
Creating long-term wealth requires more than chasing past returns. In this discussion, Shweta Rajani shares her approach to selecting large cap and flexi cap mutual funds, highlighting why investors must look beyond short-term performance rankings. She explains that a fund’s past top-quartile returns offer no guarantee of future outperformance, making portfolio construction, stock selection quality, fund manager capability and active management far more important. Shweta names her preferred large cap and flexi cap categories, including select funds that fit well into a long-term portfolio. The conversation offers practical insights into how investors should evaluate mutual funds with a 10–12 year mindset, focusing on consistency, underlying portfolio strength and disciplined investment strategy rather than short-term market noise.