Salaried workers might prefer monthly SIPs, ideally timed to coincide with their salary deposit for added convenience.
At just 25, with Rs 6 lakh annual income, this young investor finds himself allocating over 30% of his income to LIC policies pushed by family advice. Has he chosen the right way to realign his money with smarter, long-term goals.
From guaranteed, tax-free instruments to market-linked mutual funds with tax benefits, experts advise a balanced mix of investments under the EEE and ELSS umbrellas for long-term wealth creation.
Quitting a high-paying corporate job for a slower life in the hills sounds liberating—until money management takes centre stage.
CA Nitin Kaushik, in a social post, explained that incremental increases in lifestyle expenses can quietly erode your future financial stability. Succumbing to the temptation to splurge on luxuries like nicer cars, dining at expensive restaurants, or upgrading to larger homes may result in higher expenditures without a corresponding boost in savings.
Despite this short-term pain with losses in the opening months of 2025, recent months have brought signs of a strong recovery. Most small-cap funds are now back in positive territory on a one-year basis, signalling a shift in market momentum.
A dinner for two in India might be ₹500, while in the US it would be ₹2,000. Monthly internet costs hover around ₹700 in India, but soar to ₹6,000 in the US. Even a simple doctor’s visit, which might cost ₹1,200 in India, jumps to nearly ₹10,000 in the US.
Defence mutual funds in India have seen a one-month return surge, ranging from 13.67% to 18.75%, primarily due to increased market focus on defence sector investments and geopolitical activities.
As more young professionals look for financial parity in partnerships, joint home loans are increasingly seen as a means to foster joint accountability, improved financial discipline, and equal asset ownership, making them a strategic move for couples planning long-term investments.
Finfluencer Akshat Shrivastava said a clueless investor with gold and land is in a safer position than one playing blind in the equity markets.
Starting early is the golden rule of wealth creation. If an investor starts at 21, he or she is already ahead of the curve. With Rs 10,000 to invest each month and a preference for low-maintenance, long-term strategies, one is well-positioned to build lasting wealth through disciplined SIPs in carefully chosen mutual funds.
Designed to track the Nifty200 Quality 30 Index, the fund focuses on the top 30 companies from the Nifty 200, selected using a quality factor that emphasizes strong return on equity, low financial leverage, and consistent earnings growth.
When markets turn volatile, asset allocation becomes your first line of defence. Diversifying across equities, gold, and debt can cushion losses, preserve capital, and keep long-term goals on track.
The bill, backed by Donald Trump and introduced in the US House of Representatives, would apply a 5% levy on all international money transfers by non-citizens, regardless of amount or purpose.
EPFO KYC update: By regularly updating your KYC details—like Aadhaar, PAN, bank account, and mobile number—you can avoid delays and ensure your EPF contributions are credited on time.
Investment expert Abhijit Chokshi noted that luxury didn’t get cheaper in recent years. In recent years, the middle class got hooked on looking rich, with 75% of luxury buyers earning under Rs 20 lakh annually. These buyers aren’t old-money elites, but salaried professionals, freelancers, and influencers chasing status.
The latest data from AMFI showed mid-cap and small-cap funds saw inflows dip by 3.6% and 2.3%, respectively. Meanwhile, large-cap funds bucked the trend with a 7.8% rise in investments to Rs 2,671.46 crore.
Indian Bank introduces IND SECURE and IND GREEN fixed deposit schemes with interest rates up to 7.15%, while discontinuing IND SUPER 400 Days and IND SUPREME 300 Days schemes.
LIC Mutual Fund has revived five key equity schemes, aiming to boost AUM and cater to a broad investor base. Sporting a notable 11% AUM growth, these schemes align with current market demands.
Many experts have said that investors are expected to move beyond traditional asset classes, exploring opportunities in green energy, artificial intelligence, and alternative investments such as REITs, InvITs, and private equity.
The ICICI Prudential Quality Fund will initially consider a total of 625 stocks from the overall coverage universe. Selection criteria including return on equity (RoE), return on capital employed (RoCE), financial leverage, net cash balance, and capital allocation will be applied to identify approximately 250 stocks from the initial set.