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In 2025, silver led with over 127% gains, while gold extended its multi-year bull run with a robust 65% increase.
Updated : Dec 20, 2025

2026 bullion outlook: Gold to stay defensive anchor, silver offers higher-beta play amid policy easing

After a blockbuster 2025, precious metals are entering 2026 with strong momentum and structural tailwinds. Gold and silver delivered generational returns amid geopolitical risks, central bank buying and industrial demand shocks. As policy easing and global uncertainty persist, the outlook for both metals remains firmly constructive going into the new year.

Skipping preventive check-ups may appear cost-saving in the short term, but it often results in higher long-term expenses.
Updated : Dec 20, 2025

Are Indians overspending on treatment, ignoring prevention? Here’s how much families should budget in 2026

Data from the ACKO India Health Report 2024 highlights a stark imbalance in how Indian families spend on healthcare. While hospitalisation costs average Rs 70,558 per claim, a basic preventive check-up costs as little as Rs 700—yet prevention continues to take a back seat.

The total interest received by banks is calculated yearly, and then they inform the I-T dept about it. In case the annual interest is over the limit, the bank may deduct TDS.
Updated : Dec 20, 2025

Rs 5 lakh cumulative FD monthly income explained: Returns, tax rules, investment options in 2026

For investors with a corpus of Rs 5 lakh, a cumulative n FD can generate steady monthly interest, making it a practical option for meeting regular expenses or supplementing income. However, falling repo rates should also being considered while investing.

The rate adjustments by SBI, HDFC, ICICI, Axis, and Canara Bank closely follow the RBI’s monetary policy shift and are mirrored across the sector as other leading banks also revise their retail deposit products.
Updated : Dec 19, 2025

SBI, HDFC, ICICI, Axis, Canara Bank revise FD rates post RBI rate cut

Following the RBI’s 25 basis point repo rate cut, major banks including SBI, HDFC, ICICI and Axis Bank have reduced fixed deposit rates for both general citizens and senior citizens.

Homebuying for middle class will only get tougher, explains finfluencer
Updated : Dec 19, 2025

‘Your parents bought a house at 35 but you can’t’: Expert on middle class’ unrealised dream

In today’s financial ecosystem, debt is encouraged – people are borrowing money to buy things. Most fintech startups are venturing into lending, which is a lucrative business. 

Alok Jain said this year's rally particularly significant is the shift in how Indians are investing in gold.
Updated : Dec 18, 2025

Gold, silver rates: Gold and silver are no longer niche assets, a revolution is underway, says expert 

Alok Jain, Founder of Weekend Investing, describes the move as a “gold and silver revolution nobody saw coming.” He notes that his firm has remained bullish on gold since 2016, even as large parts of the financial advisory community dismissed the metal as an unproductive hedge.

Issued at Rs 2,840 per gram in December 2017, the SGB 2017–18 Series-XII will redeem at Rs 13,245 per gram, delivering a 366.3% return excluding interest.
Updated : Dec 18, 2025

Gold’s golden run: This SGB issue converted Rs 2 lakh investment into Rs 9.32 lakh in 7 years

The Reserve Bank of India (RBI) has announced the final redemption price for the SGB 2017–18 Series-XII at Rs 13,245 per unit. The price is based on the average closing price of 999-purity gold for the three business days preceding the redemption date.

The Centre said the sharp rise in domestic gold and silver prices over the past year has been driven mainly by international market trends, rupee-dollar fluctuations and geopolitical uncertainty.
Updated : Dec 16, 2025

Gold and silver prices surge: Will govt regulate retail rates amid rally? Ministry clarifies

Parliamentary data revealed that gold imports fell 17.3% in volume from 9.15 lakh kg ($34.4 billion) in 2014-15 to 7.57 lakh kg ($58 billion) in 2024-25, a 69% value surge. Silver imports dropped sharply, 33% from 77.1 lakh kg ($4.52 billion) to 51.6 lakh kg ($4.83 billion), up 6.7% in value.

One of the biggest errors people make after a financial shock is trying to fix everything at once, the CA explained.
Updated : Dec 14, 2025

'Shame won’t pay bills, clarity will': CA shares 90-day formula to recover from financial mistakes

The financial expert also highlighted the underestimated power of small, automated actions — a few hundred rupees a week toward savings or loans. While these amounts may seem insignificant, he said they rebuild something crucial: trust in oneself.

Silver powers solar panels, EV batteries, and semiconductors—all booming sectors driving future demand.
Updated : Dec 13, 2025

Silver hits Rs 2 lakh/kg record: Axis Securities sees upside to Rs 2.4 lakh; what lies ahead

Axis Securities eyes silver dips to Rs 1.7-1.78 lakh for buys, targeting Rs 2.4 lakh in 2026. Silver has broken out of a multi-year consolidation phase, signaling the early stages of a long-term structural uptrend. The monthly chart highlights a massive 'Rounding Bottom breakout formation' stretching from 2011 to 2025.

Market cycles are a part of long-term investing, but your financial security doesn’t have to be compromised because of short-term volatility.
Updated : Dec 13, 2025

Salaried professional with surplus income: Can insurance plans deliver long-term returns amid stock market swings?

Market volatility can make even seasoned investors hesitant, especially when balancing long-term returns with financial security. For salaried professionals with surplus income, insurance-backed investment options can offer a stable path to growth while protecting against uncertainty.

Silver prices have already zoomed 100% in 2025.
Updated : Dec 12, 2025

Silver price crosses Rs 2 lakh mark for first time, here's the outlook and risks ahead

Silver rates hit a record high of Rs 2,00,362 per kg on the MCX today rising Rs 1420 against the previous close of Rs 1,98,942. 

Gold Silver Price
Updated : Dec 12, 2025

Gold near 7-week high after Fed Reserve rate cuts, soft dollar; India gold at Rs 1.31 lakh

Gold held near a seven-week peak on Friday as traders doubled down on expectations of deeper US Federal Reserve rate cuts in 2025 following a dovish policy shift. Silver, meanwhile, hovered just below Thursday’s record high, supported by robust industrial demand and a softening dollar.

Bond investing means lending money to governments, PSUs, or companies for a fixed period in return for periodic interest and repayment of principal at maturity.
Updated : Dec 11, 2025

Fixed deposit yields dip after RBI repo rate cut - should investors go for bonds despite hidden risks?

In the low-rate era, bonds bridge FD gaps without equity volatility. Retail investors are increasingly shifting toward bonds, and experts say there are two major drivers behind this trend - a steady monthly income and rise in bond yields along with the ease of investing.

Over a shorter five-year period, gold’s performance was stronger, with a five-year CAGR of 23.2 per cent versus 16.5 per cent for Indian equities.
Updated : Dec 11, 2025

Gold shines with 15% returns, beats Indian equities & real estate in 20 years: Report

Analysts attribute gold’s rise to central bank buying, safe-haven demand amid aggressive central bank policies, geopolitical concerns, softening in the rupee, and high equity valuations.

At 11:46 IST on Thursday, March contracts on COMEX traded near $62.11 per ounce, just off the record daily peak of $63.25. On MCX, the March silver contract reached Rs 193,453 per kilogram, an increase of 1.1%.
Updated : Dec 11, 2025

Silver surges to $62.50 as US Fed cuts rates by 25 bps -- what investors should note now

Despite the rally, some experts caution about possible price corrections. Jigar Trivedi, Senior Research Analyst at Reliance Securities, suggested that silver could pull back by 20-30% or more due to the steep rise.

While small and mid caps are bleeding now, their historical cycles reveal extended pain but also potential for substantial long-term gains.
Updated : Dec 11, 2025

Small caps sink, midcaps wobble: What should investors do in this rough market?

The BSE Smallcap index has plunged 9.45% year-to-date, marking its poorest showing since 2018's 23% crash and reversing a spectacular 93% rally across 2023-24 that fueled retail frenzy and record fund flows.

Silver, which was Rs 85,851 per kg on December 31 last year, touched Rs 1,78,861 per kg on December 9.
Updated : Dec 10, 2025

Silver prices hit record highs as demand from EVs, solar, data centres rises; what lies ahead in 2026

Silver has doubled in 2025, rocketing from $50 to $61 per ounce — and from Rs 1,58,000 to Rs 1,90,000 per kg — in barely 12 trading sessions. Experts said as the metal heads into 2026, its fundamentals and technicals still look firmly supportive. But analysts warn that caution and careful entry strategies are essential.

Domestic gold prices hit a record Rs 132,000 per 10 grams in October, rising over 60% this year and outpacing global gains due to rupee depreciation.
Updated : Dec 10, 2025

Gold set for ‘higher-for-longer’ phase; $5,000/oz possible in 2026, says Kotak Securities

Kotak Securities noted that while some short-term pullback after 2025’s surge is expected, gold’s fundamentals remain solid going into 2026 and beyond.

He highlighted common spending decisions — from cars and phones to vacations — that often push people into unnecessary borrowing.
Updated : Dec 8, 2025

'Up to 25% of income on EMIs...': CA warns about hidden cost of borrowed lifestyles 

The financial expert urged people to pause and rethink purchases that require loans, especially non-essential ones. “If something requires a loan, I rethink, wait, save, or skip,” he wrote, stressing that a lifestyle funded by debt is ultimately one “owned by the bank.” 

Borrowers should first check whether their bank or housing finance company allows biweekly payments, as policies differ across lenders.
Updated : Dec 7, 2025

Smart loan hack: How a small EMI shift can save you ₹12-18 lakh on your home loan

He explained that biweekly payments subtly increase the number of EMIs made in a year. While the standard monthly cycle results in 12 EMIs, switching to a biweekly rhythm adds up to 26 half-payments, which is equal to 13 full EMIs annually.

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