Investment

The Nifty Realty index has been the best-performing sector so far in FY27 with gains of 34.5%, while the Nifty Smallcap 100 has also delivered strong returns.

Updated : Aug 2, 2026

Where should you invest in August? Large caps, banks and infrastructure emerge as top bets amid global uncertainty

India's resilient economy and healthy corporate earnings continue to support equities, but rising geopolitical risks and expensive broader market valuations call for a selective investment approach this August. A new Bajaj Broking Prive report identifies banking, infrastructure and quality large-cap stocks as the sectors best placed to navigate the current environment.

Jana's 5-year Tax Saver FD offers 7.77% to regular customers and 8.00% to senior citizens.

Updated : Aug 2, 2026

Suryoday vs Jana Small Finance Bank FD Rates: Compare 1-Year, 3-Year, 5-Year, Tax Saver fixed deposit schemes

Suryoday Small Finance Bank and Jana Small Finance Bank are offering some of the highest fixed deposit interest rates in the banking sector, making them attractive options for conservative investors. Here's a comparison of their latest 1-year, 3-year, 5-year and Tax Saver FD rates to help you make an informed investment decision.

In his view, the real financial gain from paying off a vehicle loan is not simply owning the car outright but using the increased monthly cash flow to build long-term wealth.

Updated : Aug 1, 2026

Your car loan is over but your checklist isn't: CA explains costly mistakes made after the last EMI

The financial expert also cautioned against replacing a fully paid-off vehicle immediately after the loan ends. Buying a new car restarts another five-year repayment cycle, effectively resetting the wealth-building opportunity created by becoming debt-free.

For retail customers, the changes proposed by RBI are expected to make FD investments more transparent and predictable.

Updated : Aug 1, 2026

RBI's new FD rules from October 1: What fixed deposit investors need to know

The Reserve Bank of India (RBI) has revised the rules governing bank deposit interest rates, with the new framework set to take effect from October 1, 2026. The changes aim to bring greater transparency in fixed deposit pricing, ensure uniform interest rates across bank branches and provide banks more flexibility in pricing bulk deposits.

Across the banking sector, scheduled banks currently offer FD rates ranging from 2.50% to 8.10% for regular investors.

Updated : Aug 1, 2026

ICICI Bank vs Bandhan Bank: Compare FD interest rates before investing your money

Fixed deposits remain a preferred investment option for risk-averse investors seeking assured returns and capital protection. Here's a comparison of the latest FD interest rates offered by ICICI Bank and Bandhan Bank across popular tenures to help you choose the better option.

MCX gold futures slipped on Friday to around ₹1,42,600 per 10 grams, while MCX silver futures traded near ₹2,19,200 per kg.

Updated : Aug 1, 2026

24K Gold rate on Aug 1: Gold prices range from ₹1.47 lakh to ₹1.48 lakh; silver holds near ₹2.35 lakh/kg

Gold prices remained elevated across major Indian cities on August 1, with 24-karat gold trading between ₹1.47 lakh and ₹1.48 lakh per 10 grams despite weakness in global bullion markets. Silver prices stayed largely unchanged at around ₹2.35 lakh per kg in Delhi, while investors tracked the US Fed's policy outlook and geopolitical tensions.

The GARUDA framework applies to all AIF scheme PPMs filed after the notification of the SEBI (Alternative Investment Funds) (Second Amendment) Regulations, 2026.

Updated : Aug 1, 2026

What are Alternative Investment Funds? Understanding SEBI's AIF categories, new GARUDA framework

SEBI has introduced the GARUDA framework to accelerate the launch of Alternative Investment Fund (AIF) schemes while retaining disclosure and due diligence requirements. Here's a look at what AIFs are, how SEBI classifies them into three categories, and what the new framework changes for fund managers.

Leading the pack was the CPSE ETF, which posted an annualised return of 29.96% over five years. The fund invests in a basket of central public sector enterprises spanning sectors such as energy, power and engineering.

Updated : Jul 31, 2026

CPSE, PSU Bank ETFs emerge as top five-year wealth creators; global tech funds also deliver strong returns

Sectoral and thematic ETFs have delivered superior long-term returns compared with broad-market index funds over the past five years. Public sector enterprises, PSU banks and global technology emerged as the standout wealth-creating themes.

Financial planners say investors are increasingly prioritising certainty over market-linked returns, especially for long-term financial goals such as children's education, retirement planning and healthcare expenses.

Updated : Jul 31, 2026

Gold's volatility shifts focus to guaranteed returns as non-par life insurance gains traction

Recent volatility in gold prices is prompting investors to look beyond traditional safe-haven assets for financial certainty. Industry experts say non-participating (non-par) life insurance plans are gaining traction by offering guaranteed returns, defined payouts and life cover.

Several banks will implement revised service charges from August 1.

Updated : Jul 31, 2026

August 2026 and your finances: ITR deadline, CKYC 2.0 rollout, RBI policy, LPG prices and other key financial changes to watch

August 2026 will usher in a series of financial and banking-related changes that could affect taxpayers, bank customers, credit card users and railway passengers. Key developments include the ITR filing deadline for businesses and professionals, the rollout of CKYC 2.0, revised banking charges, RBI's monetary policy decision and the monthly LPG price revision.

Despite Friday's decline in futures, gold has delivered a strong performance during July, supported by safe-haven demand and global uncertainty.

Updated : Jul 31, 2026

Gold, silver prices today: Delhi, Mumbai, Chennai, Hyderabad, Kolkata rates; MCX gold at ₹1.42 lakh

Gold and silver prices slipped on July 31 after a strong rally in the previous session as investors booked profits amid a stronger US dollar. Retail bullion prices, however, remained near record highs across Delhi, Mumbai, Chennai, Hyderabad, Bengaluru and Kolkata.

Groww report showed that nearly 64.7% of women investing through its app are first-time investors, signalling that digital platforms are helping bring more women into India's investing ecosystem.

Updated : Jul 31, 2026

India's investing story is now in small towns: 84% of Groww users are outside top 6 cities

India's retail investing boom is increasingly being powered by smaller cities, with digital platforms expanding access far beyond the country's traditional financial hubs. Groww's FY26 Annual Report shows that 84% of its transacting users now come from outside India's top six cities, signalling a major shift in the geography of investing.

While both banks have introduced special-tenure deposits offering higher returns, Canara Bank has an edge across several standard maturities, whereas Union Bank offers the highest rate on a 555-day deposit.

Updated : Jul 31, 2026

Canara Bank vs Union Bank FD rates 2026: Which PSU bank offers higher returns for your fixed deposit?

Canara Bank and Union Bank of India are offering interest rates of over 6.5% on select fixed deposit (FD) tenures, with senior citizens earning up to 7.15%. Here's a comparison of the latest FD rates, tax-saving deposits and special-tenure schemes to help investors choose the better option.

Under the new framework, regular AIF schemes can now be launched 10 working days after filing the Placement Memorandum with SEBI, unless the regulator advises otherwise.

Updated : Jul 30, 2026

Launching an AIF just got faster: What SEBI's new GARUDA framework means

GARUDA, short for Green-Channel: AIF Rollout Upon Document Acknowledgement, is designed to simplify and expedite the processing of Placement Memorandums (PPMs) — the key disclosure document that AIFs file before launching a scheme

The World Gold Council report noted households increasingly opted for lighter jewellery, lower-carat products and investment-grade gold while continuing to view the yellow metal as a preferred store of value.

Updated : Jul 31, 2026

Indians spent Rs 65,000 crore more on gold in Q2 despite buying less. Here's why

According to the World Gold Council's Gold Demand Trends Q2 2026 report, total gold demand in India fell to 131.4 tonnes in the April-June quarter of 2026 from 139.7 tonnes in the corresponding period last year, a decline of nearly 6%. However, the total value of purchases jumped 50% to a record Rs 1.98 lakh crore from Rs 1.33 lakh crore a year ago.

South Korea's Kospi index slumped more than 11% on Wednesday

Updated : Jul 30, 2026

'3x leveraged single-stock ETFs...pure gambling': Capitalmind CEO on what fuelled Kospi crash

South Korea's Kospi index slumped more than 11% on Wednesday, and 43% from its June peak of 9,386 to 5,311.77

The choice between owning a car and relying on ride-hailing services depends on individual travel patterns. For those who drive every day or need a vehicle for family use, ownership can still offer value.

Updated : Jul 30, 2026

Car ownership vs ride-hailing: Is buying a car still the smarter financial choice?

Owning a car has long been viewed as a symbol of financial stability, but rising ownership costs are prompting many urban consumers to reconsider the economics. As ride-hailing services become more accessible, the debate is shifting from affordability to whether owning a car still offers the best value.

Keki Mistry's comments come as the rent-versus-buy debate gains traction amid rising property prices and high home loan EMIs across metros and major cities.

Updated : Jul 30, 2026

HDFC's former CEO Keki Mistry rejects 'Rent vs Buy' theory: Here's why he backs homeownership

Former HDFC Ltd Vice Chairman and CEO Keki Mistry has weighed in on the long-running rent-versus-buy debate, firmly backing homeownership over renting. He argues that a house is not just a place to live but a long-term asset that can provide financial security and even serve as a retirement cushion.

One common misconception is that positive aggregate FPI inflows benefit the entire market equally.

Updated : Jul 30, 2026

FPI inflows don't tell the full story: Why earnings and valuations matter more for investors

Foreign portfolio investor (FPI) inflows may influence market sentiment, but they should not be the sole basis for investment decisions. Experts say earnings growth, valuations and sector-specific trends offer a more reliable guide to identifying long-term opportunities.

For investors seeking the highest regular fixed deposit returns, Bandhan Bank currently offers higher interest rates than Bank of Baroda across key tenures of 1, 2 and 3 years.

Updated : Jul 30, 2026

Bandhan Bank vs Bank of Baroda FD rates: Compare interest rates across 1-, 2-, 3- and 5-year tenures

Bandhan Bank and Bank of Baroda have updated their fixed deposit (FD) interest rates, offering returns across tenures ranging from seven days to 10 years. Here's a comparison of their latest FD rates, senior citizen benefits, tax-saving deposits and special schemes to help investors choose the right option.

In the retail market, gold continues to be traded mainly in two purities, 24-karat and 22-karat.

Updated : Jul 29, 2026

Gold, silver prices today (July 29): Yellow metal sees slight dip, silver crosses ₹2.15 lakh; check latest rates here

On the Multi Commodity Exchange (MCX), gold futures were down by 0.88% at ₹1.42 lakh per 10 grams, whereas silver futures dropped by around 2% to ₹2.17 lakh per kilogram at the time of writing this story.

Investment

Where should you invest in August? Large caps, banks and infrastructure emerge as top bets amid global uncertainty

Suryoday vs Jana Small Finance Bank FD Rates: Compare 1-Year, 3-Year, 5-Year, Tax Saver fixed deposit schemes

Your car loan is over but your checklist isn't: CA explains costly mistakes made after the last EMI

RBI's new FD rules from October 1: What fixed deposit investors need to know

ICICI Bank vs Bandhan Bank: Compare FD interest rates before investing your money

24K Gold rate on Aug 1: Gold prices range from ₹1.47 lakh to ₹1.48 lakh; silver holds near ₹2.35 lakh/kg

What are Alternative Investment Funds? Understanding SEBI's AIF categories, new GARUDA framework

CPSE, PSU Bank ETFs emerge as top five-year wealth creators; global tech funds also deliver strong returns

Gold's volatility shifts focus to guaranteed returns as non-par life insurance gains traction

August 2026 and your finances: ITR deadline, CKYC 2.0 rollout, RBI policy, LPG prices and other key financial changes to watch

Gold, silver prices today: Delhi, Mumbai, Chennai, Hyderabad, Kolkata rates; MCX gold at ₹1.42 lakh

India's investing story is now in small towns: 84% of Groww users are outside top 6 cities

Canara Bank vs Union Bank FD rates 2026: Which PSU bank offers higher returns for your fixed deposit?

Launching an AIF just got faster: What SEBI's new GARUDA framework means

Indians spent Rs 65,000 crore more on gold in Q2 despite buying less. Here's why

'3x leveraged single-stock ETFs...pure gambling': Capitalmind CEO on what fuelled Kospi crash

Car ownership vs ride-hailing: Is buying a car still the smarter financial choice?

HDFC's former CEO Keki Mistry rejects 'Rent vs Buy' theory: Here's why he backs homeownership

FPI inflows don't tell the full story: Why earnings and valuations matter more for investors

Bandhan Bank vs Bank of Baroda FD rates: Compare interest rates across 1-, 2-, 3- and 5-year tenures

Gold, silver prices today (July 29): Yellow metal sees slight dip, silver crosses ₹2.15 lakh; check latest rates here

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