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Official data reveals that the volume of hallmarked silver items nearly doubled to 5.9 million pieces in the 2025-26 fiscal year, up from 3.2 million in 2024-25.
Updated : Aug 9, 2026

Gold price surge drives silver rush: BIS ramps up hallmarking labs across India

Silver hallmarking has been voluntary in India since 2005. To strengthen purity verification, BIS introduced a Hallmark Unique Identification (HUID) number for hallmarked silver items in September 2025, allowing buyers to track and verify authenticity.

NRIs are not eligible to invest in RBI Floating Rate Savings Bonds 2020 (Taxable). However, there is an exception for investors who become NRIs after purchasing the bonds.
Updated : Aug 9, 2026

RBI Floating Rate Savings Bonds: Can NRIs invest in 8.05% government-backed bonds?

RBI Floating Rate Savings Bonds currently offer an 8.05% interest rate and are backed by the Government of India, making them a low-risk fixed-income option. However, NRIs cannot make fresh investments in these bonds, though existing investors who later become NRIs can continue holding them subject to FEMA rules.

Rajeev Thakkar said investors need to accept this volatility as the price of pursuing higher long-term returns.
Updated : Aug 8, 2026

‘Want guaranteed returns... make a Bank FD’: PPFAS’ Rajeev Thakkar on equity volatility

Equity investors cannot expect fixed-deposit-like certainty from market-linked investments, says PPFAS CIO Rajeev Thakkar, stressing that volatility is the price for potentially higher long-term returns. “The only way to guarantee a bank FD return is to make a bank FD,” he said.

Unlike bank deposits, NBFC fixed deposits are not covered by the Deposit Insurance and Credit Guarantee Corporation (DICGC) deposit insurance framework.
Updated : Aug 8, 2026

NBFC FD rates 2026: Muthoot Capital, Manipal Housing offer up to 8.50%; check top rates

NBFCs are offering fixed deposit interest rates of up to 8.50% in 2026, with Muthoot Capital Services and Manipal Housing Finance among the highest-rate providers. However, investors should compare returns with bank FDs while considering credit ratings, tenure, taxation and the absence of DICGC deposit insurance for NBFC deposits.

Internationally, COMEX gold was trading around $4,320 an ounce, while silver stood at $62.36 an ounce.
Updated : Aug 8, 2026

Gold, Silver Rate Today, August 8: Gold hits seven-week high; check city-wise rates

Gold prices surged to a seven-week high on August 8, supported by weaker-than-expected US jobs data, lower Treasury yields and rising expectations of monetary easing. Silver also remained elevated, with domestic prices hovering near Rs 2.40 lakh per kg.

According to the report, SEBI determined that Expected Loss ratings could provide investors with additional information beyond the existing standardised rating framework.
Updated : Aug 8, 2026

Municipal bonds get a new rating framework: What expected loss ratings mean for investors

SEBI has expanded the municipal bond rating framework by permitting Expected Loss (EL) ratings alongside conventional credit ratings, offering investors additional insight into recovery prospects.

Gold prices have remained volatile over the past two weeks but have staged a sharp rally in recent sessions. After trading around ₹12,380 per gram on July 28, prices climbed to ₹13,287.28 per gram on August 7.
Updated : Aug 7, 2026

Gold vs Silver: Which precious metal offers better risk-reward right now?

Gold and silver continue to attract investor interest, but the two precious metals are being driven by different market forces. Here's why Mirae Asset believes gold currently offers a better risk-reward profile and what investors should keep in mind before investing.

According to a Julius Baer report, investors should evaluate private market investments through three dimensions: risk, return and time.
Updated : Aug 7, 2026

What every HNI should know before investing in private market funds

Private market funds are gaining traction among HNIs seeking higher long-term returns, but they come with lower liquidity and longer investment horizons. Before investing, here's what you should know about fund structures, liquidity timelines and portfolio diversification.

If you have invested in SBI, it's worth checking whether any of your dividends have remained unclaimed over the years. Here's how to verify unpaid dividends, check if they have been transferred to the IEPF, and claim your money.
Updated : Aug 7, 2026

How to check and claim unclaimed SBI dividends transferred to IEPF: A step-by-step guide

If you have invested in SBI, it's worth checking whether any of your dividends have remained unclaimed over the years. Here's how to verify unpaid dividends, check if they have been transferred to the IEPF, and claim your money.

In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.
Updated : Aug 7, 2026

Gold, silver prices today (August 7): Yellow metal nears ₹1.50 lakh, silver falls below ₹2.4 lakh. Check latest rates here

On the Multi Commodity Exchange (MCX), gold futures were up by 0.44% at ₹1.49 lakh per 10 grams, whereas silver futures rose by around 1.02% to ₹2.28 lakh per kilogram.

The investment strategy will allocate 65% to 100% of its assets to companies outside the top 100 by market capitalisation, including REITs.
Updated : Aug 6, 2026

SBI Mutual Fund launches Magnum Equity Ex-Top 100 Long Short Fund: Here's what investors need to know

SBI Mutual Fund has launched the Magnum Equity Ex-Top 100 Long Short Fund, its second strategy under the Specialized Investment Fund (SIF) framework, with the NFO opening from August 7 to August 20. The strategy combines investments in companies beyond the top 100 by market capitalisation with limited short positions through derivatives, aiming to balance long-term growth opportunities with risk management.

In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.
Updated : Aug 6, 2026

Gold, silver prices today (August 6): Yellow metal tops ₹1.45 lakh, silver crosses ₹2.4 lakh. Check latest rates in Delhi, Mumbai, Kolkata, other cities

On the Multi Commodity Exchange (MCX), gold futures were up 0.58% to ₹1.49 lakh per 10 grams, while silver futures rose by around 0.25% to ₹2.28 lakh per kilogram at the time of writing this story.

According to the World Gold Council, Gen Z's digital-first investment preferences could unlock the economic potential of India's ₹315 lakh crore household gold stock.
Updated : Aug 6, 2026

India's ₹315 lakh crore gold stock could power the economy. Here's how Gen Z holds the key

India's vast household gold holdings, worth an estimated ₹315 lakh crore, could become a powerful economic asset as Gen Z embraces digital-first ways of owning and investing in gold. The World Gold Council says unlocking even a fraction of this idle wealth could deepen financial markets, reduce import dependence and fuel long-term economic growth.

The most immediate advantage remains lower power bills. Once installed, rooftop solar panels generate electricity throughout the day, allowing consumers to rely less on grid power.
Updated : Aug 6, 2026

Rooftop solar is emerging as a wealth-creation asset, not just a power saver; here's what expert say

Rooftop solar is emerging as a long-term wealth-creation asset, offering benefits that go well beyond lower electricity bills. Experts say it can deliver attractive returns, shield households from rising power tariffs, and enhance property values.

Bank FDs suit investors seeking flexibility and liquidity, while government-backed small savings schemes are better for those prioritising safety, stable income and tax benefits.
Updated : Aug 6, 2026

RBI keeps Repo Rate unchanged. Should investors choose FDs or small savings schemes?

With the RBI keeping the repo rate unchanged, fixed-income investments remain an attractive option for conservative savers. But should you choose bank fixed deposits or government-backed small savings schemes for better returns, safety and tax benefits?

While experts believe the current policy environment is supportive for fixed-income investors, they recommend focusing on different segments of the debt market based on risk-reward opportunities.
Updated : Aug 6, 2026

RBI keeps repo rate steady: Experts reveal where debt investors should put their money now

The RBI's decision to keep the repo rate unchanged has strengthened the outlook for debt investors, with fund houses recommending high-quality bonds over aggressive duration bets. While Edelweiss Mutual Fund prefers AAA-rated 2–3 year accrual strategies, Axis Mutual Fund sees value in 3–5 year corporate bonds and select SDLs.

Following the RBI's decision, banks are expected to maintain existing deposit rates.
Updated : Aug 5, 2026

RBI holds repo rate at 5.25%: Is this the peak for fixed deposit returns? Here's what investors should consider

The RBI's decision to keep the repo rate unchanged at 5.25% has preserved stability in fixed deposit rates, giving savers an opportunity to lock in current returns. However, with inflation inching higher and banks facing funding pressures, experts say the outlook for FD rates over the coming months remains open.

RBI Governor Sanjay Malhotra said the central bank aims to create a more uniform regulatory approach for lending rates as the credit market continues to evolve.
Updated : Aug 5, 2026

RBI proposes uniform loan interest rate framework across banks, NBFCs; here's what investors should note

Borrowers may soon find it easier to compare loan rates across banks and NBFCs as the RBI plans to standardise the regulatory framework governing lending interest rates. The proposed move aims to improve transparency, ensure greater consistency in loan pricing, and strengthen fairness in retail lending.

Market participants will continue to track global economic data, US interest rate expectations and currency movements for further direction in precious metal prices.
Updated : Aug 5, 2026

Gold, silver prices today (August 5): Check latest rates in Delhi, Mumbai, Kolkata, other cities

On the Multi Commodity Exchange (MCX), gold futures were up by 0.60% at ₹1.45 lakh per 10 grams, whereas silver futures rose by around 0.99% to ₹2.23 lakh per kilogram at the time of writing this story.

To reinforce transparency, SFBs will have to publish their deposit interest rate schedules in advance.
Updated : Aug 5, 2026

RBI bars small finance banks from offering different FD rates for identical deposits

From October 1, small finance banks will have to offer the same interest rate on identical retail fixed deposits across all branches, under new RBI rules. The revised framework also mandates greater transparency in disclosing FD rates, making it easier for customers to compare offerings.

According to Tata MF, one of the key factors behind the rise in long-term yields was the sharp increase in Brent crude prices, which climbed from $77 per barrel to $92 per barrel during the month
Updated : Aug 5, 2026

10-year G-Sec yield climbs to 6.85% in July: Here's what pushed bond yields higher

India's benchmark 10-year government bond yield climbed to 6.85% in July, as higher crude oil prices, tight banking system liquidity and the postponement of India's inclusion in Bloomberg's Emerging Market Index weighed on the fixed-income market. Tata Mutual Fund expects strong domestic demand for government securities and FCNR(B) inflows to help cushion further pressure on yields.