe. Selection criteria including return on equity (RoE), return on capital employed (RoCE), financial leverage, net cash balance, and capital allocation will be applied to identify approximately 250 stocks from the initial set.

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Investment

Want to invest in Daily SIPs: Here's all you need to know

I’m 25, earn Rs 6 LPA, and my dad got me locked into LIC plans worth Rs 1.9LPA. Am I ruining my finances before they even began?

Planning for your child’s future education? Combine EEE and ELSS to save tax, build wealth

Quit the job, built a farm, and then what...: Here's a 37-year-old investor's low-risk money strategy

Earning more but still broke? Expert blames it on lifestyle inflation

Small-cap storm: 22 of 29 funds post double-digit losses - but long-term investors still in the green

'₹25 LPA in India = ₹75 LPA in the US': Fintech professional busts the biggest salary myth

Investors rush to defence: Mutual funds ride Operation Sindoor wave to almost 18% gains

Joint home loan hacks: Couples can save up to Rs 7 lakh in taxes yearly with this — here’s how

Gold- real estate, stocks or clarity — 3 rules for investors clueless about risky investments

Investing Rs 10K a month -- How this SIP strategy can be Gen Z’s new wealth playbook

Why SBI’s Nifty200 Quality 30 Fund could be your smart bet amid market fluctuations

Your SIPs alone won’t save you - Here’s how to survive the next market crash

'It'll get harder for NRIs to buy property, stocks in India': Finfluencer warns $32 bn is at risk

EPFO: Update your KYC information in quick easy steps, here's how

'Middle class addicted to looking rich': Investment advisor warns of luxury trap via EMIs

Stability over hype: Large-cap funds lead investor flow with 647% annual surge

Up to 7.90% returns: Indian Bank floats IND SECURE, IND GREEN fixed deposit schemes

LIC Mutual Fund reboots 5 top equity schemes - Is LIC MF back on investors' radar?

New rules of wealth: Where smart money is headed for the next 5 years - expert breaks it down

ICICI Prudential MF’s new Quality Fund promises downside protection — is it your next smart bet?

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