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Investment

The formula to create wealth remains simple and accessible: Consistency × Patience × Simplicity — a path that anyone can begin today, regardless of income level.
Updated : Dec 29, 2025

No fancy job, no stocks: How steady discipline built ₹55 lakh wealth for a Surat man

The journey was built on consistency rather than complexity. Savings were channelled into recurring deposits, gold savings schemes, and small local real estate investments in a village near Surat. Over time, the person also came to own a 2-storey house and a small commercial shop, both rented out. 

While BIS hallmarking improved consumer protection, loopholes like fake stamps led to the rollout of HUID—a six-digit alphanumeric code now mandatory on hallmarked jewellery.
Updated : Dec 27, 2025

How Technology Is Helping Ensure the Purity and Safety of Gold

Earlier, people depended on touchstone tests or the local jeweller’s word. Those methods were quick but not always accurate. Today, most stores and manufacturing units use XRF machines, which check gold purity within minutes without damaging the item.

Retirement Planning
Updated : Dec 27, 2025

The Whole Picture on Annuities: Creating a strong foundation for retirement planning

From being looked upon as just an instrument for fixed returns, annuities have come a long way to represent financial reliability and reassurance post-retirement.

Post Office Time Deposits offer up to 7.5% on five-year terms, while most state-owned banks provide lower FD rates of around 6–6.5%.
Updated : Dec 27, 2025

Can I invest in Post Office Time Deposit and how are these schemes different from bank FDs?

Both Post Office deposits and bank fixed deposits are considered safe, low-risk debt options. Over longer investment periods, however, bank FDs typically generate a larger corpus, largely because of compounding. The difference is not about safety, but about how interest is credited and reinvested over time.

Over the next five years, LP capital is expected to flow most aggressively into energy transition infrastructure, electric mobility and financing, battery storage.
Updated : Dec 27, 2025

Why climate-focused AIFs are drawing serious LP money beyond ESG mandates

Climate-focused AIFs in India are rapidly moving beyond the ESG label, drawing serious long-term capital from HNIs, family offices and institutional LPs. Regulatory clarity, large fundraises and strong commercial fundamentals are positioning these funds as a mainstream private-market allocation rather than niche impact bets.

Silver is on course for its strongest annual performance since 1979, supported by a broad rally across precious metals.
Updated : Dec 27, 2025

Silver powers ahead gold, platinum in bullion rally; $80–$90 next test, $100 seen early in 2026

On COMEX, silver climbed to an all-time high of $79.70 per ounce on the March 2026 contract, marking a staggering rise of nearly 190% from its 52-week low of $27.545 per ounce. The rally has been equally dramatic in India, with silver prices on the Multi Commodity Exchange (MCX) touching a new peak of Rs 2,39,397 per kg on Friday.

Medicines related to blood pressure and diabetes accounted for an overwhelming 93% of chronic-care orders, underlining the scale of long-term health conditions across Indian households.
Updated : Dec 27, 2025

Vitamins over medicines: Preventive healthcare takes centre stage as India’s health behaviour transforms in 2025

Vitamin B supplements stood out as the single most purchased health product of the year, recording a 33% year-on-year growth across cities and age groups. Calcium and Vitamin D supplements followed closely, highlighting growing awareness around nutritional deficiencies, bone health and immunity.

Dhirendra Kumar, CEO and founder of Value Research, said no trend lasts indefinitely. Markets are cyclical, and mean reversion eventually asserts itself.
Updated : Dec 26, 2025

Should investors go after hot investments? Here's what experts think about chasing top winning assets

When markets deliver outsized returns, investors are often tempted to chase the hottest-performing assets. From small-cap stocks to silver, recent winners can create a powerful fear of missing out. But experts warn that without discipline, following momentum blindly can do more harm than good.

Rather than chasing prices at peaks, experts recommend using gold primarily as a diversification tool.
Updated : Dec 26, 2025

Hedge to core asset: Gold’s record rally reshapes portfolios in 2025 — how investors can play it in 2026

Gold prices are up about 70% so far this year, while silver has surged more than 150%, marking their strongest annual gains in decades. Despite the strong momentum, market participants urge caution at elevated levels. Buying gold at record highs carries risks, and experts advise against aggressive lump-sum purchases.

Graphite is no longer just an industrial input — it is fast becoming a strategic asset in the global energy transition.
Updated : Dec 26, 2025

From EVs to geopolitics: Why graphite mining is back in focus in the US. How Indians can invest?

India is not just a producer but an emerging exporter in the global graphite market: In 2023, India exported around $24.3 million worth of artificial graphite, with the United States being the largest destination at over $10.1 million — roughly 41% of total exports. 

Gold, silver and platinum have all hit lifetime highs, driven by easing rate expectations and global tensions.
Updated : Dec 26, 2025

Metals on fire: Gold above $4,500, silver tops $75, platinum join record-breaking rally

Gold climbed to a fresh peak above $4,530 an ounce on Friday, extending its best run in decades. Silver surged past $75 for the first time, while platinum jumped nearly 8% to a record high. Markets are betting on Fed rate cuts, a weaker dollar and sustained geopolitical risks.

In India, platinum prices have mirrored the global uptrend. As per Goodreturns, platinum was quoted at ₹55,350 per 10 gm on December 19. Prices have jumped 121% so far in 2025.
Updated : Dec 25, 2025

Missed the gold and silver rush? This precious metal is the next big bet with 121% gain

Unlike gold and silver, platinum occupies a unique position as both a precious and an industrial metal. According to the World Platinum Investment Council (WPIC), the global platinum market is currently in deficit, a factor that has supported prices and revived investor interest. 

By tracking indices, these funds offer stable, long-term growth that often rivals or beats active managers. 
Updated : Dec 25, 2025

From ₹20,000 a month to Rs 18 lakh: Here's how index funds turn discipline into long-term wealth

At ₹15,000 per month, a five-year contribution of ₹9 lakh can grow to roughly ₹12-13 lakh. At ₹20,000 per month, ₹12 lakh invested may turn into ₹17-18 lakh. 

Retail investors often chase the best-performing stock or fund of the year, HNIs, by contrast, think in full market cycles.
Updated : Dec 24, 2025

How HNIs and ultra HNIs deploy wealth amid market volatility; expert on the rise of AIFs, PMS

In equities, Alternative Investment Funds (AIFs) have become a preferred vehicle. AIFs pool capital into professionally managed structures with trustees, fund accountants, legal oversight and compliance checks, features that resonate with investors who value governance as much as returns.

As 2026 begins, both gold and silver carry strong tailwinds, though gains may moderate in the coming months. Some analysts have said copper may rise further next year.
Updated : Dec 24, 2025

Gold, silver, or copper: Which metal should investors choose in 2026?

After a blockbuster 2025, metals are firmly back in the spotlight as investors reassess strategies for the year ahead. Gold and silver delivered exceptional returns, while copper joined the rally on supply and demand pressures. As 2026 approaches, the key question is which metal offers the best balance of stability, growth and opportunity.

The white metal outperformed the shiny yellow metal with a wide margin, turning to a multibagger asset class for the year.
Updated : Dec 24, 2025

Silver prices jump Rs 45,000 in 10 days! Will the momentum in white metal continue?

"Everything that shines is not gold" is a proverb but has turned into rewarding reality in 2025 for the investors who put their money in silver.

At the start of 2025, platinum was below $1,000 per ounce and largely overlooked, before breaking past that level in mid-May and igniting a powerful rally.
Updated : Dec 24, 2025

Beyond gold and silver: Platinum steals the spotlight with 140% surge in 2025

Platinum futures have staged a remarkable surge, culminating in a nine-day winning streak that pushed prices to a record high of $2,323 per ounce before settling slightly lower at $2,320.

Spot silver rose 0.5% on Wednesday to trade at $71.80 an ounce, after briefly touching a fresh all-time high of $71.85 earlier in the session.
Updated : Dec 24, 2025

Silver now third most valuable asset: White metal touches $4.04 trn surpassing Apple’s $4.02 trn 

With a market capitalisation of about $4.04 trillion, silver has overtaken Apple Inc., whose valuation stood at roughly $4.02 trillion as of Tuesday’s Wall Street close. This places silver as the world’s third-most valuable asset, behind only gold and Nvidia.

Vedanta boss says silver has an intrinsic value and also a functional demand
Updated : Dec 23, 2025

'Silver story is just beginning': Vedanta's Anil Agarwal as metal hits new high of Rs 2.14 lakh per kg

Silver is unique because it is the only metal that has an intrinsic value and also a functional demand, says Vedanta's Anil Agarwal

Historical data shows that investing at an all-time high has delivered positive returns 100% of the time over any five-year holding period.
Updated : Dec 23, 2025

Gold, silver at high: Invest at all-time highs or wait for a dip? Expert decodes what history and data really suggest

Gold neared $4,500 per ounce and silver shattered $70 records on Tuesday, igniting debate: buy the peak or wait for a cooldown? A weakening dollar, Fed rate cuts, and geopolitical risks propelled gold up 0.9% to $4,486.34 (intraday high $4,497.55), with silver surging 2.2% on 143% YTD gains from supply deficits and industrial demand.

Silver prices hit record highs in 2025, with spot silver crossing $70 per ounce for the first time and MCX silver touching Rs 2,16,596 per kg.
Updated : Dec 23, 2025

Silver’s 25-year surge: Prices jump from Rs 7,900/kg in 2000 to Rs 2.16 lakh in 2025 -- 2,600% rise

Silver’s long-term wealth story is quietly compelling. An investment of just Rs 1,000 in the metal in 2000 would be worth Rs 26,455 today, reflecting a 26-fold rise over 25 years and the power of staying invested. With prices climbing from about Rs 7,900 per kg at the start of the millennium to nearly Rs 2.16 lakh now, silver has delivered returns of over 2,600%, defying its reputation as merely a cyclical industrial metal.

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